BAJFINANCE Stock Overview
Operates as a deposit-taking non-banking financial company in India. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 5/6 |
| Past Performance | 2/6 |
| Financial Health | 3/6 |
| Dividends | 4/6 |
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Bajaj Finance Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₹9,162.50 |
| 52 Week High | ₹9,290.00 |
| 52 Week Low | ₹6,375.70 |
| Beta | 0.72 |
| 1 Month Change | 5.53% |
| 3 Month Change | 27.57% |
| 1 Year Change | 32.92% |
| 3 Year Change | 28.36% |
| 5 Year Change | 321.76% |
| Change since IPO | 191,584.10% |
Recent News & Updates
Recent updates
Unpleasant Surprises Could Be In Store For Bajaj Finance Limited's (NSE:BAJFINANCE) Shares
Feb 25
Bajaj Finance Limited's (NSE:BAJFINANCE) Shares Not Telling The Full Story
Nov 19
Diversification And Tech Innovations Propel Future Growth Amid Industry Challenges
Nov 07 Diversification and customer base expansion are poised to drive revenue growth, supported by operational efficiencies and technological advancements.Do Bajaj Finance's (NSE:BAJFINANCE) Earnings Warrant Your Attention?
Sep 14Here's Why We Think Bajaj Finance (NSE:BAJFINANCE) Might Deserve Your Attention Today
May 24Potential Upside For Bajaj Finance Limited (NSE:BAJFINANCE) Not Without Risk
Apr 27Shareholder Returns
| BAJFINANCE | IN Consumer Finance | IN Market | |
|---|---|---|---|
| 7D | 4.9% | 5.5% | 5.3% |
| 1Y | 32.9% | 22.3% | 2.1% |
Return vs Industry: BAJFINANCE exceeded the Indian Consumer Finance industry which returned 22.3% over the past year.
Return vs Market: BAJFINANCE exceeded the Indian Market which returned 2.1% over the past year.
Price Volatility
| BAJFINANCE volatility | |
|---|---|
| BAJFINANCE Average Weekly Movement | 3.8% |
| Consumer Finance Industry Average Movement | 6.4% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in IN Market | 9.9% |
| 10% least volatile stocks in IN Market | 4.9% |
Stable Share Price: BAJFINANCE has not had significant price volatility in the past 3 months compared to the Indian market.
Volatility Over Time: BAJFINANCE's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1987 | 43,147 | Anup Saha | www.aboutbajajfinserv.com/finance-about-us |
Bajaj Finance Limited operates as a deposit-taking non-banking financial company in India. The company offers consumer finance products comprising durable, lifestyle, and digital products; EMI cards; two and three-wheeler, and personal loans; loans against fixed deposit; home and gold loans; and extended warranties, retail EMIs, consumer electronics, furniture, e-commerce, and co-branded credit cards and wallets. It also provides secured and unsecured loans to micro, small, and medium enterprises (MSMEs) and SMEs; loans against property, mutual funds, insurance policies, and shares; lease rental discounting, business and professional loans, working capital loans, and term loans; developer finance; and new and used car, and tractor financing.
Bajaj Finance Limited Fundamentals Summary
| BAJFINANCE fundamental statistics | |
|---|---|
| Market cap | ₹5.68t |
| Earnings (TTM) | ₹159.83b |
| Revenue (TTM) | ₹358.05b |
35.6x
P/E Ratio15.9x
P/S RatioIs BAJFINANCE overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BAJFINANCE income statement (TTM) | |
|---|---|
| Revenue | ₹358.05b |
| Cost of Revenue | ₹23.88b |
| Gross Profit | ₹334.17b |
| Other Expenses | ₹174.34b |
| Earnings | ₹159.83b |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
Apr 29, 2025
| Earnings per share (EPS) | 257.60 |
| Gross Margin | 93.33% |
| Net Profit Margin | 44.64% |
| Debt/Equity Ratio | 290.3% |
How did BAJFINANCE perform over the long term?
See historical performance and comparisonDividends
0.4%
Current Dividend Yield14%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/04/17 01:28 |
| End of Day Share Price | 2025/04/17 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Bajaj Finance Limited is covered by 72 analysts. 26 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Raghav Garg | Ambit Capital |
| Nitin Bhasin | Ambit Capital |
| null null | Anand Rathi Shares and Stock Brokers Limited |