HDFC Life Insurance Balance Sheet Health
Financial Health criteria checks 4/6
HDFC Life Insurance has a total shareholder equity of ₹155.9B and total debt of ₹9.5B, which brings its debt-to-equity ratio to 6.1%. Its total assets and total liabilities are ₹3,361.6B and ₹3,205.7B respectively. HDFC Life Insurance's EBIT is ₹12.5B making its interest coverage ratio 18.9. It has cash and short-term investments of ₹18.0B.
Key information
6.1%
Debt to equity ratio
₹9.50b
Debt
| Interest coverage ratio | 18.9x |
| Cash | ₹18.03b |
| Equity | ₹155.85b |
| Total liabilities | ₹3.21t |
| Total assets | ₹3.36t |
Recent financial health updates
No updates
Recent updates
HDFC Life Insurance Company Limited's (NSE:HDFCLIFE) Popularity With Investors Is Under Threat From Overpricing
Sep 06
HDFC Life Insurance's (NSE:HDFCLIFE) Shareholders Will Receive A Bigger Dividend Than Last Year
Jun 06HDFC Life Insurance Company Limited's (NSE:HDFCLIFE) Business Is Yet to Catch Up With Its Share Price
Jun 05HDFC Life Insurance's (NSE:HDFCLIFE) Upcoming Dividend Will Be Larger Than Last Year's
May 09HDFC Life Insurance's (NSE:HDFCLIFE) Shareholders Will Receive A Bigger Dividend Than Last Year
Apr 25HDFC Life Insurance Company Limited Just Beat Revenue Estimates By 12%
Apr 21Some Confidence Is Lacking In HDFC Life Insurance Company Limited's (NSE:HDFCLIFE) P/S
Feb 22Financial Position Analysis
Short Term Liabilities: HDFCLIFE's short term assets (₹96.0B) exceed its short term liabilities (₹84.4B).
Long Term Liabilities: HDFCLIFE's short term assets (₹96.0B) do not cover its long term liabilities (₹3,121.4B).
Debt to Equity History and Analysis
Debt Level: HDFCLIFE has more cash than its total debt.
Reducing Debt: HDFCLIFE's debt to equity ratio has increased from 0% to 6.1% over the past 5 years.
Debt Coverage: HDFCLIFE's debt is well covered by operating cash flow (1128.6%).
Interest Coverage: HDFCLIFE's interest payments on its debt are well covered by EBIT (18.9x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/21 20:40 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
HDFC Life Insurance Company Limited is covered by 46 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Supratim Datta | Ambit Capital |
| Mohit Mangal | Anand Rathi Shares and Stock Brokers Limited |
| null null | Antique Stockbroking Ltd. |