Shalibhadra Finance Limited operates as an asset finance company in India.
Undervalued average dividend payer.
Share Price & News
How has Shalibhadra Finance's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 511754 has not had significant price volatility in the past 3 months.
7 Day Return
IN Consumer Finance
1 Year Return
IN Consumer Finance
Return vs Industry: 511754 underperformed the Indian Consumer Finance industry which returned -18.5% over the past year.
Return vs Market: 511754 underperformed the Indian Market which returned -8.7% over the past year.
Price Volatility Vs. Market
How volatile is Shalibhadra Finance's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Shalibhadra Finance undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: 511754 (₹43) is trading below our estimate of fair value (₹58.55)
Significantly Below Fair Value: 511754 is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: 511754 is good value based on its PE Ratio (3.4x) compared to the Consumer Finance industry average (11.9x).
PE vs Market: 511754 is good value based on its PE Ratio (3.4x) compared to the Indian market (12.7x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 511754's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 511754 is good value based on its PB Ratio (0.5x) compared to the IN Consumer Finance industry average (0.6x).
How is Shalibhadra Finance forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Shalibhadra Finance has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Examine whether Shalibhadra Finance is trading at an attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
- Shalibhadra Finance competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Diversified Financials industry.
How has Shalibhadra Finance performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 511754 has high quality earnings.
Growing Profit Margin: 511754's current net profit margins (43.6%) are lower than last year (46.2%).
Past Earnings Growth Analysis
Earnings Trend: 511754's earnings have grown by 15.3% per year over the past 5 years.
Accelerating Growth: 511754's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 511754 had negative earnings growth (-0.3%) over the past year, making it difficult to compare to the Consumer Finance industry average (4.4%).
Return on Equity
High ROE: 511754's Return on Equity (16.1%) is considered low.
How is Shalibhadra Finance's financial position?
Financial Position Analysis
Short Term Liabilities: 511754's short term assets (₹780.9M) exceed its short term liabilities (₹36.6M).
Long Term Liabilities: 511754's short term assets (₹780.9M) exceed its long term liabilities (₹742.0M).
Debt to Equity History and Analysis
Debt Level: 511754's debt to equity ratio (180.9%) is considered high.
Reducing Debt: 511754's debt to equity ratio has increased from 138.8% to 180.9% over the past 5 years.
Debt Coverage: 511754's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: Insufficient data to determine if 511754's interest payments on its debt are well covered by EBIT.
What is Shalibhadra Finance current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: 511754's dividend (2.79%) is higher than the bottom 25% of dividend payers in the Indian market (0.69%).
High Dividend: 511754's dividend (2.79%) is low compared to the top 25% of dividend payers in the Indian market (2.81%).
Stability and Growth of Payments
Stable Dividend: 511754's dividends per share have been stable in the past 10 years.
Growing Dividend: 511754's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (9.4%), 511754's dividend payments are thoroughly covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Mr. Minesh M. Doshi serves as the Managing Director and Director at Shalibhadra Finance Limited and served as its Compliance Officer.
|MD & Director||no data||no data||14.08% ₹29.8m|
|Independent Director||14.58yrs||no data||no data|
|Independent Director||5.75yrs||no data||no data|
Experienced Board: 511754's board of directors are considered experienced (5.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Shalibhadra Finance Limited's company bio, employee growth, exchange listings and data sources
- Name: Shalibhadra Finance Limited
- Ticker: 511754
- Exchange: BSE
- Founded: 1992
- Industry: Consumer Finance
- Sector: Diversified Financials
- Market Cap: ₹211.381m
- Shares outstanding: 5.00m
- Website: https://www.shalibhadrafinance.com
- Shalibhadra Finance Limited
- 3, Kamat Industrial Estate
- 396, Veer Savarkar Marg
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|511754||BSE (Mumbai Stock Exchange)||Yes||Equity Shares||IN||INR||Nov 2001|
Shalibhadra Finance Limited operates as an asset finance company in India. The company provides finance to two wheelers, auto rickshaws, cars, and consumer durables. It serves salaried class, agriculturist, and self-employed customers in the rural, semi rural, and other under banked areas. The company operates through a network of 36 branches in Gujarat, Maharashtra, and Madhya Pradesh. Shalibhadra Finance Limited was incorporated in 1992 and is based in Mumbai, India.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/07/06 12:44|
|End of Day Share Price||2020/07/06 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.