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Punjab National BankNSEI:PNB Stock Report

Market Cap ₹1.2t
Share Price
₹103.75
My Fair Value
₹115
10.1% undervalued intrinsic discount
1Y-5.7%
7D2.8%
Portfolio Value
View

Punjab National Bank

NSEI:PNB Stock Report

Market Cap: ₹1.2t

Punjab National Bank (PNB) Stock Overview

Provides various banking and financial products and services in India and internationally. More details

PNB fundamental analysis
Snowflake Score
Valuation3/6
Future Growth2/6
Past Performance4/6
Financial Health4/6
Dividends4/6

PNB Community Fair Values

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See what 31 others think this stock is worth. Follow their fair value or set your own to get alerts.

Punjab National Bank Competitors

Price History & Performance

Summary of share price highs, lows and changes for Punjab National Bank
Historical stock prices
Current Share Price₹103.75
52 Week High₹115.71
52 Week Low₹85.46
Beta0.57
1 Month Change-0.90%
3 Month Change-5.84%
1 Year Change-5.68%
3 Year Change166.03%
5 Year Change207.86%
Change since IPO1,287.03%

Recent News & Updates

Here's Why We Think Punjab National Bank (NSE:PNB) Might Deserve Your Attention Today

Jul 25
Here's Why We Think Punjab National Bank (NSE:PNB) Might Deserve Your Attention Today

Punjab National Bank (NSE:PNB) Is Increasing Its Dividend To ₹2.90

Jun 20
Punjab National Bank (NSE:PNB) Is Increasing Its Dividend To ₹2.90

Recent updates

Here's Why We Think Punjab National Bank (NSE:PNB) Might Deserve Your Attention Today

Jul 25
Here's Why We Think Punjab National Bank (NSE:PNB) Might Deserve Your Attention Today

Punjab National Bank (NSE:PNB) Is Increasing Its Dividend To ₹2.90

Jun 20
Punjab National Bank (NSE:PNB) Is Increasing Its Dividend To ₹2.90

Punjab National Bank (NSE:PNB) Is Paying Out A Larger Dividend Than Last Year

May 11
Punjab National Bank (NSE:PNB) Is Paying Out A Larger Dividend Than Last Year

If EPS Growth Is Important To You, Punjab National Bank (NSE:PNB) Presents An Opportunity

Dec 05
If EPS Growth Is Important To You, Punjab National Bank (NSE:PNB) Presents An Opportunity
User avatar

Tactical Focus On RAM Portfolio And Asset Quality Fuels Earnings Growth For The Bank's Future

Focus on improving asset quality and RAM portfolio growth aims to enhance profitability and increase revenue through higher-yield segments.

Shareholder Returns

PNBIN BanksIN Market
7D2.8%1.0%1.7%
1Y-5.7%4.5%-6.1%

Return vs Industry: PNB underperformed the Indian Banks industry which returned 4.5% over the past year.

Return vs Market: PNB matched the Indian Market which returned -6.1% over the past year.

Price Volatility

Is PNB's price volatile compared to industry and market?
PNB volatility
PNB Average Weekly Movement3.2%
Banks Industry Average Movement3.4%
Market Average Movement5.2%
10% most volatile stocks in IN Market7.9%
10% least volatile stocks in IN Market3.3%

Stable Share Price: PNB has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: PNB's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1894102,746Ashok Chandrawww.pnbindia.in

Punjab National Bank provides various banking and financial products and services in India and internationally. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers personal banking products and services, including saving fund accounts, current accounts, fixed deposit, and capital gain account and gold monetization schemes; and housing, vehicle, education, personal, gold, and mortgage and other loans.

Punjab National Bank Fundamentals Summary

How do Punjab National Bank's earnings and revenue compare to its market cap?
PNB fundamental statistics
Market cap₹1.19t
Earnings (TTM)₹166.24b
Revenue (TTM)₹524.94b
7.2x
P/E Ratio
0.9x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PNB income statement (TTM)
Revenue₹524.94b
Cost of Revenue₹0
Gross Profit₹524.94b
Other Expenses₹358.70b
Earnings₹166.24b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Oct 25, 2025

Earnings per share (EPS)14.46
Gross Margin100.00%
Net Profit Margin31.67%
Debt/Equity Ratio79.1%

How did PNB perform over the long term?

See historical performance and comparison

Dividends

2.8%
Current Dividend Yield
20%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/09/06 15:32
End of Day Share Price 2025/09/05 00:00
Earnings2025/06/30
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Punjab National Bank is covered by 72 analysts. 17 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Clyton FernandesAnand Rathi Shares and Stock Brokers Limited
null nullAnand Rathi Shares and Stock Brokers Limited
Vaibhav AgrawalAngel Broking Private Limited