HDFC Life Insurance Balance Sheet Health

Financial Health criteria checks 3/6

HDFC Life Insurance has a total shareholder equity of ₹146.7B and total debt of ₹9.5B, which brings its debt-to-equity ratio to 6.5%. Its total assets and total liabilities are ₹3,026.9B and ₹2,880.2B respectively. HDFC Life Insurance's EBIT is ₹8.8B making its interest coverage ratio 14.2. It has cash and short-term investments of ₹15.6B.

Key information

6.5%

Debt to equity ratio

₹9.50b

Debt

Interest coverage ratio	14.2x
Cash	₹15.59b
Equity	₹146.66b
Total liabilities	₹2.88t
Total assets	₹3.03t

Recent financial health updates

No updates

Recent updates

HDFC Life Insurance's (NSE:HDFCLIFE) Shareholders Will Receive A Bigger Dividend Than Last Year

Apr 25

HDFC Life Insurance Company Limited Just Beat Revenue Estimates By 12%

Apr 21

Some Confidence Is Lacking In HDFC Life Insurance Company Limited's (NSE:HDFCLIFE) P/S

Feb 22

Here's Why We Think HDFC Life Insurance (NSE:HDFCLIFE) Is Well Worth Watching

Jan 29

This Insider Has Just Sold Shares In HDFC Life Insurance Company Limited (NSE:HDFCLIFE)

Mar 12

Need To Know: HDFC Life Insurance Company Limited (NSE:HDFCLIFE) Insiders Have Been Selling Shares

Feb 20

HDFC Life Insurance Company Limited Just Missed EPS By 11%: Here's What Analysts Think Will Happen Next

Jan 25

What Is The Ownership Structure Like For HDFC Life Insurance Company Limited (NSE:HDFCLIFE)?

Jan 04

Did HDFC Life Insurance Company Limited (NSE:HDFCLIFE) Insiders Sell Shares?

Nov 12

Financial Position Analysis

Short Term Liabilities: HDFCLIFE's short term assets (₹80.9B) do not cover its short term liabilities (₹88.4B).

Long Term Liabilities: HDFCLIFE's short term assets (₹80.9B) do not cover its long term liabilities (₹2,791.8B).

Debt to Equity History and Analysis

Debt Level: HDFCLIFE has more cash than its total debt.

Reducing Debt: HDFCLIFE's debt to equity ratio has increased from 0% to 6.5% over the past 5 years.

Debt Coverage: HDFCLIFE's debt is well covered by operating cash flow (1128.6%).

Interest Coverage: HDFCLIFE's interest payments on its debt are well covered by EBIT (14.2x coverage).

Balance Sheet

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HDFC Life Insurance Balance Sheet Health

Financial Health criteria checks 3/6

Key information

Recent financial health updates

Recent updates

HDFC Life Insurance's (NSE:HDFCLIFE) Shareholders Will Receive A Bigger Dividend Than Last Year

HDFC Life Insurance Company Limited Just Beat Revenue Estimates By 12%

Dividend increased to ₹2.00

HDFC Life Insurance Company Limited, Annual General Meeting, Jul 15, 2024

HDFC Life Insurance Company Limited Recommends Final Dividend for the Financial Year 2023-24, Payable on or After July 20, 2024

Full year 2024 earnings: Revenues exceed analyst expectations

HDFC Life Insurance Company Limited to Report Q4, 2024 Results on Apr 18, 2024

Some Confidence Is Lacking In HDFC Life Insurance Company Limited's (NSE:HDFCLIFE) P/S

Third quarter 2024 earnings released: EPS: ₹1.71 (vs ₹1.48 in 3Q 2023)

HDFC Life Insurance Company Limited to Report Q3, 2024 Results on Jan 12, 2024

Second quarter 2024 earnings released: EPS: ₹1.75 (vs ₹1.49 in 2Q 2023)

HDFC Life Insurance Company Limited to Report Q2, 2024 Results on Oct 13, 2023

Non-Executive Director recently sold ₹6.6m worth of stock

HDFC Life Insurance Company Limited Approves Board Changes

New minor risk - Profit margin trend

Full year 2023 earnings: Revenues exceed analysts expectations while EPS lags behind

Upcoming dividend of ₹1.90 per share at 0.3% yield

HDFC Life Insurance Company Limited Proposes Final Dividend for Year 2022-23, Payable on or After July 26, 2023

Full year 2023 earnings: Revenues exceed analyst expectations

Insider recently sold ₹10m worth of stock

Insider recently sold ₹1.1m worth of stock

Price target decreased by 8.1% to ₹649

Insider recently sold ₹2.0m worth of stock

Investor sentiment deteriorates as stock falls 16%

Here's Why We Think HDFC Life Insurance (NSE:HDFCLIFE) Is Well Worth Watching

Third quarter 2023 earnings: EPS exceeds analyst expectations

Consensus forecasts updated

HDFC Life Insurance Company Limited to Report Nine Months, 2023 Results on Jan 20, 2023

Insider recently sold ₹20m worth of stock

Non-Executive Director recently sold ₹47m worth of stock

Insufficient new directors

Second quarter 2023 earnings released

HDFC Life Insurance Company Limited Announces Final Approval of IRDAI for the Scheme of Amalgamation

HDFC Life Insurance Company Limited to Report Q2, 2023 Results on Oct 21, 2022

Non-Executive Director recently sold ₹20m worth of stock

HDFC Life Insurance Company Limited announced that it has received INR 19.999999962 billion in funding from Housing Development Finance Corporation Limited

First quarter 2023 earnings released: EPS: ₹1.56 (vs ₹1.49 in 1Q 2022)

HDFC Life Insurance Company Limited to Report Q1, 2023 Results on Jul 19, 2022

Full year 2022 earnings: EPS in line with analyst expectations despite revenue beat

Chief Human Resources Officer recently sold ₹30m worth of stock

Upcoming dividend of ₹1.70 per share

HDFC Life Insurance Company Limited, Annual General Meeting, Jun 27, 2022

Full year 2022 earnings: EPS in line with analyst expectations despite revenue beat

HDFC Life Insurance Company Limited Recommends Final Dividend for the Financial Year 2021-22

Insufficient new directors

Insider recently sold ₹8.4m worth of stock

HDFC Life Insurance Company Limited to Report Q4, 2022 Results on Apr 26, 2022

Head of Audit & Risk Management recently sold ₹16m worth of stock

Chief Human Resources Officer recently sold ₹13m worth of stock

Insider recently sold ₹3.9m worth of stock

Third quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

HDFC Life Insurance Company Limited (BSE:540777) completed the acquisition of Exide Life Insurance Company Limited from Exide Industries Limited (BSE:500086)

Chief Operating Officer recently sold ₹13m worth of stock

Insufficient new directors

Second quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

Insider recently sold ₹1.2m worth of stock

Insider recently sold ₹1.5m worth of stock

Insider recently sold ₹3.5m worth of stock

Chief Operating Officer recently sold ₹103m worth of stock

Second quarter 2022 earnings released: EPS ₹1.36 (vs ₹1.62 in 2Q 2021)

Insider recently sold ₹1.3m worth of stock

Chief Operating Officer recently sold ₹73m worth of stock

HDFC Life Insurance Company Limited (BSE:540777) agreed to acquire Exide Life Insurance Company Limited from Exide Industries Limited (BSE:500086) for INR 73.3 billion.

Chief Operating Officer recently sold ₹27m worth of stock

Independent Director Ranjan Mathai has left the company

Full year 2021 earnings released: EPS ₹6.74 (vs ₹6.43 in FY 2020)

Insider recently sold ₹7.2m worth of stock

Upcoming dividend of ₹2.02 per share

Senior EVP recently sold ₹45m worth of stock

Chief Operating Officer recently sold ₹40m worth of stock

Senior EVP recently sold ₹35m worth of stock

Full year 2021 earnings released

HDFC Life Insurance Company Limited Recommends Final Dividend for the Financial Year 2020-21

This Insider Has Just Sold Shares In HDFC Life Insurance Company Limited (NSE:HDFCLIFE)

MD, CEO & Director recently sold ₹31m worth of stock