HDFC Life Insurance Company Limited

NSEI:HDFCLIFE Stock Report

Market Cap: ₹1.3t

HDFC Life Insurance Past Earnings Performance

Past criteria checks 3/6

HDFC Life Insurance has been growing earnings at an average annual rate of 4.7%, while the Insurance industry saw earnings growing at 25.7% annually. Revenues have been growing at an average rate of 20% per year. HDFC Life Insurance's return on equity is 10.9%, and it has net margins of 1.5%.

Key information

4.7%

Earnings growth rate

3.2%

EPS growth rate

Insurance Industry Growth8.5%
Revenue growth rate20.0%
Return on equity10.9%
Net Margin1.5%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

HDFC Life Insurance Company Limited's (NSE:HDFCLIFE) Popularity With Investors Is Under Threat From Overpricing

Sep 06
HDFC Life Insurance Company Limited's (NSE:HDFCLIFE) Popularity With Investors Is Under Threat From Overpricing

HDFC Life Insurance's (NSE:HDFCLIFE) Shareholders Will Receive A Bigger Dividend Than Last Year

Jun 06
HDFC Life Insurance's (NSE:HDFCLIFE) Shareholders Will Receive A Bigger Dividend Than Last Year

HDFC Life Insurance Company Limited's (NSE:HDFCLIFE) Business Is Yet to Catch Up With Its Share Price

Jun 05
HDFC Life Insurance Company Limited's (NSE:HDFCLIFE) Business Is Yet to Catch Up With Its Share Price

HDFC Life Insurance's (NSE:HDFCLIFE) Upcoming Dividend Will Be Larger Than Last Year's

May 09
HDFC Life Insurance's (NSE:HDFCLIFE) Upcoming Dividend Will Be Larger Than Last Year's

HDFC Life Insurance's (NSE:HDFCLIFE) Shareholders Will Receive A Bigger Dividend Than Last Year

Apr 25
HDFC Life Insurance's (NSE:HDFCLIFE) Shareholders Will Receive A Bigger Dividend Than Last Year

HDFC Life Insurance Company Limited Just Beat Revenue Estimates By 12%

Apr 21
HDFC Life Insurance Company Limited Just Beat Revenue Estimates By 12%

Some Confidence Is Lacking In HDFC Life Insurance Company Limited's (NSE:HDFCLIFE) P/S

Feb 22
Some Confidence Is Lacking In HDFC Life Insurance Company Limited's (NSE:HDFCLIFE) P/S

Revenue & Expenses Breakdown

How HDFC Life Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NSEI:HDFCLIFE Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,107,49216,92663,4680
30 Jun 241,054,45716,36464,0590
31 Mar 241,019,60015,74167,8990
31 Dec 23950,42115,24483,2070
30 Sep 23898,15514,78786,0420
30 Jun 23883,06114,18385,6470
31 Mar 23707,70913,68383,3260
31 Dec 22671,26315,12572,6880
30 Sep 22594,54714,32165,5350
30 Jun 22584,76013,89962,5800
31 Mar 22676,26213,26957,8560
31 Dec 21696,34311,68952,1930
30 Sep 21765,37311,60250,1980
30 Jun 21723,49612,12147,4500
31 Mar 21719,42413,60945,0400
31 Dec 20523,53313,59641,0250
30 Sep 20428,77913,39943,4050
30 Jun 20350,60813,22841,0930
31 Mar 20289,36812,97441,4890
31 Dec 19433,93713,47941,7110
30 Sep 19409,45713,44039,4550
30 Jun 19401,29713,23038,5230
31 Mar 19385,04712,77937,0830
31 Dec 18331,84011,84535,4020
30 Sep 18326,36412,27234,6150
30 Jun 18327,74411,72030,8770
31 Mar 18323,80411,07230,7150
31 Mar 17307,4238,86923,7970
31 Mar 16181,8618,16818,3270
31 Dec 15199,0597,81316,8200
30 Sep 15216,3697,45815,2980
30 Jun 15226,7277,32815,1370
31 Mar 15272,5457,85514,7330
31 Mar 14171,5807,25312,6000

Quality Earnings: HDFCLIFE has high quality earnings.

Growing Profit Margin: HDFCLIFE's current net profit margins (1.5%) are lower than last year (1.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: HDFCLIFE's earnings have grown by 4.7% per year over the past 5 years.

Accelerating Growth: HDFCLIFE's earnings growth over the past year (14.5%) exceeds its 5-year average (4.7% per year).

Earnings vs Industry: HDFCLIFE earnings growth over the past year (14.5%) did not outperform the Insurance industry 18.4%.

Return on Equity

High ROE: HDFCLIFE's Return on Equity (10.9%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/26 01:40
End of Day Share Price 2024/12/26 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

HDFC Life Insurance Company Limited is covered by 46 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Supratim DattaAmbit Capital
Mohit MangalAnand Rathi Shares and Stock Brokers Limited
null nullAntique Stockbroking Ltd.