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Bajaj Finance NSEI:BAJFINANCE Stock Report

Last Price

₹8.64k

Market Cap

₹5.4t

7D

-2.5%

1Y

29.3%

Updated

11 May, 2025

Data

Company Financials +

Bajaj Finance Limited

NSEI:BAJFINANCE Stock Report

Market Cap: ₹5.4t

Community vs My Fair Value

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₹9.21k
FV
6.1% undervalued intrinsic discount
30.93%
Revenue growth p.a.
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11 days ago author updated this narrative

Bajaj Finance Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Bajaj Finance
Historical stock prices
Current Share Price₹8,641.00
52 Week High₹9,660.00
52 Week Low₹6,375.70
Beta0.74
1 Month Change-3.14%
3 Month Change4.27%
1 Year Change29.28%
3 Year Change56.66%
5 Year Change314.15%
Change since IPO180,674.06%

Recent News & Updates

Do Bajaj Finance's (NSE:BAJFINANCE) Earnings Warrant Your Attention?

Apr 29
Do Bajaj Finance's (NSE:BAJFINANCE) Earnings Warrant Your Attention?

Recent updates

Do Bajaj Finance's (NSE:BAJFINANCE) Earnings Warrant Your Attention?

Apr 29
Do Bajaj Finance's (NSE:BAJFINANCE) Earnings Warrant Your Attention?

Unpleasant Surprises Could Be In Store For Bajaj Finance Limited's (NSE:BAJFINANCE) Shares

Feb 25
Unpleasant Surprises Could Be In Store For Bajaj Finance Limited's (NSE:BAJFINANCE) Shares

Bajaj Finance Limited's (NSE:BAJFINANCE) Shares Not Telling The Full Story

Nov 19
Bajaj Finance Limited's (NSE:BAJFINANCE) Shares Not Telling The Full Story
author-image

Diversification And Tech Innovations Propel Future Growth Amid Industry Challenges

Nov 07 Diversification and customer base expansion are poised to drive revenue growth, supported by operational efficiencies and technological advancements.

Do Bajaj Finance's (NSE:BAJFINANCE) Earnings Warrant Your Attention?

Sep 14
Do Bajaj Finance's (NSE:BAJFINANCE) Earnings Warrant Your Attention?

Here's Why We Think Bajaj Finance (NSE:BAJFINANCE) Might Deserve Your Attention Today

May 24
Here's Why We Think Bajaj Finance (NSE:BAJFINANCE) Might Deserve Your Attention Today

Shareholder Returns

BAJFINANCEIN Consumer FinanceIN Market
7D-2.5%-1.6%-1.6%
1Y29.3%19.1%1.7%

Return vs Industry: BAJFINANCE exceeded the Indian Consumer Finance industry which returned 19.1% over the past year.

Return vs Market: BAJFINANCE exceeded the Indian Market which returned 1.7% over the past year.

Price Volatility

Is BAJFINANCE's price volatile compared to industry and market?
BAJFINANCE volatility
BAJFINANCE Average Weekly Movement3.7%
Consumer Finance Industry Average Movement6.5%
Market Average Movement7.1%
10% most volatile stocks in IN Market9.8%
10% least volatile stocks in IN Market4.7%

Stable Share Price: BAJFINANCE has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: BAJFINANCE's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
198743,147Anup Sahawww.aboutbajajfinserv.com/finance-about-us

Bajaj Finance Limited operates as a deposit-taking non-banking financial company in India. The company offers consumer finance products comprising durable, lifestyle, and digital products; EMI cards; two and three-wheeler, and personal loans; loans against fixed deposit; home and gold loans; and extended warranties, retail EMIs, consumer electronics, furniture, e-commerce, and co-branded credit cards and wallets. It also provides secured and unsecured loans to micro, small, and medium enterprises (MSMEs) and SMEs; loans against property, mutual funds, insurance policies, and shares; lease rental discounting, business and professional loans, working capital loans, and term loans; developer finance; and new and used car, and tractor financing.

Bajaj Finance Limited Fundamentals Summary

How do Bajaj Finance's earnings and revenue compare to its market cap?
BAJFINANCE fundamental statistics
Market cap₹5.36t
Earnings (TTM)₹166.38b
Revenue (TTM)₹369.88b

32.2x

P/E Ratio

14.5x

P/S Ratio

Is BAJFINANCE overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BAJFINANCE income statement (TTM)
Revenue₹369.88b
Cost of Revenue₹25.98b
Gross Profit₹343.90b
Other Expenses₹177.52b
Earnings₹166.38b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)268.16
Gross Margin92.98%
Net Profit Margin44.98%
Debt/Equity Ratio293.0%

How did BAJFINANCE perform over the long term?

See historical performance and comparison

Dividends

0.5%

Current Dividend Yield

16%

Payout Ratio

Does BAJFINANCE pay a reliable dividends?

See BAJFINANCE dividend history and benchmarks
When do you need to buy BAJFINANCE by to receive an upcoming dividend?
Bajaj Finance dividend dates
Ex Dividend DateMay 09 2025
Dividend Pay DateMay 29 2025
Days until Ex dividend3 days
Days until Dividend pay date17 days

Does BAJFINANCE pay a reliable dividends?

See BAJFINANCE dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/11 05:10
End of Day Share Price 2025/05/09 00:00
Earnings2025/03/31
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Bajaj Finance Limited is covered by 62 analysts. 30 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Raghav GargAmbit Capital
Nitin BhasinAmbit Capital
null nullAnand Rathi Shares and Stock Brokers Limited