HDFC Life Insurance (HDFCLIFE) Stock Overview
Provides individual and group insurance solutions in India. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 2/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
HDFCLIFE Community Fair Values
Create NarrativeSee what 32 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
HDFC Life Insurance Company Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₹549.55 |
| 52 Week High | ₹820.75 |
| 52 Week Low | ₹555.10 |
| Beta | 0.50 |
| 1 Month Change | -11.75% |
| 3 Month Change | -14.89% |
| 1 Year Change | -28.09% |
| 3 Year Change | -6.07% |
| 5 Year Change | -20.60% |
| Change since IPO | 59.47% |
Recent News & Updates
Narrative Update • Jun 02
HDFCLIFE: Upcoming Board Decisions On Capital And ESOPs Will Drive Repricing
Analysts have inched their price target for HDFC Life Insurance slightly lower to ₹779.69 from ₹784.38, reflecting updated assumptions around revenue growth, profit margins and future P/E levels, while keeping the discount rate unchanged. What's in the News A board meeting is scheduled for April 21, 2026, to consider and approve the grant of stock options under the Employee Stock Option Scheme, along with other matters.Narrative Update • May 11
HDFCLIFE: Upcoming Board Meetings And ESOP Grants Will Support Bullish Repricing
Analysts have trimmed their price target for HDFC Life Insurance slightly, from ₹792.89 to ₹784.38, citing updated assumptions for fair value, discount rate and future P/E multiples, while keeping growth and margin expectations broadly unchanged. What's in the News A board meeting is scheduled on April 21, 2026 to consider and approve the grant of stock options under the Employee Stock Option Scheme and to address any other matters.Narrative Update • Apr 22
HDFCLIFE: Upcoming Board Actions And ESOP Grants Will Support Bullish Repricing
Analysts have revised their price target for HDFC Life Insurance to ₹792.89 from ₹859.20, reflecting updated assumptions around higher revenue growth, a lower profit margin, and a slightly higher future P/E multiple. What's in the News Board meeting scheduled for April 21, 2026 to consider and approve the grant of stock options under the Employee Stock Option Scheme and any other matters (Key Developments).Analysis Article • Apr 19
HDFC Life Insurance Company Limited Just Missed Revenue By 12%: Here's What Analysts Think Will Happen Next
HDFC Life Insurance Company Limited ( NSE:HDFCLIFE ) just released its latest annual report and things are not looking...Recent updates
Narrative Update • Jun 02
HDFCLIFE: Upcoming Board Decisions On Capital And ESOPs Will Drive Repricing
Analysts have inched their price target for HDFC Life Insurance slightly lower to ₹779.69 from ₹784.38, reflecting updated assumptions around revenue growth, profit margins and future P/E levels, while keeping the discount rate unchanged. What's in the News A board meeting is scheduled for April 21, 2026, to consider and approve the grant of stock options under the Employee Stock Option Scheme, along with other matters.Narrative Update • May 11
HDFCLIFE: Upcoming Board Meetings And ESOP Grants Will Support Bullish Repricing
Analysts have trimmed their price target for HDFC Life Insurance slightly, from ₹792.89 to ₹784.38, citing updated assumptions for fair value, discount rate and future P/E multiples, while keeping growth and margin expectations broadly unchanged. What's in the News A board meeting is scheduled on April 21, 2026 to consider and approve the grant of stock options under the Employee Stock Option Scheme and to address any other matters.Narrative Update • Apr 22
HDFCLIFE: Upcoming Board Actions And ESOP Grants Will Support Bullish Repricing
Analysts have revised their price target for HDFC Life Insurance to ₹792.89 from ₹859.20, reflecting updated assumptions around higher revenue growth, a lower profit margin, and a slightly higher future P/E multiple. What's in the News Board meeting scheduled for April 21, 2026 to consider and approve the grant of stock options under the Employee Stock Option Scheme and any other matters (Key Developments).Analysis Article • Apr 19
HDFC Life Insurance Company Limited Just Missed Revenue By 12%: Here's What Analysts Think Will Happen Next
HDFC Life Insurance Company Limited ( NSE:HDFCLIFE ) just released its latest annual report and things are not looking...Narrative Update • Apr 08
HDFCLIFE: Softer Margins And Option Grant Will Support Bullish Repricing
Analysts have trimmed their fair value estimate for HDFC Life Insurance from ₹887.06 to ₹859.20. This reflects slightly softer profit margin assumptions alongside a modestly lower future P/E outlook, while revenue growth expectations are being kept broadly unchanged.Narrative Update • Mar 14
HDFCLIFE: January Results Review Will Reinforce Case For Bullish Repricing
Analysts have made a small trim to their price target on HDFC Life Insurance, taking it from about ₹887.86 to around ₹887.06. This reflects fine tuning of assumptions around fair value, revenue growth, profit margin and future P/E.Narrative Update • Feb 28
HDFCLIFE: January Board Review Will Confirm Case For Bullish Repricing
Analysts have kept their price target for HDFC Life Insurance broadly steady at about ₹888, reflecting largely unchanged assumptions around growth, margins and future P/E expectations. What's in the News A board meeting is scheduled for January 15, 2026 to review and approve unaudited standalone financial results for the quarter and nine months ended December 31, 2025 (Key Developments).Narrative Update • Feb 13
HDFCLIFE: Upcoming Board Meeting Will Confirm Drivers Of Expected Bullish Repricing
Analysts have trimmed their price target for HDFC Life Insurance slightly from ₹888.69 to ₹887.86. This reflects updated assumptions for the discount rate, revenue growth, profit margin and future P/E, while keeping their overall view broadly unchanged.Analysis Article • Feb 07
Not Many Are Piling Into HDFC Life Insurance Company Limited (NSE:HDFCLIFE) Just Yet
With a median price-to-sales (or "P/S") ratio of close to 1.5x in the Insurance industry in India, you could be...Narrative Update • Jan 30
HDFCLIFE: Upcoming Board Meeting Will Highlight Drivers Of Expected Bullish Repricing
Narrative Update on HDFC Life Insurance The analyst fair value estimate for HDFC Life Insurance has inched up from ₹887.26 to ₹888.69 as analysts factor in updated assumptions around revenue growth, profit margins and future P/E expectations. What's in the News The board has scheduled a meeting on January 15, 2026 to consider and approve unaudited standalone and consolidated financial results for the quarter and nine months ended December 31, 2025 (Key Developments).Narrative Update • Jan 16
HDFCLIFE: Upcoming Board Meeting Will Reveal Drivers Of Bullish Repricing
Analysts have lifted their price target for HDFC Life Insurance to ₹887.26 from ₹876.24, reflecting updated assumptions on revenue growth, profit margins and a slightly lower future P/E multiple, along with a small adjustment to the discount rate. What's in the News HDFC Life Insurance has scheduled a board meeting on Jan 15, 2026 to consider and approve its unaudited standalone financial results for the quarter ended Dec 31, 2025 (company filing).Analysis Article • Oct 11
Here's Why We Think HDFC Life Insurance (NSE:HDFCLIFE) Might Deserve Your Attention Today
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...Narrative Update • Sep 23
Regulatory Clarity And Project Inspire Will Expand Markets
HDFC Life Insurance's consensus analyst price target saw a marginal increase to ₹876.24, as both the future P/E and net profit margin remained stable, indicating steady fundamentals and valuation. What's in the News Dividend of INR 2.10 per equity share approved for the financial year ended March 31, 2025.Analysis Article • Sep 20
Not Many Are Piling Into HDFC Life Insurance Company Limited (NSE:HDFCLIFE) Just Yet
With a median price-to-sales (or "P/S") ratio of close to 1.6x in the Insurance industry in India, you could be...Analysis Article • Jul 10
Shareholders May Not Be So Generous With HDFC Life Insurance Company Limited's (NSE:HDFCLIFE) CEO Compensation And Here's Why
Key Insights HDFC Life Insurance's Annual General Meeting to take place on 16th of July CEO Vibha Padalkar's total...Analysis Article • Jun 11
HDFC Life Insurance (NSE:HDFCLIFE) Has Announced That It Will Be Increasing Its Dividend To ₹2.10
HDFC Life Insurance Company Limited's ( NSE:HDFCLIFE ) dividend will be increasing from last year's payment of the same...
New Narrative • Nov 08
Unlocking New Horizons Through Critical Innovation And Market Expansion
HDFC Life's robust growth and innovative product expansion could lead to sustainable revenue and margin improvements, capitalizing on bancassurance and product mix enhancement.Shareholder Returns
| HDFCLIFE | IN Insurance | IN Market | |
|---|---|---|---|
| 7D | -4.3% | -0.7% | -0.7% |
| 1Y | -28.1% | -13.3% | -4.3% |
Return vs Industry: HDFCLIFE underperformed the Indian Insurance industry which returned -13.3% over the past year.
Return vs Market: HDFCLIFE underperformed the Indian Market which returned -4.3% over the past year.
Price Volatility
| HDFCLIFE volatility | |
|---|---|
| HDFCLIFE Average Weekly Movement | 4.0% |
| Insurance Industry Average Movement | 4.4% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in IN Market | 10.2% |
| 10% least volatile stocks in IN Market | 4.7% |
Stable Share Price: HDFCLIFE has not had significant price volatility in the past 3 months compared to the Indian market.
Volatility Over Time: HDFCLIFE's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2000 | 40,009 | Vibha Padalkar | www.hdfclife.com |
HDFC Life Insurance Company Limited provides individual and group insurance solutions in India. It offers insurance and investment products, such as protection, pension, savings, investment, annuity, and health, as well as term, investment, and life insurance plans. The company was formerly known as HDFC Standard Life Insurance Company Limited changed its name to HDFC Life Insurance Company Limited in January 2019.
HDFC Life Insurance Company Limited Fundamentals Summary
| HDFCLIFE fundamental statistics | |
|---|---|
| Market cap | ₹1.21t |
| Earnings (TTM) | ₹19.12b |
| Revenue (TTM) | ₹998.55b |
62.0x
P/E Ratio1.2x
P/S RatioIs HDFCLIFE overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| HDFCLIFE income statement (TTM) | |
|---|---|
| Revenue | ₹998.55b |
| Cost of Revenue | ₹894.60b |
| Gross Profit | ₹103.95b |
| Other Expenses | ₹84.82b |
| Earnings | ₹19.12b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 8.86 |
| Gross Margin | 10.41% |
| Net Profit Margin | 1.92% |
| Debt/Equity Ratio | 17.5% |
How did HDFCLIFE perform over the long term?
See historical performance and comparisonDividends
0.4%
Current Dividend Yield24%
Payout RatioDoes HDFCLIFE pay a reliable dividends?
See HDFCLIFE dividend history and benchmarks| HDFC Life Insurance dividend dates | |
|---|---|
| Ex Dividend Date | Jun 19 2026 |
| Dividend Pay Date | Aug 15 2026 |
| Days until Ex dividend | 8 days |
| Days until Dividend pay date | 65 days |
Does HDFCLIFE pay a reliable dividends?
See HDFCLIFE dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/10 12:28 |
| End of Day Share Price | 2026/06/10 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2026/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
HDFC Life Insurance Company Limited is covered by 49 analysts. 25 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Swarnabha Mukherjee | 360 ONE Capital Market Private Limited |
| Raghav Garg | Ambit Capital |
| Ashwin Mehta | Ambit Capital |