Niyogin Fintech Limited operates as a non-banking finance company in India.
Price History & Performance
|Historical stock prices|
|Current Share Price||₹78.05|
|52 Week High||₹57.20|
|52 Week Low||₹112.90|
|1 Month Change||-1.08%|
|3 Month Change||0.13%|
|1 Year Change||20.82%|
|3 Year Change||-35.34%|
|5 Year Change||997.75%|
|Change since IPO||48.95%|
Recent News & Updates
|538772||IN Consumer Finance||IN Market|
Return vs Industry: 538772 underperformed the Indian Consumer Finance industry which returned 94.9% over the past year.
Return vs Market: 538772 underperformed the Indian Market which returned 65.2% over the past year.
Stable Share Price: 538772 is not significantly more volatile than the rest of Indian stocks over the past 3 months, typically moving +/- 8% a week.
Volatility Over Time: 538772's weekly volatility (8%) has been stable over the past year.
About the Company
Niyogin Fintech Limited operates as a non-banking finance company in India. The company provides unsecured working capital credits to micro, small, and medium enterprises. It also offers payment services; and Moneyfront, a digital solution that provides investment advisory products to consumers.
Niyogin Fintech Fundamentals Summary
|538772 fundamental statistics|
Is 538772 overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|538772 income statement (TTM)|
|Cost of Revenue||₹172.08m|
Last Reported Earnings
Mar 31, 2021
Next Earnings Date
|Earnings per share (EPS)||-0.79|
|Net Profit Margin||-13.71%|
How did 538772 perform over the long term?See historical performance and comparison
Is Niyogin Fintech undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate 538772's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate 538772's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: 538772 is unprofitable, so we can't compare its PE Ratio to the Indian Consumer Finance industry average.
PE vs Market: 538772 is unprofitable, so we can't compare its PE Ratio to the Indian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 538772's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 538772 is overvalued based on its PB Ratio (2.6x) compared to the IN Consumer Finance industry average (0.8x).
How is Niyogin Fintech forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Niyogin Fintech has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Niyogin Fintech performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 538772 is currently unprofitable.
Growing Profit Margin: 538772 is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: 538772 is unprofitable, and losses have increased over the past 5 years at a rate of 41.6% per year.
Accelerating Growth: Unable to compare 538772's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: 538772 is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (3.3%).
Return on Equity
High ROE: 538772 has a negative Return on Equity (-2.38%), as it is currently unprofitable.
How is Niyogin Fintech's financial position?
Financial Position Analysis
Short Term Liabilities: 538772's short term assets (₹1.5B) exceed its short term liabilities (₹420.4M).
Long Term Liabilities: 538772's short term assets (₹1.5B) exceed its long term liabilities (₹136.6M).
Debt to Equity History and Analysis
Debt Level: 538772's debt to equity ratio (0.1%) is considered satisfactory.
Reducing Debt: 538772's debt to equity ratio has reduced from 87.9% to 0.1% over the past 5 years.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable 538772 has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: 538772 is unprofitable but has sufficient cash runway for more than 3 years, even with free cash flow being positive and shrinking by 11.3% per year.
What is Niyogin Fintech current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate 538772's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate 538772's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if 538772's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if 538772's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of 538772's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Tashwinder Singh (51 yo)
Mr. Tashwinder Harjap Singh has served as the Chief Executive Officer of Niyogin Fintech Limited since October 14, 2020. Mr. Singh has served as an Independent Non-Executive Director at Standard Industries...
CEO Compensation Analysis
Compensation vs Market: Tashwinder's total compensation ($USD1.64M) is above average for companies of similar size in the Indian market ($USD38.64K).
Compensation vs Earnings: Insufficient data to compare Tashwinder's compensation with company performance.
Experienced Management: 538772's management team is not considered experienced ( 1 years average tenure), which suggests a new team.
Experienced Board: 538772's board of directors are considered experienced (3.7 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 8.8%.
Niyogin Fintech Limited's employee growth, exchange listings and data sources
- Name: Niyogin Fintech Limited
- Ticker: 538772
- Exchange: BSE
- Founded: 1988
- Industry: Consumer Finance
- Sector: Diversified Financials
- Market Cap: ₹7.302b
- Shares outstanding: 93.56m
- Website: https://www.niyogin.com
Number of Employees
- Niyogin Fintech Limited
- 311/312, Neelkanth Corporate IT Park
- 3rd Floor
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/09/23 15:59|
|End of Day Share Price||2021/09/23 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.