HDFC Life Insurance Future Growth

Future criteria checks 1/6

HDFC Life Insurance is forecast to grow earnings and revenue by 16.8% and 8.5% per annum respectively. EPS is expected to grow by 17.5% per annum. Return on equity is forecast to be 12.7% in 3 years.

Key information

16.8%

Earnings growth rate

17.5%

EPS growth rate

Insurance earnings growth	13.7%
Revenue growth rate	8.5%
Future return on equity	12.7%
Analyst coverage	Good
Last updated	12 Apr 2024

Recent future growth updates

HDFC Life Insurance Company Limited Just Missed EPS By 11%: Here's What Analysts Think Will Happen Next

Jan 25

Recent updates

Some Confidence Is Lacking In HDFC Life Insurance Company Limited's (NSE:HDFCLIFE) P/S

Feb 22

Here's Why We Think HDFC Life Insurance (NSE:HDFCLIFE) Is Well Worth Watching

Jan 29

This Insider Has Just Sold Shares In HDFC Life Insurance Company Limited (NSE:HDFCLIFE)

Mar 12

Need To Know: HDFC Life Insurance Company Limited (NSE:HDFCLIFE) Insiders Have Been Selling Shares

Feb 20

HDFC Life Insurance Company Limited Just Missed EPS By 11%: Here's What Analysts Think Will Happen Next

Jan 25

What Is The Ownership Structure Like For HDFC Life Insurance Company Limited (NSE:HDFCLIFE)?

Jan 04

Did HDFC Life Insurance Company Limited (NSE:HDFCLIFE) Insiders Sell Shares?

Nov 12

HDFC Life Insurance Company Limited (NSE:HDFCLIFE) Stock Has Shown Weakness Lately But Financials Look Strong: Should Prospective Shareholders Make The Leap?

Oct 08

Introducing HDFC Life Insurance (NSE:HDFCLIFE), A Stock That Climbed 10% In The Last Year

Sep 03

Here's What HDFC Life Insurance Company Limited's (NSE:HDFCLIFE) Shareholder Ownership Structure Looks Like

Aug 03

Earnings and Revenue Growth Forecasts

NSEI:HDFCLIFE - Analysts future estimates and past financials data (INR Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
3/31/2026	1,129,993	21,385	N/A	N/A	5
3/31/2025	981,247	20,330	N/A	N/A	6
3/31/2024	910,894	15,487	N/A	N/A	6
12/31/2023	950,421	15,244	N/A	N/A	N/A
9/30/2023	898,466	14,787	N/A	N/A	N/A
6/30/2023	883,239	14,183	N/A	N/A	N/A
3/31/2023	707,709	13,683	67,956	68,832	N/A
12/31/2022	671,263	15,125	N/A	N/A	N/A
9/30/2022	594,547	14,321	N/A	N/A	N/A
6/30/2022	584,760	13,899	N/A	N/A	N/A
3/31/2022	676,262	13,269	58,859	59,425	N/A
12/31/2021	696,343	11,689	N/A	N/A	N/A
9/30/2021	765,373	11,602	N/A	N/A	N/A
6/30/2021	723,496	12,121	N/A	N/A	N/A
3/31/2021	719,424	13,609	96,416	97,028	N/A
12/31/2020	523,533	13,596	N/A	N/A	N/A
9/30/2020	428,779	13,399	N/A	N/A	N/A
6/30/2020	350,608	13,228	N/A	N/A	N/A
3/31/2020	289,368	12,974	73,491	73,877	N/A
12/31/2019	433,937	13,479	N/A	N/A	N/A
9/30/2019	409,457	13,440	95,620	96,177	N/A
6/30/2019	401,297	13,230	N/A	N/A	N/A
3/31/2019	385,047	12,779	98,232	98,683	N/A
12/31/2018	331,840	11,845	N/A	N/A	N/A
9/30/2018	326,364	12,272	N/A	N/A	N/A
6/30/2018	327,744	11,720	N/A	N/A	N/A
3/31/2018	323,804	11,072	67,054	67,393	N/A
3/31/2017	307,423	8,869	N/A	62,302	N/A
3/31/2016	181,861	8,168	N/A	56,875	N/A
12/31/2015	199,059	7,813	N/A	53,469	N/A
9/30/2015	216,369	7,458	N/A	50,063	N/A
6/30/2015	226,727	7,328	N/A	44,799	N/A
3/31/2015	272,545	7,855	N/A	44,595	N/A
3/31/2014	171,580	7,253	N/A	54,219	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: HDFCLIFE's forecast earnings growth (16.8% per year) is above the savings rate (6.7%).

Earnings vs Market: HDFCLIFE's earnings (16.8% per year) are forecast to grow slower than the Indian market (17.8% per year).

High Growth Earnings: HDFCLIFE's earnings are forecast to grow, but not significantly.

Revenue vs Market: HDFCLIFE's revenue (8.5% per year) is forecast to grow slower than the Indian market (10.6% per year).

High Growth Revenue: HDFCLIFE's revenue (8.5% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: HDFCLIFE's Return on Equity is forecast to be low in 3 years time (12.7%).

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HDFC Life Insurance Future Growth

Future criteria checks 1/6

Key information

Recent future growth updates

Price target decreased by 8.1% to ₹649

Consensus forecasts updated

Price target raised to ₹727

Price target raised to ₹712

HDFC Life Insurance Company Limited Just Missed EPS By 11%: Here's What Analysts Think Will Happen Next

Recent updates

HDFC Life Insurance Company Limited to Report Q4, 2024 Results on Apr 18, 2024

Some Confidence Is Lacking In HDFC Life Insurance Company Limited's (NSE:HDFCLIFE) P/S

Third quarter 2024 earnings released: EPS: ₹1.71 (vs ₹1.48 in 3Q 2023)

HDFC Life Insurance Company Limited to Report Q3, 2024 Results on Jan 12, 2024

Second quarter 2024 earnings released: EPS: ₹1.75 (vs ₹1.49 in 2Q 2023)

HDFC Life Insurance Company Limited to Report Q2, 2024 Results on Oct 13, 2023

Non-Executive Director recently sold ₹6.6m worth of stock

HDFC Life Insurance Company Limited Approves Board Changes

New minor risk - Profit margin trend

Full year 2023 earnings: Revenues exceed analysts expectations while EPS lags behind

Upcoming dividend of ₹1.90 per share at 0.3% yield

HDFC Life Insurance Company Limited Proposes Final Dividend for Year 2022-23, Payable on or After July 26, 2023

Full year 2023 earnings: Revenues exceed analyst expectations

Insider recently sold ₹10m worth of stock

Insider recently sold ₹1.1m worth of stock

Price target decreased by 8.1% to ₹649

Insider recently sold ₹2.0m worth of stock

Investor sentiment deteriorates as stock falls 16%

Here's Why We Think HDFC Life Insurance (NSE:HDFCLIFE) Is Well Worth Watching

Third quarter 2023 earnings: EPS exceeds analyst expectations

Consensus forecasts updated

HDFC Life Insurance Company Limited to Report Nine Months, 2023 Results on Jan 20, 2023

Insider recently sold ₹20m worth of stock

Non-Executive Director recently sold ₹47m worth of stock

Insufficient new directors

Second quarter 2023 earnings released

HDFC Life Insurance Company Limited Announces Final Approval of IRDAI for the Scheme of Amalgamation

HDFC Life Insurance Company Limited to Report Q2, 2023 Results on Oct 21, 2022

Non-Executive Director recently sold ₹20m worth of stock

HDFC Life Insurance Company Limited announced that it has received INR 19.999999962 billion in funding from Housing Development Finance Corporation Limited

First quarter 2023 earnings released: EPS: ₹1.56 (vs ₹1.49 in 1Q 2022)

HDFC Life Insurance Company Limited to Report Q1, 2023 Results on Jul 19, 2022

Full year 2022 earnings: EPS in line with analyst expectations despite revenue beat

Chief Human Resources Officer recently sold ₹30m worth of stock

Upcoming dividend of ₹1.70 per share

HDFC Life Insurance Company Limited, Annual General Meeting, Jun 27, 2022

Full year 2022 earnings: EPS in line with analyst expectations despite revenue beat

HDFC Life Insurance Company Limited Recommends Final Dividend for the Financial Year 2021-22

Insufficient new directors

Insider recently sold ₹8.4m worth of stock

HDFC Life Insurance Company Limited to Report Q4, 2022 Results on Apr 26, 2022

Head of Audit & Risk Management recently sold ₹16m worth of stock

Chief Human Resources Officer recently sold ₹13m worth of stock

Insider recently sold ₹3.9m worth of stock

Third quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

HDFC Life Insurance Company Limited (BSE:540777) completed the acquisition of Exide Life Insurance Company Limited from Exide Industries Limited (BSE:500086)

Chief Operating Officer recently sold ₹13m worth of stock

Insufficient new directors

Second quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

Insider recently sold ₹1.2m worth of stock

Insider recently sold ₹1.5m worth of stock

Insider recently sold ₹3.5m worth of stock

Chief Operating Officer recently sold ₹103m worth of stock

Second quarter 2022 earnings released: EPS ₹1.36 (vs ₹1.62 in 2Q 2021)

Insider recently sold ₹1.3m worth of stock

Chief Operating Officer recently sold ₹73m worth of stock

HDFC Life Insurance Company Limited (BSE:540777) agreed to acquire Exide Life Insurance Company Limited from Exide Industries Limited (BSE:500086) for INR 73.3 billion.

Chief Operating Officer recently sold ₹27m worth of stock

Independent Director Ranjan Mathai has left the company

Full year 2021 earnings released: EPS ₹6.74 (vs ₹6.43 in FY 2020)

Insider recently sold ₹7.2m worth of stock

Upcoming dividend of ₹2.02 per share

Senior EVP recently sold ₹45m worth of stock

Chief Operating Officer recently sold ₹40m worth of stock

Senior EVP recently sold ₹35m worth of stock

Full year 2021 earnings released

HDFC Life Insurance Company Limited Recommends Final Dividend for the Financial Year 2020-21

This Insider Has Just Sold Shares In HDFC Life Insurance Company Limited (NSE:HDFCLIFE)

MD, CEO & Director recently sold ₹31m worth of stock

New 90-day high: ₹734