HDFC Life Insurance Past Earnings Performance
Past criteria checks 3/6
HDFC Life Insurance has been growing earnings at an average annual rate of 4.7%, while the Insurance industry saw earnings growing at 22.4% annually. Revenues have been growing at an average rate of 20% per year. HDFC Life Insurance's return on equity is 10.9%, and it has net margins of 1.5%.
Key information
4.7%
Earnings growth rate
3.2%
EPS growth rate
| Insurance Industry Growth | 8.5% |
| Revenue growth rate | 20.0% |
| Return on equity | 10.9% |
| Net Margin | 1.5% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
HDFC Life Insurance Company Limited's (NSE:HDFCLIFE) Popularity With Investors Is Under Threat From Overpricing
Sep 06
HDFC Life Insurance's (NSE:HDFCLIFE) Shareholders Will Receive A Bigger Dividend Than Last Year
Jun 06HDFC Life Insurance Company Limited's (NSE:HDFCLIFE) Business Is Yet to Catch Up With Its Share Price
Jun 05HDFC Life Insurance's (NSE:HDFCLIFE) Upcoming Dividend Will Be Larger Than Last Year's
May 09HDFC Life Insurance's (NSE:HDFCLIFE) Shareholders Will Receive A Bigger Dividend Than Last Year
Apr 25HDFC Life Insurance Company Limited Just Beat Revenue Estimates By 12%
Apr 21Some Confidence Is Lacking In HDFC Life Insurance Company Limited's (NSE:HDFCLIFE) P/S
Feb 22Here's Why We Think HDFC Life Insurance (NSE:HDFCLIFE) Is Well Worth Watching
Jan 29This Insider Has Just Sold Shares In HDFC Life Insurance Company Limited (NSE:HDFCLIFE)
Mar 12Need To Know: HDFC Life Insurance Company Limited (NSE:HDFCLIFE) Insiders Have Been Selling Shares
Feb 20Revenue & Expenses Breakdown
How HDFC Life Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 1,107,492 | 16,926 | 63,468 | 0 |
| 30 Jun 24 | 1,054,457 | 16,364 | 64,059 | 0 |
| 31 Mar 24 | 1,019,600 | 15,741 | 67,899 | 0 |
| 31 Dec 23 | 950,421 | 15,244 | 83,207 | 0 |
| 30 Sep 23 | 898,155 | 14,787 | 86,042 | 0 |
| 30 Jun 23 | 883,061 | 14,183 | 85,647 | 0 |
| 31 Mar 23 | 707,709 | 13,683 | 83,326 | 0 |
| 31 Dec 22 | 671,263 | 15,125 | 72,688 | 0 |
| 30 Sep 22 | 594,547 | 14,321 | 65,535 | 0 |
| 30 Jun 22 | 584,760 | 13,899 | 62,580 | 0 |
| 31 Mar 22 | 676,262 | 13,269 | 57,856 | 0 |
| 31 Dec 21 | 696,343 | 11,689 | 52,193 | 0 |
| 30 Sep 21 | 765,373 | 11,602 | 50,198 | 0 |
| 30 Jun 21 | 723,496 | 12,121 | 47,450 | 0 |
| 31 Mar 21 | 719,424 | 13,609 | 45,040 | 0 |
| 31 Dec 20 | 523,533 | 13,596 | 41,025 | 0 |
| 30 Sep 20 | 428,779 | 13,399 | 43,405 | 0 |
| 30 Jun 20 | 350,608 | 13,228 | 41,093 | 0 |
| 31 Mar 20 | 289,368 | 12,974 | 41,489 | 0 |
| 31 Dec 19 | 433,937 | 13,479 | 41,711 | 0 |
| 30 Sep 19 | 409,457 | 13,440 | 39,455 | 0 |
| 30 Jun 19 | 401,297 | 13,230 | 38,523 | 0 |
| 31 Mar 19 | 385,047 | 12,779 | 37,083 | 0 |
| 31 Dec 18 | 331,840 | 11,845 | 35,402 | 0 |
| 30 Sep 18 | 326,364 | 12,272 | 34,615 | 0 |
| 30 Jun 18 | 327,744 | 11,720 | 30,877 | 0 |
| 31 Mar 18 | 323,804 | 11,072 | 30,715 | 0 |
| 31 Mar 17 | 307,423 | 8,869 | 23,797 | 0 |
| 31 Mar 16 | 181,861 | 8,168 | 18,327 | 0 |
| 31 Dec 15 | 199,059 | 7,813 | 16,820 | 0 |
| 30 Sep 15 | 216,369 | 7,458 | 15,298 | 0 |
| 30 Jun 15 | 226,727 | 7,328 | 15,137 | 0 |
| 31 Mar 15 | 272,545 | 7,855 | 14,733 | 0 |
| 31 Mar 14 | 171,580 | 7,253 | 12,600 | 0 |
Quality Earnings: HDFCLIFE has high quality earnings.
Growing Profit Margin: HDFCLIFE's current net profit margins (1.5%) are lower than last year (1.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: HDFCLIFE's earnings have grown by 4.7% per year over the past 5 years.
Accelerating Growth: HDFCLIFE's earnings growth over the past year (14.5%) exceeds its 5-year average (4.7% per year).
Earnings vs Industry: HDFCLIFE earnings growth over the past year (14.5%) did not outperform the Insurance industry 18.4%.
Return on Equity
High ROE: HDFCLIFE's Return on Equity (10.9%) is considered low.