BSE:511766

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Executive Summary

Muthoot Capital Services Limited, a non-banking finance company (NBFC), provides fund and non-fund based financial services.


Snowflake Analysis

Mediocre balance sheet and slightly overvalued.

Share Price & News

How has Muthoot Capital Services's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 511766's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

-1.0%

511766

2.7%

IN Consumer Finance

2.4%

IN Market


1 Year Return

-31.1%

511766

1.3%

IN Consumer Finance

5.1%

IN Market

Return vs Industry: 511766 underperformed the Indian Consumer Finance industry which returned 1.3% over the past year.

Return vs Market: 511766 underperformed the Indian Market which returned 5.1% over the past year.


Shareholder returns

511766IndustryMarket
7 Day-1.0%2.7%2.4%
30 Day-5.0%2.9%5.2%
90 Day27.1%40.3%21.1%
1 Year-31.1%-31.1%4.1%1.3%7.0%5.1%
3 Year-26.3%-26.3%42.6%34.0%4.8%-0.2%
5 Year177.1%166.9%180.7%156.3%30.4%20.7%

Price Volatility Vs. Market

How volatile is Muthoot Capital Services's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Muthoot Capital Services undervalued compared to its fair value and its price relative to the market?

10.17x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: 511766 (₹369.6) is trading above our estimate of fair value (₹109.81)

Significantly Below Fair Value: 511766 is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: 511766 is good value based on its PE Ratio (10.2x) compared to the IN Consumer Finance industry average (11.1x).

PE vs Market: 511766 is good value based on its PE Ratio (10.2x) compared to the Indian market (14.3x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 511766's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 511766 is overvalued based on its PB Ratio (1.2x) compared to the IN Consumer Finance industry average (0.6x).


Next Steps

Future Growth

How is Muthoot Capital Services forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

31.9%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Muthoot Capital Services has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Muthoot Capital Services performed over the past 5 years?

27.3%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 511766 has high quality earnings.

Growing Profit Margin: 511766's current net profit margins (17.1%) are lower than last year (19.5%).


Past Earnings Growth Analysis

Earnings Trend: 511766's earnings have grown significantly by 27.3% per year over the past 5 years.

Accelerating Growth: 511766's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 511766 had negative earnings growth (-23.7%) over the past year, making it difficult to compare to the Consumer Finance industry average (-3.4%).


Return on Equity

High ROE: 511766's Return on Equity (11.8%) is considered low.


Next Steps

Financial Health

How is Muthoot Capital Services's financial position?


Financial Position Analysis

Short Term Liabilities: 511766's short term assets (₹28.5B) exceed its short term liabilities (₹633.5M).

Long Term Liabilities: 511766's short term assets (₹28.5B) exceed its long term liabilities (₹23.4B).


Debt to Equity History and Analysis

Debt Level: 511766's debt to equity ratio (454.8%) is considered high.

Reducing Debt: 511766's debt to equity ratio has reduced from 525.9% to 454.8% over the past 5 years.

Debt Coverage: 511766's debt is not well covered by operating cash flow (0.9%).

Interest Coverage: Insufficient data to determine if 511766's interest payments on its debt are well covered by EBIT.


Balance Sheet


Next Steps

Dividend

What is Muthoot Capital Services's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate 511766's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate 511766's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 511766's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 511766's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: 511766 is not paying a notable dividend for the Indian market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 511766's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

3.5yrs

Average management tenure


CEO

Thomas Muthoot (70 yo)

26.5yrs

Tenure

₹19,044,000

Compensation

Mr. Thomas George Muthoot, BCom, has been the Managing Director and Executive Director of Muthoot Capital Services Limited since February 18, 1994. Mr. Muthoot serves as a Joint Managing Director of Muthoo ...


CEO Compensation Analysis

Compensation vs Market: Thomas's total compensation ($USD255.23K) is above average for companies of similar size in the Indian market ($USD49.39K).

Compensation vs Earnings: Thomas's compensation has been consistent with company performance over the past year.


Leadership Team

NamePositionTenureCompensationOwnership
Thomas Muthoot
MD & Executive Director26.5yrs₹19.04m20.87%
₹ 1.3b
VinodKumar Panicker
Chief Financial Officer6.67yrsno data0.012%
₹ 757.4k
Madhu Alexiouse
Chief Operating Officer3.5yrsno datano data
Manish Dhar
Assistant Vice President of Salesno datano datano data
Gopalakrishnan Prakash
Head of Human Capital Management & Development3.17yrsno datano data
R. Balakrishnan
Executive Vice Presidentno datano datano data
Sandeep Vellarikkat
Head of Credit & Riskno datano datano data
T. Vijayan
VP of IT & Operationsno datano datano data
Abhijith Jayan
Company Secretary & Chief Compliance Officer1.33yrsno datano data

3.5yrs

Average Tenure

48yo

Average Age

Experienced Management: 511766's management team is considered experienced (3.5 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Thomas Muthoot
MD & Executive Director26.5yrs₹19.04m20.87%
₹ 1.3b
Arrattukulam Kurian
Non-Executive - Independent Director26.33yrs₹120.00kno data
Thomas Muthoot
Chairman of the Board26.5yrsno data20.65%
₹ 1.3b
Thomas Muthoot
Non Executive Non Independent Director26.5yrsno data18.71%
₹ 1.1b
Thomas Mathew
Additional Non-Executive Independent Director1.33yrsno datano data
Radha Unni
Non Executive Independent Additional Woman Director6.17yrs₹105.00kno data
K. Abraham
Additional Non-Executive Independent Director1.58yrsno datano data

26.3yrs

Average Tenure

70yo

Average Age

Experienced Board: 511766's board of directors are seasoned and experienced ( 26.3 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Muthoot Capital Services Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Muthoot Capital Services Limited
  • Ticker: 511766
  • Exchange: BSE
  • Founded: 1994
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹6.079b
  • Shares outstanding: 16.45m
  • Website: https://www.muthootcap.com

Number of Employees


Location

  • Muthoot Capital Services Limited
  • Muthoot Towers
  • 3rd Floor
  • Kochi
  • Kerala
  • 682035
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
511766BSE (Mumbai Stock Exchange)YesEquity SharesININRApr 2008
MUTHOOTCAPNSEI (National Stock Exchange of India)YesEquity SharesININRApr 2008

Biography

Muthoot Capital Services Limited, a non-banking finance company (NBFC), provides fund and non-fund based financial services. The company offers two wheeler, used car, consumer durable, secured business, te ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/08/12 12:45
End of Day Share Price2020/08/11 00:00
Earnings2020/06/30
Annual Earnings2020/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.