Punjab National Bank Balance Sheet Health
Financial Health criteria checks 4/6
Punjab National Bank has total assets of ₹17,226.5B and total equity of ₹1,272.6B. Total deposits are ₹14,684.2B, and total loans are ₹10,278.7B earning a Net Interest Margin of 3.1%. It has insufficient allowance for bad loans, which are currently at 4.6% of total loans. Cash and short-term investments are ₹1,186.1B.
Key information
13.5x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | ₹14.68t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.6% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹1.19t |
Recent financial health updates
No updates
Recent updates
Punjab National Bank's (NSE:PNB) Dividend Will Be Increased To ₹1.50
Jun 15
Punjab National Bank's (NSE:PNB) Dividend Will Be Increased To ₹1.50
May 12We Ran A Stock Scan For Earnings Growth And Punjab National Bank (NSE:PNB) Passed With Ease
Apr 07Does Punjab National Bank (NSE:PNB) Deserve A Spot On Your Watchlist?
Dec 15Punjab National Bank's (NSE:PNB) Shareholders Will Receive A Bigger Dividend Than Last Year
Jun 23Punjab National Bank (NSE:PNB) Is Increasing Its Dividend To ₹0.65
Jun 09Punjab National Bank (NSE:PNB) Is Increasing Its Dividend To ₹0.65
May 22If You Like EPS Growth Then Check Out Punjab National Bank (NSE:PNB) Before It's Too Late
Jan 30Do Punjab National Bank's (NSE:PNB) Earnings Warrant Your Attention?
Jul 09Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PNB's Assets to Equity ratio (13.5x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if PNB has a sufficient allowance for bad loans.
Low Risk Liabilities: 92% of PNB's liabilities are made up of primarily low risk sources of funding.
Loan Level: PNB has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: PNB's Loans to Deposits ratio (70%) is appropriate.
Level of Bad Loans: PNB has a high level of bad loans (4.6%).