HDFC Life Insurance Company Limited

NSEI:HDFCLIFE Stock Report

Market Cap: ₹1.7t

HDFC Life Insurance Future Growth

Future criteria checks 2/6

HDFC Life Insurance is forecast to grow earnings and revenue by 13.6% and 15% per annum respectively. EPS is expected to grow by 12.7% per annum. Return on equity is forecast to be 13.5% in 3 years.

Key information

13.6%

Earnings growth rate

12.73%

EPS growth rate

Insurance earnings growth17.1%
Revenue growth rate15.0%
Future return on equity13.51%
Analyst coverage

Good

Last updated16 Oct 2025

Recent future growth updates

Earnings Update: HDFC Life Insurance Company Limited (NSE:HDFCLIFE) Just Reported And Analysts Are Trimming Their Forecasts

Apr 20
Earnings Update: HDFC Life Insurance Company Limited (NSE:HDFCLIFE) Just Reported And Analysts Are Trimming Their Forecasts

Recent updates

Here's Why We Think HDFC Life Insurance (NSE:HDFCLIFE) Might Deserve Your Attention Today

Oct 11
Here's Why We Think HDFC Life Insurance (NSE:HDFCLIFE) Might Deserve Your Attention Today

Not Many Are Piling Into HDFC Life Insurance Company Limited (NSE:HDFCLIFE) Just Yet

Sep 20
Not Many Are Piling Into HDFC Life Insurance Company Limited (NSE:HDFCLIFE) Just Yet

Shareholders May Not Be So Generous With HDFC Life Insurance Company Limited's (NSE:HDFCLIFE) CEO Compensation And Here's Why

Jul 10
Shareholders May Not Be So Generous With HDFC Life Insurance Company Limited's (NSE:HDFCLIFE) CEO Compensation And Here's Why

HDFC Life Insurance (NSE:HDFCLIFE) Has Announced That It Will Be Increasing Its Dividend To ₹2.10

Jun 11
HDFC Life Insurance (NSE:HDFCLIFE) Has Announced That It Will Be Increasing Its Dividend To ₹2.10

Is Now The Time To Put HDFC Life Insurance (NSE:HDFCLIFE) On Your Watchlist?

Jun 02
Is Now The Time To Put HDFC Life Insurance (NSE:HDFCLIFE) On Your Watchlist?

Investors Continue Waiting On Sidelines For HDFC Life Insurance Company Limited (NSE:HDFCLIFE)

May 11
Investors Continue Waiting On Sidelines For HDFC Life Insurance Company Limited (NSE:HDFCLIFE)

Earnings Update: HDFC Life Insurance Company Limited (NSE:HDFCLIFE) Just Reported And Analysts Are Trimming Their Forecasts

Apr 20
Earnings Update: HDFC Life Insurance Company Limited (NSE:HDFCLIFE) Just Reported And Analysts Are Trimming Their Forecasts

If EPS Growth Is Important To You, HDFC Life Insurance (NSE:HDFCLIFE) Presents An Opportunity

Feb 12
If EPS Growth Is Important To You, HDFC Life Insurance (NSE:HDFCLIFE) Presents An Opportunity

Earnings Not Telling The Story For HDFC Life Insurance Company Limited (NSE:HDFCLIFE)

Jan 07
Earnings Not Telling The Story For HDFC Life Insurance Company Limited (NSE:HDFCLIFE)
User avatar

Unlocking New Horizons Through Critical Innovation And Market Expansion

HDFC Life's robust growth and innovative product expansion could lead to sustainable revenue and margin improvements, capitalizing on bancassurance and product mix enhancement.

Earnings and Revenue Growth Forecasts

NSEI:HDFCLIFE - Analysts future estimates and past financials data (INR Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
3/31/20281,384,66626,810N/AN/A3
3/31/20271,288,02723,336N/AN/A4
3/31/20261,142,99020,829N/AN/A4
9/30/2025918,46818,938N/AN/AN/A
6/30/2025996,92518,796N/AN/AN/A
3/31/2025971,85318,108152,964155,971N/A
12/31/20241,010,61417,471N/AN/AN/A
9/30/20241,107,49216,926N/AN/AN/A
6/30/20241,054,45716,364N/AN/AN/A
3/31/20241,019,60015,741105,854107,214N/A
12/31/2023950,42115,244N/AN/AN/A
9/30/2023898,15514,787N/AN/AN/A
6/30/2023883,06114,183N/AN/AN/A
3/31/2023707,70913,68367,95668,832N/A
12/31/2022671,26315,125N/AN/AN/A
9/30/2022594,54714,321N/AN/AN/A
6/30/2022584,76013,899N/AN/AN/A
3/31/2022676,26213,26958,85959,425N/A
12/31/2021696,34311,689N/AN/AN/A
9/30/2021765,37311,602N/AN/AN/A
6/30/2021723,49612,121N/AN/AN/A
3/31/2021719,42413,60996,41697,028N/A
12/31/2020523,53313,596N/AN/AN/A
9/30/2020428,77913,399N/AN/AN/A
6/30/2020350,60813,228N/AN/AN/A
3/31/2020289,36812,97473,49173,877N/A
12/31/2019433,93713,479N/AN/AN/A
9/30/2019409,45713,44095,62096,177N/A
6/30/2019401,29713,230N/AN/AN/A
3/31/2019385,04712,779N/A98,683N/A
12/31/2018331,84011,845N/AN/AN/A
9/30/2018326,36412,272N/AN/AN/A
6/30/2018327,74411,720N/AN/AN/A
3/31/2018323,80411,072N/A67,393N/A
3/31/2017307,4238,869N/A62,302N/A
3/31/2016181,8618,168N/A56,875N/A
12/31/2015199,0597,813N/A53,469N/A
9/30/2015216,3697,458N/A50,063N/A
6/30/2015226,7277,328N/A44,799N/A
3/31/2015272,5457,855N/A44,595N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: HDFCLIFE's forecast earnings growth (13.6% per year) is above the savings rate (6.8%).

Earnings vs Market: HDFCLIFE's earnings (13.6% per year) are forecast to grow slower than the Indian market (16.5% per year).

High Growth Earnings: HDFCLIFE's earnings are forecast to grow, but not significantly.

Revenue vs Market: HDFCLIFE's revenue (15% per year) is forecast to grow faster than the Indian market (10.9% per year).

High Growth Revenue: HDFCLIFE's revenue (15% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: HDFCLIFE's Return on Equity is forecast to be low in 3 years time (13.5%).

Discover growth companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/11/14 07:27
End of Day Share Price 2025/11/14 00:00
Earnings2025/09/30
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

HDFC Life Insurance Company Limited is covered by 52 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Raghav GargAmbit Capital
Supratim DattaAmbit Capital
Mohit MangalAnand Rathi Shares and Stock Brokers Limited