Earnings Beat: PB Fintech Limited Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

PB Fintech Limited (NSE:POLICYBZR) defied analyst predictions to release its quarterly results, which were ahead of market expectations. Results were good overall, with revenues beating analyst predictions by 5.2% to hit ₹16b. Statutory earnings per share (EPS) came in at ₹2.89, some 8.9% above whatthe analysts had expected. This is an important time for investors, as they can track a company's performance in its report, look at what experts are forecasting for next year, and see if there has been any change to expectations for the business. So we collected the latest post-earnings statutory consensus estimates to see what could be in store for next year.

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Following the latest results, PB Fintech's 20 analysts are now forecasting revenues of ₹66.3b in 2026. This would be a notable 15% improvement in revenue compared to the last 12 months. Per-share earnings are expected to surge 46% to ₹14.63. Yet prior to the latest earnings, the analysts had been anticipated revenues of ₹66.1b and earnings per share (EPS) of ₹15.02 in 2026. So it looks like there's been a small decline in overall sentiment after the recent results - there's been no major change to revenue estimates, but the analysts did make a minor downgrade to their earnings per share forecasts.

Check out our latest analysis for PB Fintech

It might be a surprise to learn that the consensus price target was broadly unchanged at ₹1,924, with the analysts clearly implying that the forecast decline in earnings is not expected to have much of an impact on valuation. The consensus price target is just an average of individual analyst targets, so - it could be handy to see how wide the range of underlying estimates is. The most optimistic PB Fintech analyst has a price target of ₹2,250 per share, while the most pessimistic values it at ₹1,370. There are definitely some different views on the stock, but the range of estimates is not wide enough as to imply that the situation is unforecastable, in our view.

Taking a look at the bigger picture now, one of the ways we can understand these forecasts is to see how they compare to both past performance and industry growth estimates. The period to the end of 2026 brings more of the same, according to the analysts, with revenue forecast to display 32% growth on an annualised basis. That is in line with its 34% annual growth over the past three years. By contrast, our data suggests that other companies (with analyst coverage) in a similar industry are forecast to see their revenues grow 9.9% per year. So it's pretty clear that PB Fintech is forecast to grow substantially faster than its industry.

The Bottom Line

The biggest concern is that the analysts reduced their earnings per share estimates, suggesting business headwinds could lay ahead for PB Fintech. Fortunately, they also reconfirmed their revenue numbers, suggesting that it's tracking in line with expectations. Additionally, our data suggests that revenue is expected to grow faster than the wider industry. There was no real change to the consensus price target, suggesting that the intrinsic value of the business has not undergone any major changes with the latest estimates.

With that said, the long-term trajectory of the company's earnings is a lot more important than next year. At Simply Wall St, we have a full range of analyst estimates for PB Fintech going out to 2028, and you can see them free on our platform here..

Plus, you should also learn about the 1 warning sign we've spotted with PB Fintech .

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.