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Bajaj Finance LimitedNSEI:BAJFINANCE Stock Report

Market Cap ₹6.4t
Share Price
₹1.04k
n/a
1Y57.8%
7D3.3%
Portfolio Value
View

Bajaj Finance Limited

NSEI:BAJFINANCE Stock Report

Market Cap: ₹6.4t

Bajaj Finance (BAJFINANCE) Stock Overview

Operates as a deposit-taking non-banking financial company in India. More details

BAJFINANCE fundamental analysis
Snowflake Score
Valuation0/6
Future Growth5/6
Past Performance3/6
Financial Health2/6
Dividends4/6

BAJFINANCE Community Fair Values

Create Narrative

See what 82 others think this stock is worth. Follow their fair value or set your own to get alerts.

Bajaj Finance Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Bajaj Finance
Historical stock prices
Current Share Price₹1,037.50
52 Week High₹1,102.50
52 Week Low₹649.10
Beta0.19
1 Month Change-2.39%
3 Month Change18.19%
1 Year Change57.77%
3 Year Change55.41%
5 Year Change112.81%
Change since IPO216,950.21%

Recent News & Updates

Does Bajaj Finance (NSE:BAJFINANCE) Deserve A Spot On Your Watchlist?

Nov 10
Does Bajaj Finance (NSE:BAJFINANCE) Deserve A Spot On Your Watchlist?

Recent updates

Does Bajaj Finance (NSE:BAJFINANCE) Deserve A Spot On Your Watchlist?

Nov 10
Does Bajaj Finance (NSE:BAJFINANCE) Deserve A Spot On Your Watchlist?

Bajaj Finance Limited's (NSE:BAJFINANCE) Shareholders Might Be Looking For Exit

Oct 14
Bajaj Finance Limited's (NSE:BAJFINANCE) Shareholders Might Be Looking For Exit

Investor Optimism Abounds Bajaj Finance Limited (NSE:BAJFINANCE) But Growth Is Lacking

Jun 18
Investor Optimism Abounds Bajaj Finance Limited (NSE:BAJFINANCE) But Growth Is Lacking

Do Bajaj Finance's (NSE:BAJFINANCE) Earnings Warrant Your Attention?

Apr 29
Do Bajaj Finance's (NSE:BAJFINANCE) Earnings Warrant Your Attention?

Unpleasant Surprises Could Be In Store For Bajaj Finance Limited's (NSE:BAJFINANCE) Shares

Feb 25
Unpleasant Surprises Could Be In Store For Bajaj Finance Limited's (NSE:BAJFINANCE) Shares
User avatar

Diversification And Tech Innovations Propel Future Growth Amid Industry Challenges

Diversification and customer base expansion are poised to drive revenue growth, supported by operational efficiencies and technological advancements.

Shareholder Returns

BAJFINANCEIN Consumer FinanceIN Market
7D3.3%1.3%-0.5%
1Y57.8%44.1%2.5%

Return vs Industry: BAJFINANCE exceeded the Indian Consumer Finance industry which returned 44.1% over the past year.

Return vs Market: BAJFINANCE exceeded the Indian Market which returned 2.5% over the past year.

Price Volatility

Is BAJFINANCE's price volatile compared to industry and market?
BAJFINANCE volatility
BAJFINANCE Average Weekly Movement3.8%
Consumer Finance Industry Average Movement5.3%
Market Average Movement5.2%
10% most volatile stocks in IN Market8.5%
10% least volatile stocks in IN Market3.1%

Stable Share Price: BAJFINANCE has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: BAJFINANCE's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
198764,092Rajeev Jainwww.aboutbajajfinserv.com/finance-about-us

Bajaj Finance Limited operates as a deposit-taking non-banking financial company in India. The company offers financing for various products, such as consumer electronics, furniture, digital products, e-commerce purchases, retail spends, and two and three-wheelers; and personal, unsecured, home, and secured, gold, and car loans. It also provides secured and unsecured loans to micro, small, and medium enterprises (MSMEs), SMEs, and professionals; loans against property, mutual funds, insurance policies, and shares; developer finance and lease rental discounting services; and new and used car financing, and tractor financing.

Bajaj Finance Limited Fundamentals Summary

How do Bajaj Finance's earnings and revenue compare to its market cap?
BAJFINANCE fundamental statistics
Market cap₹6.44t
Earnings (TTM)₹183.01b
Revenue (TTM)₹406.39b
35.2x
P/E Ratio
15.8x
P/S Ratio

Is BAJFINANCE overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BAJFINANCE income statement (TTM)
Revenue₹406.39b
Cost of Revenue₹30.17b
Gross Profit₹376.22b
Other Expenses₹193.21b
Earnings₹183.01b

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)29.48
Gross Margin92.58%
Net Profit Margin45.03%
Debt/Equity Ratio310.3%

How did BAJFINANCE perform over the long term?

See historical performance and comparison

Dividends

0.4%
Current Dividend Yield
15%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/11/28 19:48
End of Day Share Price 2025/11/28 00:00
Earnings2025/09/30
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Bajaj Finance Limited is covered by 65 analysts. 25 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Nitin BhasinAmbit Capital
Ashwin MehtaAmbit Capital
Raghav GargAmbit Capital