South Korean (KOSPI) Consumer Finance Industry Analysis
UpdatedApr 28, 2024
DataAggregated Company Financials
Companies4
- 7D6.3%
- 3M16.5%
- 1Y22.6%
- YTDn/a
All of the companies in the Consumer Finance industry have been up over the last week, with the industry up 6.3%. In the last 12 months, the industry was up 23%. Looking forward, earnings are expected to remain mostly flat in the next few years.
Industry Valuation and Performance
Has the South Korean Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Sun, 28 Apr 2024 | ₩389.3b | ₩797.9b | ₩29.4b | 4.9x | 13.2x | 0.5x |
| Tue, 26 Mar 2024 | ₩399.7b | ₩800.3b | ₩37.8b | 7.4x | 10.6x | 0.5x |
| Thu, 22 Feb 2024 | ₩419.4b | ₩800.3b | ₩37.8b | 6.6x | 11.1x | 0.5x |
| Sat, 20 Jan 2024 | ₩388.8b | ₩800.3b | ₩37.8b | 5.7x | 10.3x | 0.5x |
| Mon, 18 Dec 2023 | ₩408.6b | ₩800.3b | ₩37.8b | 5.8x | 10.8x | 0.5x |
| Wed, 15 Nov 2023 | ₩374.6b | ₩869.1b | ₩71.8b | 4.7x | 5.2x | 0.4x |
| Fri, 13 Oct 2023 | ₩380.5b | ₩869.1b | ₩70.6b | 4.7x | 5.4x | 0.4x |
| Sun, 10 Sep 2023 | ₩394.7b | ₩869.1b | ₩71.8b | 4.6x | 5.5x | 0.5x |
| Tue, 08 Aug 2023 | ₩413.2b | ₩967.3b | ₩92.0b | 4.8x | 4.5x | 0.4x |
| Thu, 06 Jul 2023 | ₩432.7b | ₩967.3b | ₩92.0b | 4.9x | 4.7x | 0.4x |
| Sat, 03 Jun 2023 | ₩475.8b | ₩972.9b | ₩69.4b | 5.2x | 6.9x | 0.5x |
| Mon, 01 May 2023 | ₩474.5b | ₩1.0t | ₩79.4b | 5.1x | 6x | 0.5x |
| Wed, 29 Mar 2023 | ₩471.0b | ₩902.3b | ₩36.3b | 4.6x | 13x | 0.5x |
| Fri, 24 Feb 2023 | ₩3.8t | ₩909.4b | ₩622.2b | 4.9x | 6x | 4.1x |
| Sun, 22 Jan 2023 | ₩3.8t | ₩909.4b | ₩622.2b | 4.9x | 6x | 4.1x |
| Tue, 20 Dec 2022 | ₩4.0t | ₩909.4b | ₩622.2b | 5.2x | 6.4x | 4.4x |
| Thu, 17 Nov 2022 | ₩523.9b | ₩822.8b | -₩27,196,323,930.00 | 5.3x | -19.3x | 0.6x |
| Sat, 15 Oct 2022 | ₩542.9b | ₩822.8b | -₩27,196,323,930.00 | 5.5x | -20x | 0.7x |
| Mon, 12 Sep 2022 | ₩541.7b | ₩822.8b | -₩27,196,323,930.00 | 5.3x | -19.9x | 0.7x |
| Wed, 10 Aug 2022 | ₩3.9t | ₩823.1b | ₩579.8b | 5.6x | 6.7x | 4.7x |
| Fri, 08 Jul 2022 | ₩3.7t | ₩823.1b | ₩579.8b | 5.4x | 6.4x | 4.5x |
| Sun, 05 Jun 2022 | ₩4.2t | ₩879.1b | ₩593.1b | 6.6x | 7.1x | 4.8x |
| Tue, 03 May 2022 | ₩4.2t | ₩834.0b | ₩592.9b | 6.5x | 7x | 5x |
| Thu, 31 Mar 2022 | ₩4.0t | ₩859.6b | ₩614.6b | 5.6x | 6.5x | 4.7x |
| Sat, 26 Feb 2022 | ₩534.4b | ₩755.3b | ₩63.5b | 5.3x | 8.4x | 0.7x |
| Mon, 24 Jan 2022 | ₩538.4b | ₩755.3b | ₩63.5b | 5x | 8.5x | 0.7x |
| Wed, 22 Dec 2021 | ₩590.7b | ₩755.3b | ₩63.5b | 5.9x | 9.3x | 0.8x |
| Fri, 19 Nov 2021 | ₩613.4b | ₩775.3b | ₩122.6b | 4.6x | 5x | 0.8x |
| Sun, 17 Oct 2021 | ₩1.3t | ₩1.3t | ₩190.4b | 6.7x | 6.8x | 1x |
| Tue, 14 Sep 2021 | ₩670.1b | ₩784.4b | ₩97.8b | 3.4x | 6.9x | 0.9x |
| Thu, 12 Aug 2021 | ₩652.1b | ₩784.4b | ₩97.8b | 3.2x | 6.7x | 0.8x |
| Mon, 07 Jun 2021 | ₩632.4b | ₩712.8b | ₩69.5b | 3.8x | 9.1x | 0.9x |
Price to Earnings Ratio
8.4x
Current Industry PE
- Investors are optimistic on the South Korean Consumer Finance industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 13.2x which is higher than its 3-year average PE of 5.2x.
- The 3-year average PS ratio of 1.6x is higher than the industry's current PS ratio of 0.49x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have declined 25% per year over the last three years.
- Meanwhile revenues for these companies have grown 3.8% per year.
- This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.
Industry Comparison
How does South Korean Consumer Finance compare with similar industries?
| KR Market | 2.24% | |
| Financials | 9.94% | |
| Consumer Finance | 6.34% | |
| Consumer Finance | 6.34% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| A029780 Samsung Card | ₩38.35k | 6.7% +₩256.1b | 28.7% | PE6.7x | |
| A023760 Han Kook Capital.Co | ₩620.00 | 4.0% +₩7.5b | -8.8% | PE3.1x | |
| A012700 LEADCORP | ₩5.32k | 2.3% +₩3.1b | -28.9% | PS0.3x | |
| A023460 CNH | ₩1.80k | 0.7% +₩428.5m | -15.9% | PS0.4x |