Punjab National Bank Balance Sheet Health
Financial Health criteria checks 4/6
Punjab National Bank has total assets of ₹15,588.1B and total equity of ₹1,092.4B. Total deposits are ₹13,322.1B, and total loans are ₹9,235.6B earning a Net Interest Margin of 3.1%. It has insufficient allowance for bad loans, which are currently at 6.5% of total loans. Cash and short-term investments are ₹1,102.2B.
Key information
14.3x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | ₹13.32t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 6.5% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹1.10t |
Recent financial health updates
No updates
Recent updates
We Ran A Stock Scan For Earnings Growth And Punjab National Bank (NSE:PNB) Passed With Ease
Apr 07
Does Punjab National Bank (NSE:PNB) Deserve A Spot On Your Watchlist?
Dec 15Punjab National Bank's (NSE:PNB) Shareholders Will Receive A Bigger Dividend Than Last Year
Jun 23Punjab National Bank (NSE:PNB) Is Increasing Its Dividend To ₹0.65
Jun 09Punjab National Bank (NSE:PNB) Is Increasing Its Dividend To ₹0.65
May 22If You Like EPS Growth Then Check Out Punjab National Bank (NSE:PNB) Before It's Too Late
Jan 30Do Punjab National Bank's (NSE:PNB) Earnings Warrant Your Attention?
Jul 09Punjab National Bank's (NSE:PNB) Stock Price Has Reduced 62% In The Past Three Years
Feb 18How Many Punjab National Bank (NSE:PNB) Shares Do Institutions Own?
Dec 27
Reflecting on Punjab National Bank's (NSE:PNB) Share Price Returns Over The Last Three Years
Nov 03Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PNB's Assets to Equity ratio (14.3x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if PNB has a sufficient allowance for bad loans.
Low Risk Liabilities: 92% of PNB's liabilities are made up of primarily low risk sources of funding.
Loan Level: PNB has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: PNB's Loans to Deposits ratio (69%) is appropriate.
Level of Bad Loans: PNB has a high level of bad loans (6.5%).