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ICICI Prudential Life Insurance Company LimitedNSEI:ICICIPRULI Stock Report

Market Cap ₹701.0b
Share Price
₹483.25
₹688.39
29.8% undervalued intrinsic discount
1Y-24.0%
7D-4.1%
1D
Portfolio Value
View

ICICI Prudential Life Insurance Company Limited

NSEI:ICICIPRULI Stock Report

Market Cap: ₹701.0b

ICICI Prudential Life Insurance (ICICIPRULI) Stock Overview

Provides life insurance, annuity, pension, and health insurance products to individuals and groups in India. More details

ICICIPRULI fundamental analysis
Snowflake Score
Valuation2/6
Future Growth1/6
Past Performance4/6
Financial Health3/6
Dividends2/6

ICICIPRULI Community Fair Values

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See what 10 others think this stock is worth. Follow their fair value or set your own to get alerts.

ICICI Prudential Life Insurance Company Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for ICICI Prudential Life Insurance
Historical stock prices
Current Share Price₹483.25
52 Week High₹706.80
52 Week Low₹473.05
Beta0.45
1 Month Change-14.81%
3 Month Change-19.67%
1 Year Change-24.02%
3 Year Change-2.38%
5 Year Change-16.65%
Change since IPO55.76%

Recent News & Updates

Narrative Update Jun 06

ICICIPRULI: Stable Dividend Policy Will Support Bullish View On Undervalued Shares

Analysts have slightly reduced their fair value estimate for ICICI Prudential Life Insurance, trimming the price target from ₹689.91 to ₹688.39 as they refresh assumptions on discount rate, growth and future P/E levels. What's in the News ICICI Prudential Life Insurance has recommended a final dividend of ₹1.65 per equity share for the fiscal year ended March 31, 2026, subject to shareholder approval at the upcoming Annual General Meeting, source: company board meeting on April 14, 2026.
Narrative Update Apr 30

ICICIPRULI: Dividend Payout Will Support Bullish Outlook On Undervalued Shares

Analysts have trimmed their price target on ICICI Prudential Life Insurance from ₹698.76 to ₹689.91, citing updated assumptions for revenue growth, profit margins and future P/E expectations. What's in the News The board, at its meeting on April 14, 2026, recommended a final dividend of ₹1.65 per equity share for the fiscal year ended March 31, 2026, subject to shareholder approval at the upcoming AGM, with payment to eligible shareholders expected within 30 days of the declaration at the AGM (Key Developments).

Recent updates

Narrative Update Jun 06

ICICIPRULI: Stable Dividend Policy Will Support Bullish View On Undervalued Shares

Analysts have slightly reduced their fair value estimate for ICICI Prudential Life Insurance, trimming the price target from ₹689.91 to ₹688.39 as they refresh assumptions on discount rate, growth and future P/E levels. What's in the News ICICI Prudential Life Insurance has recommended a final dividend of ₹1.65 per equity share for the fiscal year ended March 31, 2026, subject to shareholder approval at the upcoming Annual General Meeting, source: company board meeting on April 14, 2026.
Narrative Update Apr 30

ICICIPRULI: Dividend Payout Will Support Bullish Outlook On Undervalued Shares

Analysts have trimmed their price target on ICICI Prudential Life Insurance from ₹698.76 to ₹689.91, citing updated assumptions for revenue growth, profit margins and future P/E expectations. What's in the News The board, at its meeting on April 14, 2026, recommended a final dividend of ₹1.65 per equity share for the fiscal year ended March 31, 2026, subject to shareholder approval at the upcoming AGM, with payment to eligible shareholders expected within 30 days of the declaration at the AGM (Key Developments).
Narrative Update Apr 15

ICICIPRULI: Upcoming Dividend And Auditor Changes Will Support Bullish Outlook

Analysts have reduced their price target for ICICI Prudential Life Insurance from about ₹759 to about ₹699, reflecting adjustments to expectations for revenue contraction, profit margins, and future P/E assumptions. What's in the News The board recommended a final dividend of ₹1.65 per equity share for the fiscal year ended March 31, 2026, subject to shareholder approval at the upcoming AGM, with payment expected within 30 days of declaration (company filing).
Narrative Update Mar 28

ICICIPRULI: Upcoming Board Meetings Will Support Steady Margin Outlook

Analysts have trimmed their price target for ICICI Prudential Life Insurance slightly to ₹758.97 from ₹760.18, citing modest adjustments to longer term revenue and profit margin assumptions, along with a slightly higher future P/E multiple of 81.39x versus 79.31x in their updated models. What's in the News Board meeting scheduled for Apr 14, 2026, to review and approve audited standalone and consolidated financial statements and financial results for the quarter and year ended Mar 31, 2026, and to consider a dividend recommendation for the financial year (Key Developments).
Narrative Update Mar 13

ICICIPRULI: Upcoming Board Meetings Will Support Steady Margin Outlook

Analysts have nudged their fair value estimate for ICICI Prudential Life Insurance slightly higher to about ₹760 from roughly ₹758, citing small tweaks to revenue growth, profit margin assumptions and expectations for the future price-to-earnings (P/E) ratio. What's in the News Board meeting scheduled for Jan 13, 2026, to consider approval of the unaudited standalone and consolidated financial statements and financial results for the quarter and nine months ended Dec 31, 2025 (Key Developments) Board meeting set for Feb 05, 2026, at 09:35 Indian Standard Time to consider a change in the company’s Internal Auditor (Key Developments) Valuation Changes Fair Value: Revised slightly higher to about ₹760 from roughly ₹758, reflecting a very small uplift in the model output.
Narrative Update Feb 27

ICICIPRULI: Upcoming Board Meetings Will Support Steady Margin Outlook

Analysts have nudged their fair value estimate for ICICI Prudential Life Insurance slightly higher, with the price target moving from about ₹757.71 to about ₹757.94, reflecting updated assumptions around future P/E and modest tweaks to revenue growth and profit margin expectations. What's in the News A board meeting is scheduled for Feb 05, 2026 at 09:35 IST to consider a change in the company’s Internal Auditor (Key Developments).
Narrative Update Feb 12

ICICIPRULI: Upcoming Board Meetings Will Support Steady Margin Outlook

Analysts have kept their fair value estimate for ICICI Prudential Life Insurance steady at ₹757.71 per share, citing only small tweaks to assumptions such as a slightly lower discount rate, marginally adjusted revenue growth, profit margin expectations, and a modestly different future P/E of about 76x that together do not shift their overall price target view. What's in the News A board meeting is scheduled on Feb 05, 2026, at 09:35 Indian Standard Time to consider a change in the company’s Internal Auditor, indicating a potential shift in the internal audit function (Key Developments).
Narrative Update Jan 28

ICICIPRULI: Upcoming Board Review Will Support Strengthening Margin Outlook

Analysts have nudged their fair value estimate for ICICI Prudential Life Insurance to ₹757.71 from ₹754.71, reflecting updated views on revenue growth, profit margin assumptions, and a slightly lower future P/E multiple of 76.72 versus 79.72 earlier. What's in the News A board meeting is scheduled for January 13, 2026 to review and approve the unaudited standalone financial statements for the quarter and nine months ended December 31, 2025 (Key Developments).
Analysis Article Jan 27

Subdued Growth No Barrier To ICICI Prudential Life Insurance Company Limited's (NSE:ICICIPRULI) Price

ICICI Prudential Life Insurance Company Limited's ( NSE:ICICIPRULI ) price-to-earnings (or "P/E") ratio of 67.5x might...
Narrative Update Jan 14

ICICIPRULI: Upcoming Board Review Will Support Improving Margin Outlook

Analysts have lifted their price target on ICICI Prudential Life Insurance from ₹707 to about ₹755, citing updated assumptions that include adjusted revenue growth expectations, a slightly higher profit margin outlook, and a modestly higher future P/E multiple. What's in the News Board meeting scheduled for January 13, 2026, to consider unaudited standalone and consolidated financial statements for the quarter ended December 31, 2025 (Key Developments) Unaudited financial results for the nine months ended December 31, 2025, to be reviewed and approved at the same board meeting (Key Developments) Investors may monitor the outcome of the January 13, 2026, board meeting for updates on recent financial performance and any accompanying disclosures (Key Developments) Valuation Changes Fair Value: Price target moved from ₹707 to about ₹755, a moderate upward adjustment in the modelled fair value.
Analysis Article Jan 01

Here's Why We Think ICICI Prudential Life Insurance (NSE:ICICIPRULI) Is Well Worth Watching

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
Narrative Update Dec 25

ICICIPRULI: Upcoming Earnings Review Will Support Modestly Improving Margin Outlook

Analysts have modestly raised their price target on ICICI Prudential Life Insurance to ₹707.0. This reflects incremental improvements in projected profit margins and a slightly lower future P/E multiple, while keeping long term growth and discount rate assumptions broadly unchanged. What's in the News Board meeting scheduled for January 13, 2026, to review and approve unaudited standalone and consolidated financial statements and results for the quarter and nine months ended December 31, 2025 (company filing) Valuation Changes Fair Value: Maintained at ₹707.0 per share, indicating no change in the intrinsic value estimate.
Narrative Update Dec 11

ICICIPRULI: Upcoming Board Changes And Results Will Support Stable Outlook

Analysts have modestly adjusted their price target for ICICI Prudential Life Insurance, lifting it to ₹707.0 from ₹707 as they factor in stable revenue growth expectations, resilient profit margins, and an unchanged long term valuation multiple. What's in the News Board meeting scheduled for October 14, 2025, to review and approve unaudited standalone and consolidated financial statements for the quarter and half year ended September 30, 2025 (company filing).
Narrative Update Nov 27

ICICIPRULI: Board Meetings And Director Appointments Will Support Shareholder Value

Analysts have modestly raised their fair value estimate for ICICI Prudential Life Insurance from ₹706.35 to ₹707.00. This reflects updated views on the company's future earnings outlook and profit margins.
Narrative Update Nov 12

ICICIPRULI: Board Decisions Expected To Drive Long-Term Upside

Analysts have slightly raised their price target for ICICI Prudential Life Insurance to ₹706.35. This change reflects marginal updates in projected discount rate, revenue growth, and profit margin assumptions.
Narrative Update Oct 29

Upcoming Board And Shareholder Meetings Will Drive Positive Developments This Quarter

Analysts have slightly revised their price target for ICICI Prudential Life Insurance, decreasing it from ₹709.50 to ₹705.82. This adjustment is attributed to modest improvements in revenue growth and profit margins.
Narrative Update Oct 15

GIFT Select Product Will Deliver Secure And Adaptive Insurance Offerings

Analysts have revised their price target for ICICI Prudential Life Insurance slightly downward from ₹721.50 to ₹709.50. This change is based on updated revenue growth expectations and projected margins.
Analysis Article Oct 13

ICICI Prudential Life Insurance Company Limited's (NSE:ICICIPRULI) Shares May Have Run Too Fast Too Soon

When close to half the companies in India have price-to-earnings ratios (or "P/E's") below 27x, you may consider ICICI...
Analysis Article Sep 16

Does ICICI Prudential Life Insurance (NSE:ICICIPRULI) Deserve A Spot On Your Watchlist?

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Analysis Article Jun 30

Earnings Not Telling The Story For ICICI Prudential Life Insurance Company Limited (NSE:ICICIPRULI)

When close to half the companies in India have price-to-earnings ratios (or "P/E's") below 29x, you may consider ICICI...
User avatar
New Narrative Nov 13

Tactical Innovation And Capital Infusion To Drive Dynamic Growth And Strengthen Margins

Raising capital through nonconvertible debentures strengthens solvency and supports business growth, enhancing operational expansion and earnings.

Shareholder Returns

ICICIPRULIIN InsuranceIN Market
7D-4.1%-2.9%-0.8%
1Y-24.0%-13.5%-2.9%

Return vs Industry: ICICIPRULI underperformed the Indian Insurance industry which returned -13.5% over the past year.

Return vs Market: ICICIPRULI underperformed the Indian Market which returned -2.9% over the past year.

Price Volatility

Is ICICIPRULI's price volatile compared to industry and market?
ICICIPRULI volatility
ICICIPRULI Average Weekly Movement4.5%
Insurance Industry Average Movement4.5%
Market Average Movement7.2%
10% most volatile stocks in IN Market10.2%
10% least volatile stocks in IN Market4.8%

Stable Share Price: ICICIPRULI has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: ICICIPRULI's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
200018,963Anup Bagchiwww.iciciprulife.com

ICICI Prudential Life Insurance Company Limited provides life insurance, annuity, pension, and health insurance products to individuals and groups in India. The company offers term, savings, unit linked, guaranteed return, child education, and retirement insurance plans; and pension fund management services. It distributes its products through individual and corporate agents, banks, and brokers, as well as through proprietary sales force (PSF) and online channels.

ICICI Prudential Life Insurance Company Limited Fundamentals Summary

How do ICICI Prudential Life Insurance's earnings and revenue compare to its market cap?
ICICIPRULI fundamental statistics
Market cap₹700.97b
Earnings (TTM)₹16.08b
Revenue (TTM)₹630.28b
43.6x
P/E Ratio
1.1x
P/S Ratio

Is ICICIPRULI overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ICICIPRULI income statement (TTM)
Revenue₹630.28b
Cost of Revenue₹564.49b
Gross Profit₹65.80b
Other Expenses₹49.72b
Earnings₹16.08b

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)11.08
Gross Margin10.44%
Net Profit Margin2.55%
Debt/Equity Ratio19.0%

How did ICICIPRULI perform over the long term?

See historical performance and comparison

Dividends

0.3%
Current Dividend Yield
15%
Payout Ratio

Does ICICIPRULI pay a reliable dividends?

See ICICIPRULI dividend history and benchmarks
When do you need to buy ICICIPRULI by to receive an upcoming dividend?
ICICI Prudential Life Insurance dividend dates
Ex Dividend DateJun 05 2026
Dividend Pay DateJul 30 2026
Days until Ex dividend3 days
Days until Dividend pay date52 days

Does ICICIPRULI pay a reliable dividends?

See ICICIPRULI dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/07 22:39
End of Day Share Price 2026/06/05 00:00
Earnings2026/03/31
Annual Earnings2026/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

ICICI Prudential Life Insurance Company Limited is covered by 48 analysts. 27 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Swarnabha Mukherjee360 ONE Capital Market Private Limited
Raghav GargAmbit Capital
Mohit MangalAnand Rathi Shares and Stock Brokers Limited