HDFC Life Insurance Company Limited

NSEI:HDFCLIFE Stock Report

Market Cap: ₹1.7t

HDFC Life Insurance Management

Management criteria checks 3/4

HDFC Life Insurance's CEO is Vibha Padalkar, appointed in Sep 2018, has a tenure of 7.17 years. total yearly compensation is ₹97.70M, comprised of 56.3% salary and 43.7% bonuses, including company stock and options. directly owns 0.033% of the company’s shares, worth ₹556.00M. The average tenure of the management team and the board of directors is 4.3 years and 2.6 years respectively.

Key information

Vibha Padalkar

Chief executive officer

₹97.7m

Total compensation

CEO salary percentage56.29%
CEO tenure7.2yrs
CEO ownership0.03%
Management average tenure4.3yrs
Board average tenure2.6yrs

Recent management updates

Shareholders May Not Be So Generous With HDFC Life Insurance Company Limited's (NSE:HDFCLIFE) CEO Compensation And Here's Why

Jul 10
Shareholders May Not Be So Generous With HDFC Life Insurance Company Limited's (NSE:HDFCLIFE) CEO Compensation And Here's Why

Recent updates

Here's Why We Think HDFC Life Insurance (NSE:HDFCLIFE) Might Deserve Your Attention Today

Oct 11
Here's Why We Think HDFC Life Insurance (NSE:HDFCLIFE) Might Deserve Your Attention Today

Not Many Are Piling Into HDFC Life Insurance Company Limited (NSE:HDFCLIFE) Just Yet

Sep 20
Not Many Are Piling Into HDFC Life Insurance Company Limited (NSE:HDFCLIFE) Just Yet

Shareholders May Not Be So Generous With HDFC Life Insurance Company Limited's (NSE:HDFCLIFE) CEO Compensation And Here's Why

Jul 10
Shareholders May Not Be So Generous With HDFC Life Insurance Company Limited's (NSE:HDFCLIFE) CEO Compensation And Here's Why

HDFC Life Insurance (NSE:HDFCLIFE) Has Announced That It Will Be Increasing Its Dividend To ₹2.10

Jun 11
HDFC Life Insurance (NSE:HDFCLIFE) Has Announced That It Will Be Increasing Its Dividend To ₹2.10

Is Now The Time To Put HDFC Life Insurance (NSE:HDFCLIFE) On Your Watchlist?

Jun 02
Is Now The Time To Put HDFC Life Insurance (NSE:HDFCLIFE) On Your Watchlist?

Investors Continue Waiting On Sidelines For HDFC Life Insurance Company Limited (NSE:HDFCLIFE)

May 11
Investors Continue Waiting On Sidelines For HDFC Life Insurance Company Limited (NSE:HDFCLIFE)

Earnings Update: HDFC Life Insurance Company Limited (NSE:HDFCLIFE) Just Reported And Analysts Are Trimming Their Forecasts

Apr 20
Earnings Update: HDFC Life Insurance Company Limited (NSE:HDFCLIFE) Just Reported And Analysts Are Trimming Their Forecasts

If EPS Growth Is Important To You, HDFC Life Insurance (NSE:HDFCLIFE) Presents An Opportunity

Feb 12
If EPS Growth Is Important To You, HDFC Life Insurance (NSE:HDFCLIFE) Presents An Opportunity

Earnings Not Telling The Story For HDFC Life Insurance Company Limited (NSE:HDFCLIFE)

Jan 07
Earnings Not Telling The Story For HDFC Life Insurance Company Limited (NSE:HDFCLIFE)
User avatar

Unlocking New Horizons Through Critical Innovation And Market Expansion

HDFC Life's robust growth and innovative product expansion could lead to sustainable revenue and margin improvements, capitalizing on bancassurance and product mix enhancement.

CEO Compensation Analysis

How has Vibha Padalkar's remuneration changed compared to HDFC Life Insurance's earnings?
DateTotal CompensationSalaryCompany Earnings
Sep 30 2025n/an/a

₹19b

Jun 30 2025n/an/a

₹19b

Mar 31 2025₹98m₹55m

₹18b

Dec 31 2024n/an/a

₹17b

Sep 30 2024n/an/a

₹17b

Jun 30 2024n/an/a

₹16b

Mar 31 2024₹102m₹49m

₹16b

Dec 31 2023n/an/a

₹15b

Sep 30 2023n/an/a

₹15b

Jun 30 2023n/an/a

₹14b

Mar 31 2023₹73m₹12m

₹14b

Dec 31 2022n/an/a

₹15b

Sep 30 2022n/an/a

₹14b

Jun 30 2022n/an/a

₹14b

Mar 31 2022₹74m₹12m

₹13b

Dec 31 2021n/an/a

₹12b

Sep 30 2021n/an/a

₹12b

Jun 30 2021n/an/a

₹12b

Mar 31 2021₹55m₹10m

₹14b

Dec 31 2020n/an/a

₹14b

Sep 30 2020n/an/a

₹13b

Jun 30 2020n/an/a

₹13b

Mar 31 2020₹57m₹10m

₹13b

Dec 31 2019n/an/a

₹13b

Sep 30 2019n/an/a

₹13b

Jun 30 2019n/an/a

₹13b

Mar 31 2019₹31m₹5m

₹13b

Compensation vs Market: Vibha's total compensation ($USD1.10M) is about average for companies of similar size in the Indian market ($USD1.15M).

Compensation vs Earnings: Vibha's compensation has been consistent with company performance over the past year.


CEO

Vibha Padalkar (57 yo)

7.2yrs
Tenure
₹97,700,000
Compensation

Ms. Vibha U. Padalkar serves as Managing Director and Chief Executive Officer of HDFC Life Insurance Company Ltd. (Formerly Known as HDFC Life Insurance Company Limited) since September 12, 2018 and served...


Leadership Team

NamePositionTenureCompensationOwnership
Vibha Padalkar
MD, CEO & Director7.2yrs₹97.70m0.033%
₹ 556.0m
Niraj Shah
CFO & Executive Director6.7yrs₹41.30m0.0070%
₹ 116.1m
Narendra Gangan
General Counsel & Chief Compliance Officer8.3yrs₹32.60mno data
Sameer Yogishwar
Chief Operating Officer1.3yrsno datano data
Prasun Gajri
Chief Investment Officer & Chief Strategy Officer16.6yrsno datano data
Pritika Shah
Executive VP and Head Of Marketing & CSRless than a yearno datano data
Vibhash Naik
Chief Human Resources Officer14.8yrsno datano data
Khushru Sidhwa
Chief Risk Officer1.3yrsno datano data
Vineet Arora
Whole-time Director & Chief Business Officerless than a yearno datano data
Nagesh Pai
Company Secretary & Compliance Officerless than a yearno data0.0013%
₹ 22.2m
Eshwari Murugan
Actuary4.3yrsno data0.0035%
₹ 58.6m
Ankur Sharma
Research Analystno datano datano data
4.3yrs
Average Tenure
53yo
Average Age

Experienced Management: HDFCLIFE's management team is considered experienced (4.3 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Vibha Padalkar
MD, CEO & Director13.3yrs₹97.70m0.033%
₹ 556.0m
Niraj Shah
CFO & Executive Director2.3yrs₹41.30m0.0070%
₹ 116.1m
Vineet Arora
Whole-time Director & Chief Business Officerless than a yearno datano data
Keki Mistry
Non-Executive Chairman24.9yrs₹2.00m0.030%
₹ 501.3m
Ketan Dalal
Independent Director8.3yrs₹3.60mno data
Kaizad Bharucha
Non-Executive Director2yrsno datano data
Venkatraman Srinivasan
Additional Independent Director1.6yrs₹1.60m0%
₹ 0
Bharti Ramola
Independent Director6.8yrs₹4.20mno data
Bhaskar Ghosh
Independent Director2.6yrs₹3.40mno data
Sumit Bose
Independent Director9.3yrs₹4.60mno data
Subodh Jaiswal
Independent Director1.5yrs₹1.10mno data
2.6yrs
Average Tenure
66yo
Average Age

Experienced Board: HDFCLIFE's board of directors are not considered experienced ( 2.6 years average tenure), which suggests a new board.


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/11/14 13:50
End of Day Share Price 2025/11/14 00:00
Earnings2025/09/30
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

HDFC Life Insurance Company Limited is covered by 52 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Raghav GargAmbit Capital
Supratim DattaAmbit Capital
Mohit MangalAnand Rathi Shares and Stock Brokers Limited