ICICI Prudential Life Insurance Company Limited

NSEI:ICICIPRULI Stock Report

Market Cap: ₹1.0t

ICICI Prudential Life Insurance Valuation

Is ICICIPRULI undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of ICICIPRULI when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate ICICIPRULI's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate ICICIPRULI's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for ICICIPRULI?

Key metric: As ICICIPRULI is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for ICICIPRULI. This is calculated by dividing ICICIPRULI's market cap by their current earnings.
What is ICICIPRULI's PE Ratio?
PE Ratio114.5x
Earnings₹8.76b
Market Cap₹1.00t

Price to Earnings Ratio vs Peers

How does ICICIPRULI's PE Ratio compare to its peers?

The above table shows the PE ratio for ICICIPRULI vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average78.8x
HDFCLIFE HDFC Life Insurance
88.3x16.0%₹1.5t
SBILIFE SBI Life Insurance
71.8x11.7%₹1.6t
MFSL Max Financial Services
123x22.9%₹423.6b
STARHEALTH Star Health and Allied Insurance
32.2x18.3%₹278.0b
ICICIPRULI ICICI Prudential Life Insurance
114.5x1.7%₹1.0t

Price-To-Earnings vs Peers: ICICIPRULI is expensive based on its Price-To-Earnings Ratio (114.5x) compared to the peer average (78.8x).

Price to Earnings Ratio vs Industry

How does ICICIPRULI's PE Ratio compare vs other companies in the Asian Insurance Industry?

6 CompaniesPrice / EarningsEstimated GrowthMarket Cap
ICICIPRULI 114.5xIndustry Avg. 11.0xNo. of Companies44PE0816243240+
6 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: ICICIPRULI is expensive based on its Price-To-Earnings Ratio (114.5x) compared to the Asian Insurance industry average (11x).

Price to Earnings Ratio vs Fair Ratio

What is ICICIPRULI's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

ICICIPRULI PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio114.5x
Fair PE Ratio28.2x

Price-To-Earnings vs Fair Ratio: ICICIPRULI is expensive based on its Price-To-Earnings Ratio (114.5x) compared to the estimated Fair Price-To-Earnings Ratio (28.2x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst ICICIPRULI forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Current₹693.90
₹718.00
+3.5%
9.0%₹809.00₹670.00n/a3
Nov ’25₹744.95
₹742.00
-0.4%
9.0%₹809.00₹675.00n/a2
Oct ’25₹767.20
₹732.53
-4.5%
13.6%₹920.00₹590.00n/a34
Sep ’25₹753.15
₹694.56
-7.8%
8.5%₹815.00₹590.00n/a34
Aug ’25₹734.70
₹690.88
-6.0%
8.4%₹800.00₹590.00n/a34
Jul ’25₹616.70
₹652.41
+5.8%
7.7%₹800.00₹580.00n/a34
Jun ’25₹545.45
₹641.49
+17.6%
7.9%₹736.00₹520.00n/a35
May ’25₹572.90
₹640.65
+11.8%
8.0%₹736.00₹520.00n/a34
Apr ’25₹616.10
₹599.45
-2.7%
8.3%₹700.00₹515.00n/a33
Mar ’25₹539.45
₹582.75
+8.0%
6.8%₹670.00₹515.00n/a32
Feb ’25₹515.90
₹585.72
+13.5%
7.1%₹670.00₹515.00n/a32
Jan ’25₹531.95
₹620.13
+16.6%
9.1%₹690.00₹480.00n/a31
Dec ’24₹558.80
₹620.63
+11.1%
9.0%₹690.00₹480.00n/a32
Nov ’24₹515.35
₹619.06
+20.1%
8.9%₹690.00₹480.00₹744.9532
Oct ’24₹566.20
₹636.00
+12.3%
10.0%₹716.00₹480.00₹767.2032
Sep ’24₹561.80
₹635.69
+13.2%
10.0%₹716.00₹480.00₹753.1532
Aug ’24₹574.70
₹634.90
+10.5%
10.2%₹716.00₹480.00₹734.7031
Jul ’24₹572.50
₹563.29
-1.6%
11.5%₹665.00₹392.00₹616.7028
Jun ’24₹478.00
₹559.32
+17.0%
10.4%₹653.00₹392.00₹545.4528
May ’24₹434.50
₹559.83
+28.8%
10.5%₹653.00₹392.00₹572.9029
Apr ’24₹435.70
₹542.30
+24.5%
12.7%₹643.00₹360.00₹616.1030
Mar ’24₹407.85
₹551.10
+35.1%
12.5%₹643.00₹360.00₹539.4530
Feb ’24₹401.95
₹592.65
+47.4%
9.2%₹675.00₹430.00₹515.9031
Jan ’24₹451.30
₹636.72
+41.1%
11.5%₹790.00₹430.00₹531.9532
Dec ’23₹476.65
₹639.52
+34.2%
11.4%₹790.00₹430.00₹558.8031
Nov ’23₹520.25
₹646.72
+24.3%
10.6%₹790.00₹430.00₹515.3532

Analyst Forecast: Target price is less than 20% higher than the current share price.

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