532900 Stock Overview
A non-banking financial company, engages in providing loans and financial products in India. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 6/6 |
| Past Performance | 5/6 |
| Financial Health | 2/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Paisalo Digital Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₹58.09 |
| 52 Week High | ₹99.63 |
| 52 Week Low | ₹40.40 |
| Beta | 1.15 |
| 1 Month Change | 33.23% |
| 3 Month Change | -1.49% |
| 1 Year Change | 21.08% |
| 3 Year Change | 77.14% |
| 5 Year Change | 160.03% |
| Change since IPO | 1,758.88% |
Recent News & Updates
Recent updates
Shareholder Returns
| 532900 | IN Consumer Finance | IN Market | |
|---|---|---|---|
| 7D | 0.6% | -3.6% | -2.1% |
| 1Y | 21.1% | 1.8% | 22.5% |
Return vs Industry: 532900 exceeded the Indian Consumer Finance industry which returned 1.8% over the past year.
Return vs Market: 532900 underperformed the Indian Market which returned 22.5% over the past year.
Price Volatility
| 532900 volatility | |
|---|---|
| 532900 Average Weekly Movement | 7.0% |
| Consumer Finance Industry Average Movement | 6.3% |
| Market Average Movement | 6.2% |
| 10% most volatile stocks in IN Market | 9.1% |
| 10% least volatile stocks in IN Market | 4.1% |
Stable Share Price: 532900 has not had significant price volatility in the past 3 months compared to the Indian market.
Volatility Over Time: 532900's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1992 | 2,409 | Sunil Agarwal | www.paisalo.in |
Paisalo Digital Limited, a non-banking financial company, engages in providing loans and financial products in India. The company offers small income generation loans, including Umeed loans, Pragati loans, and Vikas loans to support individuals or small businesses in generating income; mobility loans, such as Gati loans for auto and electric rickshaw drivers, Raftaar loans for small vehicle owners, Do Ka Dum loans for two-wheelers purchase, and Ready Steady Go loans to purchase pre-owned cars; and entrepreneurial loans comprising Udaan loans to empower entrepreneurs for business growth and expansion. It also provides SME and MSME Loans, and corporate loans.
Paisalo Digital Limited Fundamentals Summary
| 532900 fundamental statistics | |
|---|---|
| Market cap | ₹52.17b |
| Earnings (TTM) | ₹1.84b |
| Revenue (TTM) | ₹3.94b |
28.3x
P/E Ratio13.2x
P/S RatioIs 532900 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 532900 income statement (TTM) | |
|---|---|
| Revenue | ₹3.94b |
| Cost of Revenue | ₹18.40m |
| Gross Profit | ₹3.92b |
| Other Expenses | ₹2.08b |
| Earnings | ₹1.84b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Feb 14, 2025
| Earnings per share (EPS) | 2.05 |
| Gross Margin | 99.53% |
| Net Profit Margin | 46.84% |
| Debt/Equity Ratio | 198.5% |
How did 532900 perform over the long term?
See historical performance and comparisonDividends
0.2%
Current Dividend Yield5%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/20 03:52 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Paisalo Digital Limited is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Sandy Mehta | Evaluate Research Limited |
| Harini V. | FirstCall Research |