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Bajaj Finance NSEI:BAJFINANCE Stock Report

Last Price

₹7.89k

Market Cap

₹4.9t

7D

6.0%

1Y

15.1%

Updated

31 Jan, 2025

Data

Company Financials +

Bajaj Finance Limited

NSEI:BAJFINANCE Stock Report

Market Cap: ₹4.9t

BAJFINANCE Stock Overview

Operates as a deposit-taking non-banking financial company in India. More details

BAJFINANCE fundamental analysis
Snowflake Score
Valuation0/6
Future Growth6/6
Past Performance2/6
Financial Health3/6
Dividends4/6

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Bajaj Finance Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Bajaj Finance
Historical stock prices
Current Share Price₹7,885.10
52 Week High₹8,250.65
52 Week Low₹6,187.80
Beta1.07
1 Month Change13.70%
3 Month Change13.89%
1 Year Change15.14%
3 Year Change10.15%
5 Year Change69.42%
Change since IPO164,860.25%

Recent News & Updates

Bajaj Finance Limited's (NSE:BAJFINANCE) Shares Not Telling The Full Story

Nov 19
Bajaj Finance Limited's (NSE:BAJFINANCE) Shares Not Telling The Full Story

Recent updates

Bajaj Finance Limited's (NSE:BAJFINANCE) Shares Not Telling The Full Story

Nov 19
Bajaj Finance Limited's (NSE:BAJFINANCE) Shares Not Telling The Full Story

Do Bajaj Finance's (NSE:BAJFINANCE) Earnings Warrant Your Attention?

Sep 14
Do Bajaj Finance's (NSE:BAJFINANCE) Earnings Warrant Your Attention?

Here's Why We Think Bajaj Finance (NSE:BAJFINANCE) Might Deserve Your Attention Today

May 24
Here's Why We Think Bajaj Finance (NSE:BAJFINANCE) Might Deserve Your Attention Today

Potential Upside For Bajaj Finance Limited (NSE:BAJFINANCE) Not Without Risk

Apr 27
Potential Upside For Bajaj Finance Limited (NSE:BAJFINANCE) Not Without Risk

Shareholder Returns

BAJFINANCEIN Consumer FinanceIN Market
7D6.0%4.5%0.9%
1Y15.1%10.4%6.8%

Return vs Industry: BAJFINANCE exceeded the Indian Consumer Finance industry which returned 10.4% over the past year.

Return vs Market: BAJFINANCE exceeded the Indian Market which returned 6.8% over the past year.

Price Volatility

Is BAJFINANCE's price volatile compared to industry and market?
BAJFINANCE volatility
BAJFINANCE Average Weekly Movement3.8%
Consumer Finance Industry Average Movement6.2%
Market Average Movement6.3%
10% most volatile stocks in IN Market9.1%
10% least volatile stocks in IN Market4.3%

Stable Share Price: BAJFINANCE has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: BAJFINANCE's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
198743,147Rajeev Jainwww.aboutbajajfinserv.com/finance-about-us

Bajaj Finance Limited operates as a deposit-taking non-banking financial company in India. The company offers consumer finance, which includes durable, lifestyle, digital product, EMI card, two and three wheeler, personal loan, loan against fixed deposit, extended warranty, home and gold loans, retail EMI, retailer finance, e-commerce, and co-branded credit card and wallets. It also provides SME finance; and loan against property and shares, lease rental discounting, business and professional loans, working capital loans, and developer and used car finance.

Bajaj Finance Limited Fundamentals Summary

How do Bajaj Finance's earnings and revenue compare to its market cap?
BAJFINANCE fundamental statistics
Market cap₹4.87t
Earnings (TTM)₹159.83b
Revenue (TTM)₹358.05b

30.5x

P/E Ratio

13.6x

P/S Ratio

Is BAJFINANCE overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BAJFINANCE income statement (TTM)
Revenue₹358.05b
Cost of Revenue₹23.88b
Gross Profit₹334.17b
Other Expenses₹174.34b
Earnings₹159.83b

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)258.62
Gross Margin93.33%
Net Profit Margin44.64%
Debt/Equity Ratio290.3%

How did BAJFINANCE perform over the long term?

See historical performance and comparison

Dividends

0.5%

Current Dividend Yield

14%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/31 00:55
End of Day Share Price 2025/01/31 00:00
Earnings2024/12/31
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Bajaj Finance Limited is covered by 69 analysts. 28 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Nitin BhasinAmbit Capital
Raghav GargAmbit Capital
Kaitav ShahAnand Rathi Shares and Stock Brokers Limited