BSE:538446

Stock Analysis Report

Executive Summary

Moneyboxx Finance Limited operates as a non-banking financial company in India.

Snowflake

Fundamentals

Flawless balance sheet with weak fundamentals.

Risks

  • Moneyboxx Finance has significant price volatility in the past 3 months.
  • Moneyboxx Finance is not covered by any analysts.

Share Price & News

How has Moneyboxx Finance's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

BSE:538446

-3.6%

IN Consumer Finance

-2.1%

IN Market


1 Year Return

n/a

BSE:538446

-3.2%

IN Consumer Finance

-14.7%

IN Market

No trading data on 538446.

No trading data on 538446.


Share holder returns

538446IndustryMarket
7 Day0%-3.6%-2.1%
30 Day15.4%1.9%-3.9%
90 Day77.2%-10.2%-10.1%
1 Yearn/a-2.5%-3.2%-12.9%-14.7%
3 Year72.4%72.4%59.3%56.0%17.7%11.5%
5 Year183.0%183.0%233.9%218.2%35.4%22.5%

Price Volatility Vs. Market

How volatile is Moneyboxx Finance's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Moneyboxx Finance undervalued based on future cash flows and its price relative to the stock market?

173.08x

Price to Earnings (PE) ratio


Intrinsic Value Based on Future Cash Flows

Unable to calculate intrinsic value for Moneyboxx Finance to establish if it is available at moderate discount.

Unable to calculate intrinsic value for Moneyboxx Finance to establish if it is available at substantial discount.


Price Based on Earnings

Moneyboxx Finance is overvalued based on earnings compared to the IN Consumer Finance industry average.

Moneyboxx Finance is overvalued based on earnings compared to the India market.


Price Based on Expected Growth

Unable to calculate PEG ratio for Moneyboxx Finance, we can't assess if its growth is good value.


Price Based on Value of Assets

Moneyboxx Finance is overvalued based on assets compared to the IN Consumer Finance industry average.


Next Steps

Future Growth

How is Moneyboxx Finance expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

17.1%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Moneyboxx Finance has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Moneyboxx Finance performed over the past 5 years?

-9.2%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Moneyboxx Finance's year on year earnings growth rate was negative over the past 5 years, however the most recent earnings are above average.

Moneyboxx Finance has become profitable in the last year making the earnings growth rate difficult to compare to the 5-year average.

Moneyboxx Finance has become profitable in the last year making it difficult to compare the IN Consumer Finance industry average.


Return on Equity

Moneyboxx Finance has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).


Return on Assets

Moneyboxx Finance used its assets less efficiently than the IN Consumer Finance industry average last year based on Return on Assets.


Return on Capital Employed

Unable to establish if Moneyboxx Finance improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.


Next Steps

Financial Health

How is Moneyboxx Finance's financial position?


Financial Position Analysis

Moneyboxx Finance is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.

Moneyboxx Finance's cash and other short term assets cover its long term commitments.


Debt to Equity History and Analysis

Moneyboxx Finance has no debt.

Moneyboxx Finance had no debt 5 years ago.

Moneyboxx Finance has no debt, it does not need to be covered by operating cash flow.

Moneyboxx Finance has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet

Low level of unsold assets.

Moneyboxx Finance has no debt, it does not need to be covered by short term assets.


Next Steps

Dividend

What is Moneyboxx Finance's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate Moneyboxx Finance's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate Moneyboxx Finance's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as Moneyboxx Finance has not reported any payouts.

Unable to verify if Moneyboxx Finance's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as Moneyboxx Finance has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Moneyboxx Finance's salary, the management and board of directors tenure and is there insider trading?

0.5yrs

Average management tenure


CEO

Prashant Agarwal 0

0.3yrs

Tenure

0

Mr. Prashant Agarwal serves as Whole-Time Director at Moneyboxx Finance Limited (formerly known as Dhanuka Commercial Limited) since October 12, 2018 and serves as its Co-Chief Executive Officer and Chief  ...


Management Age and Tenure

0.5yrs

Average Tenure

The average tenure for the Moneyboxx Finance management team is less than 2 years, this suggests a new team.


Board Age and Tenure

0.8yrs

Average Tenure

The average tenure for the Moneyboxx Finance board of directors is less than 3 years, this suggests a new board.


Insider Trading

No 3 month open market individual insider trading information.


Recent Insider Transactions

Buy₹585,59917 Jul 19
Moneyboxx Capital Private Limited
EntityCompany
Shares30,000
Max Price₹19.52

Ownership Breakdown


Management Team

  • Geeta Goyal (32yo)

    Head of Marketing

    • Tenure: 9.3yrs
  • Prashant Agarwal

    Co-CEO, CFO & Whole-Time Director

    • Tenure: 0.3yrs
  • Mayur Modi

    Co-CEO, COO & Whole-Time Director

    • Tenure: 0.8yrs
  • Radhika Garg

    Company Secretary & Compliance Officer

    • Tenure: 0.8yrs

Board Members

  • Govind Gupta

    Non Executive Director

    • Tenure: 0.8yrs
  • Prashant Agarwal

    Co-CEO, CFO & Whole-Time Director

    • Tenure: 0.3yrs
  • Deepak Aggarwal

    Non Executive Director

    • Tenure: 0.8yrs
  • Mayur Modi

    Co-CEO, COO & Whole-Time Director

    • Tenure: 0.8yrs
  • Ratna Vishwanathan

    Non-executive Independent Director

    • Tenure: 0.6yrs
  • Uma Paliwal

    Chairman of the Board

    • Tenure: 0.0yrs

Company Information

Moneyboxx Finance Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Moneyboxx Finance Limited
  • Ticker: 538446
  • Exchange: BSE
  • Founded: 1994
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹376.728m
  • Shares outstanding: 16.74m
  • Website: https://www.dhanukacommercial.com

Number of Employees


Location

  • Moneyboxx Finance Limited
  • Wing A-906
  • Kanakia Wall Street
  • Mumbai
  • Maharashtra
  • 400093
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
538446BSE (Mumbai Stock Exchange)YesEquity SharesININRJun 2014

Biography

Moneyboxx Finance Limited operates as a non-banking financial company in India. It offers unsecured loans, as well as invests and trades in securities. As of July 25, 2019, the company operated a branch of ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/24 13:07
End of Day Share Price2019/08/07 00:00
Earnings2019/03/31
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.