MANBA Stock Overview

A non-banking finance company, provides finance in India. More details

MANBA fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	0/6
Past Performance	4/6
Financial Health	3/6
Dividends	1/6

Rewards

Price-To-Earnings ratio (24.3x) is below the Indian market (32.4x)

Earnings grew by 29.8% over the past year

Risk Analysis

High level of non-cash earnings

Highly volatile share price over the past 3 months compared to the Indian market

Debt is not well covered by operating cash flow

Does not have a meaningful market cap (₹8B)

My Notes

Capture your thoughts, links and company narrative

Manba Finance Limited Competitors

Shalibhadra Finance

BSE:511754

₹5.4b

SRG Housing Finance

BSE:534680

₹5.3b

Finkurve Financial Services

BSE:508954

₹15.9b

Muthoot Capital Services

BSE:511766

₹5.5b

Price History & Performance

Summary of share price highs, lows and changes for Manba Finance
Historical stock prices
Current Share Price	₹162.53
52 Week High	₹199.80
52 Week Low	₹128.00
Beta	0
1 Month Change	8.67%
3 Month Change	9.46%
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	6.75%

Recent updates

Shareholder Returns

	MANBA	IN Consumer Finance	IN Market
7D	0.6%	0.4%	-0.3%
1Y	n/a	0.7%	16.3%

Return vs Industry: Insufficient data to determine how MANBA performed against the Indian Consumer Finance industry.

Return vs Market: Insufficient data to determine how MANBA performed against the Indian Market.

Price Volatility

Is MANBA's price volatile compared to industry and market?
MANBA volatility
MANBA Average Weekly Movement	9.6%
Consumer Finance Industry Average Movement	6.4%
Market Average Movement	6.2%
10% most volatile stocks in IN Market	9.1%
10% least volatile stocks in IN Market	4.1%

Stable Share Price: MANBA's share price has been volatile over the past 3 months compared to the Indian market.

Volatility Over Time: Insufficient data to determine MANBA's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1996	1,338	Manish Shah	www.manbafinance.com

Manba Finance Limited, a non-banking finance company, provides finance in India. It offers new two and three-wheeler, electric vehicle two and three-wheeler, and pre-owned two-wheeler and car loans, as well as offers personal and small business loans. The company was incorporated in 1996 and is headquartered in Mumbai, India.

Manba Finance Limited Fundamentals Summary

How do Manba Finance's earnings and revenue compare to its market cap?
MANBA fundamental statistics
Market cap	₹7.71b
Earnings (TTM)	₹316.77m
Revenue (TTM)	₹1.06b

25.8x

P/E Ratio

7.7x

P/S Ratio

Is MANBA overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MANBA income statement (TTM)
Revenue	₹1.06b
Cost of Revenue	₹2.91m
Gross Profit	₹1.05b
Other Expenses	₹737.00m
Earnings	₹316.77m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Jan 27, 2025

Earnings per share (EPS)	6.31
Gross Margin	99.72%
Net Profit Margin	29.98%
Debt/Equity Ratio	249.2%

How did MANBA perform over the long term?

See historical performance and comparison

Dividends

0.3%

Current Dividend Yield

n/a

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/31 11:22
End of Day Share Price	2024/12/31 00:00
Earnings	2024/09/30
Annual Earnings	2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Manba Finance Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution