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Star Health and Allied Insurance Company LimitedNSEI:STARHEALTH Stock Report

Market Cap ₹305.5b
Share Price
₹519.60
₹580.7
10.5% undervalued intrinsic discount
1Y17.1%
7D-1.2%
1D
Portfolio Value
View

Star Health and Allied Insurance Company Limited

NSEI:STARHEALTH Stock Report

Market Cap: ₹305.5b

Star Health and Allied Insurance (STARHEALTH) Stock Overview

Provides health insurance products in India. More details

STARHEALTH fundamental analysis
Snowflake Score
Valuation1/6
Future Growth4/6
Past Performance2/6
Financial Health5/6
Dividends0/6

Rewards

Risk Analysis

No risks detected for STARHEALTH from our risk checks.

STARHEALTH Community Fair Values

Create Narrative

See what 22 others think this stock is worth. Follow their fair value or set your own to get alerts.

Star Health and Allied Insurance Company Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Star Health and Allied Insurance
Historical stock prices
Current Share Price₹519.60
52 Week High₹586.25
52 Week Low₹412.60
Beta0.22
1 Month Change2.49%
3 Month Change12.08%
1 Year Change17.11%
3 Year Change-2.05%
5 Year Changen/a
Change since IPO-42.70%

Recent News & Updates

Narrative Update Jun 12

STARHEALTH: Upcoming Governance Decisions Will Support A Constructive Long Term Outlook

Analysts have kept their price target for Star Health and Allied Insurance steady at ₹580.70, reflecting unchanged assumptions on fair value, discount rate, revenue, profit margin, and future P/E. What's in the News Board meeting scheduled for April 28, 2026, at 11:30 Indian Standard Time to consider and approve the standalone audited financial results for the year ended March 31, 2026, and to review a declaration on the audit report with unmodified opinion in line with regulatory requirements.
Narrative Update May 29

STARHEALTH: Upcoming Board And Shareholder Meetings Will Support Steady Outlook

Analysts now see fair value for Star Health and Allied Insurance at around ₹580.70, up from about ₹528.14, citing slightly adjusted assumptions for discount rate, revenue growth, profit margin, and future P/E. What's in the News Board meeting scheduled for April 28, 2026 at 11:30 Indian Standard Time to consider and approve standalone audited financial results for the year ended March 31, 2026, along with related audit report declarations and other matters (company filing).
Narrative Update Apr 23

STARHEALTH: Upcoming Board Meeting And Results Will Support Steady Fair Valuation Outlook

Analysts have nudged their fair value estimate for Star Health and Allied Insurance slightly higher, with the price target moving from ₹527.68 to ₹528.14 as they fine tune assumptions for revenue growth, profit margin, and future P/E expectations. What's in the News A board meeting is scheduled for Apr 28, 2026, to consider and approve standalone audited financial results for the year ended Mar 31, 2026 (company filing).
Narrative Update Apr 09

STARHEALTH: Upcoming Results And Board Meeting Will Support Steady Earnings Outlook

Analysts have slightly reduced their price target for Star Health and Allied Insurance from ₹530.41 to ₹527.68. This adjustment reflects updated assumptions around revenue growth, profit margin, and future P/E expectations.

Recent updates

Narrative Update Jun 12

STARHEALTH: Upcoming Governance Decisions Will Support A Constructive Long Term Outlook

Analysts have kept their price target for Star Health and Allied Insurance steady at ₹580.70, reflecting unchanged assumptions on fair value, discount rate, revenue, profit margin, and future P/E. What's in the News Board meeting scheduled for April 28, 2026, at 11:30 Indian Standard Time to consider and approve the standalone audited financial results for the year ended March 31, 2026, and to review a declaration on the audit report with unmodified opinion in line with regulatory requirements.
Narrative Update May 29

STARHEALTH: Upcoming Board And Shareholder Meetings Will Support Steady Outlook

Analysts now see fair value for Star Health and Allied Insurance at around ₹580.70, up from about ₹528.14, citing slightly adjusted assumptions for discount rate, revenue growth, profit margin, and future P/E. What's in the News Board meeting scheduled for April 28, 2026 at 11:30 Indian Standard Time to consider and approve standalone audited financial results for the year ended March 31, 2026, along with related audit report declarations and other matters (company filing).
Narrative Update Apr 23

STARHEALTH: Upcoming Board Meeting And Results Will Support Steady Fair Valuation Outlook

Analysts have nudged their fair value estimate for Star Health and Allied Insurance slightly higher, with the price target moving from ₹527.68 to ₹528.14 as they fine tune assumptions for revenue growth, profit margin, and future P/E expectations. What's in the News A board meeting is scheduled for Apr 28, 2026, to consider and approve standalone audited financial results for the year ended Mar 31, 2026 (company filing).
Narrative Update Apr 09

STARHEALTH: Upcoming Results And Board Meeting Will Support Steady Earnings Outlook

Analysts have slightly reduced their price target for Star Health and Allied Insurance from ₹530.41 to ₹527.68. This adjustment reflects updated assumptions around revenue growth, profit margin, and future P/E expectations.
Narrative Update Mar 25

STARHEALTH: Upcoming Results Will Support Confidence In Steady Earnings Outlook

Analysts have kept their fair value estimate for Star Health and Allied Insurance steady at about ₹530, reflecting largely unchanged assumptions on revenue growth, profit margin and future P/E. As a result, the latest price target update is more of a fine tune than a reset for your expectations.
Narrative Update Mar 09

STARHEALTH: Upcoming Results Date Will Reinforce Confidence In Earnings Outlook

Analysts have nudged their fair value estimate for Star Health and Allied Insurance slightly higher, lifting the price target from ₹525.41 to ₹530.41. This reflects fine tuned assumptions around revenue growth, profit margins and future P/E expectations.
Narrative Update Feb 22

STARHEALTH: Steady Assumptions And Upcoming Results Will Support Further Upside

Analysts have kept their price target for Star Health and Allied Insurance steady at around ₹525, reflecting unchanged assumptions on discount rate, revenue growth, profit margin and future P/E. This indicates that their fundamental view on the stock is currently consistent with prior expectations.
Analysis Article Feb 16

Star Health and Allied Insurance Company Limited (NSE:STARHEALTH) Not Flying Under The Radar

Star Health and Allied Insurance Company Limited's ( NSE:STARHEALTH ) price-to-earnings (or "P/E") ratio of 61.7x might...
Narrative Update Feb 08

STARHEALTH: Upcoming Board Meeting And Stable Margins Will Support Further Upside

Analysts have lifted their fair value estimate for Star Health and Allied Insurance from ₹515.82 to ₹525.41, citing updated assumptions around the discount rate, revenue growth, profit margin and future P/E that adjust their overall outlook on the stock. What's in the News Board meeting scheduled on January 28, 2026 to consider and approve standalone unaudited financial results for the quarter and nine months ended December 31, 2025 (Key Developments).
Narrative Update Jan 24

STARHEALTH: Stable Margins And Upcoming Results Will Support Further Upside

Analysts have nudged their fair value estimate for Star Health and Allied Insurance slightly lower, from ₹516.05 to ₹515.82 per share, as small adjustments in revenue growth, profit margin assumptions, and future P/E expectations offset each other in their updated models. What's in the News Board meeting scheduled on Jan 28, 2026 to consider and approve standalone unaudited financial results for the quarter and nine months ended Dec 31, 2025 (Key Developments).
Narrative Update Jan 09

STARHEALTH: Higher Fair Value And Solid Margins Will Support Upside Potential

Analysts have inched up their fair value estimate for Star Health and Allied Insurance to ₹516.05 from ₹512.23, reflecting small tweaks to revenue growth, profit margin and future P/E assumptions. What's in the News Board meeting scheduled for Jan 28, 2026, to consider and approve standalone unaudited financial results for the quarter and nine months ended Dec 31, 2025 (company filing).
Narrative Update Dec 14

STARHEALTH: Steady Earnings Outlook Will Support A Balanced Near-Term View

Analysts have nudged their fair value estimate for Star Health and Allied Insurance slightly higher to ₹512 from about ₹511, reflecting steady expectations for revenue growth, profit margins, and future earnings multiples despite only marginal model adjustments. What's in the News Board meeting scheduled on October 28, 2025, to review and approve standalone unaudited financial results for the quarter and half year ended September 30, 2025, along with other business matters (company filing) Special or extraordinary shareholders meeting to be conducted via postal ballot in India on December 20, 2025, indicating upcoming shareholder decisions on key corporate matters (company filing) Valuation Changes The fair value estimate has risen slightly to about ₹512.23 from ₹511.32, reflecting a marginally more optimistic assessment of intrinsic value.
Narrative Update Nov 29

STARHEALTH: Digital Momentum And Product Clarity Will Support A Balanced Near-Term Outlook

Analysts have raised their price target for Star Health and Allied Insurance slightly from ₹508.14 to ₹511.32, citing improved revenue growth projections as the key driver for this upward adjustment. What's in the News Star Health and Allied Insurance Company Limited will hold a Special/Extraordinary Shareholders Meeting on December 20, 2025, via postal ballot in India (Key Developments).
Narrative Update Nov 15

STARHEALTH: Digital Adoption Progress And Balanced Outlook Will Shape Future Performance

Narrative Update: Star Health and Allied Insurance Analyst Price Target Revision Analysts have raised their fair value estimate for Star Health and Allied Insurance from ₹495.59 to ₹508.14. This change reflects slightly improved long-term projections, even though there is some moderation in near-term revenue growth and profit margin expectations.
Analysis Article Nov 02

Analysts Are Updating Their Star Health and Allied Insurance Company Limited (NSE:STARHEALTH) Estimates After Its Second-Quarter Results

Last week saw the newest second-quarter earnings release from Star Health and Allied Insurance Company Limited...
Narrative Update Oct 31

STARHEALTH: Automation And Digital Expansion Will Drive Customer Experience Forward

Narrative Update: Star Health and Allied Insurance Price Target Revised Upwards Analysts have raised their price target for Star Health and Allied Insurance from ₹478.32 to ₹495.59, citing improved revenue growth projections and higher expected profit margins. What's in the News A board meeting is scheduled for October 28, 2025, to consider and approve the standalone un-audited financial results for the quarter and half year ended September 30, 2025, along with other related business matters (Key Developments).
Narrative Update Oct 17

Digital Distribution And Risk Pricing Will Shape Indian Health Insurance

Narrative Update: Star Health and Allied Insurance Analyst Price Target Revision Analysts have raised their price target for Star Health and Allied Insurance from ₹469.23 to ₹478.32, reflecting a marginally improved profit margin outlook, even as revenue growth assumptions are slightly softer. What's in the News Board meeting scheduled on October 28, 2025 to consider and approve unaudited financial results for the quarter and half-year ended September 30, 2025, along with other business matters (Key Developments).
Analysis Article Sep 30

Investors Appear Satisfied With Star Health and Allied Insurance Company Limited's (NSE:STARHEALTH) Prospects

With a price-to-earnings (or "P/E") ratio of 43.7x Star Health and Allied Insurance Company Limited ( NSE:STARHEALTH...
Analysis Article Aug 03

Earnings Miss: Star Health and Allied Insurance Company Limited Missed EPS By 14% And Analysts Are Revising Their Forecasts

Star Health and Allied Insurance Company Limited ( NSE:STARHEALTH ) missed earnings with its latest first-quarter...
Analysis Article Jun 02

Market Participants Recognise Star Health and Allied Insurance Company Limited's (NSE:STARHEALTH) Earnings Pushing Shares 27% Higher

Star Health and Allied Insurance Company Limited ( NSE:STARHEALTH ) shareholders have had their patience rewarded with...
Analysis Article May 02

Star Health and Allied Insurance Company Limited Just Missed EPS By 15%: Here's What Analysts Think Will Happen Next

As you might know, Star Health and Allied Insurance Company Limited ( NSE:STARHEALTH ) last week released its latest...
Analysis Article Apr 08

Star Health and Allied Insurance Company Limited's (NSE:STARHEALTH) Share Price Not Quite Adding Up

There wouldn't be many who think Star Health and Allied Insurance Company Limited's ( NSE:STARHEALTH...
User avatar
New Narrative Dec 28

Superstar Plan And Digital Expansion Set To Drive Revenue Growth And Boost Profitability

Innovative insurance products and digital expansion are set to drive revenue growth and enhance customer engagement, lowering acquisition costs.
Analysis Article Dec 23

Investors Interested In Star Health and Allied Insurance Company Limited's (NSE:STARHEALTH) Earnings

With a median price-to-earnings (or "P/E") ratio of close to 32x in India, you could be forgiven for feeling...
Analysis Article Jun 12

Here's Why We Think Star Health and Allied Insurance (NSE:STARHEALTH) Is Well Worth Watching

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Analysis Article Apr 25

Star Health and Allied Insurance Company Limited's (NSE:STARHEALTH) Business Is Yet to Catch Up With Its Share Price

With a price-to-earnings (or "P/E") ratio of 41.5x Star Health and Allied Insurance Company Limited ( NSE:STARHEALTH...
Analysis Article Jun 09

Star Health and Allied Insurance Company Limited's (NSE:STARHEALTH) Price In Tune With Revenues

When close to half the companies in the Insurance industry in India have price-to-sales ratios (or "P/S") below 1.5x...

Shareholder Returns

STARHEALTHIN InsuranceIN Market
7D-1.2%-1.6%0.05%
1Y17.1%-13.3%-2.0%

Return vs Industry: STARHEALTH exceeded the Indian Insurance industry which returned -13.3% over the past year.

Return vs Market: STARHEALTH exceeded the Indian Market which returned -2% over the past year.

Price Volatility

Is STARHEALTH's price volatile compared to industry and market?
STARHEALTH volatility
STARHEALTH Average Weekly Movement2.9%
Insurance Industry Average Movement4.3%
Market Average Movement7.1%
10% most volatile stocks in IN Market10.2%
10% least volatile stocks in IN Market4.7%

Stable Share Price: STARHEALTH has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: STARHEALTH's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
200514,585Anand Roywww.starhealth.in

Star Health and Allied Insurance Company Limited provides health insurance products in India. It offers retail health insurance products for individuals, families, children, senior citizens, and persons with pre-existing medical conditions; group health insurance products for employer/employee and non-employer/employee groups, including small-to-medium enterprises; and personal accident and travel insurance products. The company also provides star women care insurance policy that provides surrogacy and oocyte donor covers; and star special care product that covers children diagnosed with autism and for outpatient specialized treatments.

Star Health and Allied Insurance Company Limited Fundamentals Summary

How do Star Health and Allied Insurance's earnings and revenue compare to its market cap?
STARHEALTH fundamental statistics
Market cap₹305.50b
Earnings (TTM)₹5.57b
Revenue (TTM)₹178.33b
54.8x
P/E Ratio
1.7x
P/S Ratio

Is STARHEALTH overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
STARHEALTH income statement (TTM)
Revenue₹178.33b
Cost of Revenue₹140.48b
Gross Profit₹37.85b
Other Expenses₹32.28b
Earnings₹5.57b

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)9.47
Gross Margin21.22%
Net Profit Margin3.12%
Debt/Equity Ratio6.2%

How did STARHEALTH perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/13 03:13
End of Day Share Price 2026/06/12 00:00
Earnings2026/03/31
Annual Earnings2026/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Star Health and Allied Insurance Company Limited is covered by 29 analysts. 21 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Swarnabha Mukherjee360 ONE Capital Market Private Limited
Ashwin MehtaAmbit Capital
Raghav GargAmbit Capital