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PB Fintech LimitedNSEI:POLICYBZR Stock Report

Market Cap ₹748.1b
Share Price
₹1.62k
₹1.88k
13.9% undervalued intrinsic discount
1Y-4.2%
7D11.7%
Portfolio Value
View

PB Fintech Limited

NSEI:POLICYBZR Stock Report

Market Cap: ₹748.1b

PB Fintech (POLICYBZR) Stock Overview

Operates an online marketplace for insurance and lending products in India and the United Arab Emirates. More details

POLICYBZR fundamental analysis
Snowflake Score
Valuation0/6
Future Growth5/6
Past Performance5/6
Financial Health4/6
Dividends0/6

Rewards

Risk Analysis

No risks detected for POLICYBZR from our risk checks.

POLICYBZR Community Fair Values

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See what 14 others think this stock is worth. Follow their fair value or set your own to get alerts.

₹1.44k
FV
12.7% overvalued intrinsic discount
28.63%
Revenue growth p.a.
27
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PB Fintech Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for PB Fintech
Historical stock prices
Current Share Price₹1,623.20
52 Week High₹1,978.00
52 Week Low₹1,364.00
Beta0.27
1 Month Change8.42%
3 Month Change-2.43%
1 Year Change-4.18%
3 Year Change176.76%
5 Year Changen/a
Change since IPO35.01%

Recent News & Updates

Recent updates

PB Fintech Limited Just Recorded A 13% EPS Beat: Here's What Analysts Are Forecasting Next

Feb 05
PB Fintech Limited Just Recorded A 13% EPS Beat: Here's What Analysts Are Forecasting Next

Why We're Not Concerned About PB Fintech Limited's (NSE:POLICYBZR) Share Price

Jan 21
Why We're Not Concerned About PB Fintech Limited's (NSE:POLICYBZR) Share Price

Here's Why PB Fintech (NSE:POLICYBZR) Has Caught The Eye Of Investors

Nov 28
Here's Why PB Fintech (NSE:POLICYBZR) Has Caught The Eye Of Investors

Earnings Beat: PB Fintech Limited Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

Nov 01
Earnings Beat: PB Fintech Limited Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

PB Fintech Limited (NSE:POLICYBZR) Not Lagging Industry On Growth Or Pricing

Sep 25
PB Fintech Limited (NSE:POLICYBZR) Not Lagging Industry On Growth Or Pricing

PB Fintech Limited Just Missed Earnings - But Analysts Have Updated Their Models

Aug 03
PB Fintech Limited Just Missed Earnings - But Analysts Have Updated Their Models

We Ran A Stock Scan For Earnings Growth And PB Fintech (NSE:POLICYBZR) Passed With Ease

Jul 11
We Ran A Stock Scan For Earnings Growth And PB Fintech (NSE:POLICYBZR) Passed With Ease
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Dynamic Expansion And Strategic Shifts Propel Health Insurance Growth Surge

The transition to capital guarantee products aligns with market demand and could sustain revenue growth by improving net margins with higher-margin offerings.

Shareholder Returns

POLICYBZRIN InsuranceIN Market
7D11.7%3.0%3.5%
1Y-4.2%2.2%3.9%

Return vs Industry: POLICYBZR underperformed the Indian Insurance industry which returned 2.2% over the past year.

Return vs Market: POLICYBZR underperformed the Indian Market which returned 3.9% over the past year.

Price Volatility

Is POLICYBZR's price volatile compared to industry and market?
POLICYBZR volatility
POLICYBZR Average Weekly Movement5.5%
Insurance Industry Average Movement4.0%
Market Average Movement7.3%
10% most volatile stocks in IN Market10.3%
10% least volatile stocks in IN Market4.8%

Stable Share Price: POLICYBZR has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: POLICYBZR's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
200822,329Yashish Dahiyawww.pbfintech.in

PB Fintech Limited operates an online marketplace for insurance and lending products in India and the United Arab Emirates. It operates through two segments, Insurance Services and Other Services. The company offers Policybazaar that enables consumers to compare, evaluate, and apply for insurance products, such as term, life, health, car, 2 wheeler, family health, travel, and home insurance products, as well as investment, guaranteed return, child savings, and retirement plans.

PB Fintech Limited Fundamentals Summary

How do PB Fintech's earnings and revenue compare to its market cap?
POLICYBZR fundamental statistics
Market cap₹748.08b
Earnings (TTM)₹5.79b
Revenue (TTM)₹62.41b
129.6x
P/E Ratio
12.0x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
POLICYBZR income statement (TTM)
Revenue₹62.41b
Cost of Revenue₹22.86b
Gross Profit₹39.54b
Other Expenses₹33.75b
Earnings₹5.79b

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

May 30, 2026

Earnings per share (EPS)12.52
Gross Margin63.37%
Net Profit Margin9.29%
Debt/Equity Ratio4.9%

How did POLICYBZR perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/04/21 11:36
End of Day Share Price 2026/04/21 00:00
Earnings2025/12/31
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

PB Fintech Limited is covered by 39 analysts. 23 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ashwin MehtaAmbit Capital
Vijayaraghavan SwaminathanAvendus Spark
Sanketh GodhaAvendus Spark