Narrative Update • Jul 22
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Indian (NIFTY) Diversified Financial Industry Analysis
UpdatedJul 25, 2026
DataAggregated Company Financials
Companies174
- 7D-1.0%
- 3M-0.4%
- 1Y-10.7%
- YTD-7.4%
Over the last 7 days, the Diversified Financial industry has dropped 1.0%, driven by Jio Financial Services declining 3.4%. Overall the industry is down 11% in 12 months. As for the next few years, earnings are expected to grow by 16% per annum.
Industry Valuation and Performance
Has the Indian Diversified Financial Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Sat, 25 Jul 2026 | ₹15.5t | ₹3.4t | ₹1.0t | 23.8x | 15.1x | 4.5x |
| Mon, 22 Jun 2026 | ₹15.6t | ₹3.4t | ₹1.0t | 26.2x | 15.4x | 4.6x |
| Wed, 20 May 2026 | ₹15.2t | ₹3.6t | ₹1.0t | 22.8x | 14.8x | 4.2x |
| Fri, 17 Apr 2026 | ₹15.5t | ₹3.4t | ₹971.5b | 23x | 15.9x | 4.6x |
| Sun, 15 Mar 2026 | ₹14.3t | ₹3.4t | ₹971.8b | 19.9x | 14.7x | 4.2x |
| Tue, 10 Feb 2026 | ₹16.2t | ₹3.4t | ₹967.5b | 21.7x | 16.8x | 4.8x |
| Thu, 08 Jan 2026 | ₹17.8t | ₹3.3t | ₹967.8b | 23.8x | 18.4x | 5.4x |
| Sat, 06 Dec 2025 | ₹17.4t | ₹3.3t | ₹967.6b | 21.8x | 17.9x | 5.2x |
| Mon, 03 Nov 2025 | ₹17.5t | ₹3.2t | ₹970.4b | 24.5x | 18.1x | 5.4x |
| Wed, 01 Oct 2025 | ₹16.8t | ₹3.2t | ₹943.7b | 24.7x | 17.8x | 5.3x |
| Fri, 29 Aug 2025 | ₹16.5t | ₹3.2t | ₹943.6b | 24.6x | 17.5x | 5.1x |
| Sun, 27 Jul 2025 | ₹17.3t | ₹3.1t | ₹907.3b | 27.7x | 19.1x | 5.5x |
| Tue, 24 Jun 2025 | ₹17.1t | ₹3.1t | ₹877.8b | 27.5x | 19.5x | 5.5x |
| Thu, 22 May 2025 | ₹16.8t | ₹3.1t | ₹878.1b | 24.9x | 19.1x | 5.4x |
| Sat, 19 Apr 2025 | ₹16.4t | ₹3.0t | ₹876.2b | 26.7x | 18.7x | 5.4x |
| Mon, 17 Mar 2025 | ₹14.6t | ₹3.0t | ₹874.6b | 23.9x | 16.6x | 4.8x |
| Wed, 12 Feb 2025 | ₹14.7t | ₹3.0t | ₹874.6b | 25.1x | 16.8x | 4.9x |
| Fri, 10 Jan 2025 | ₹16.0t | ₹3.0t | ₹832.8b | 27.3x | 19.2x | 5.4x |
| Sun, 08 Dec 2024 | ₹17.4t | ₹3.0t | ₹832.9b | 28x | 20.9x | 5.9x |
| Tue, 05 Nov 2024 | ₹16.8t | ₹3.0t | ₹843.4b | 28.7x | 19.9x | 5.7x |
| Thu, 03 Oct 2024 | ₹18.3t | ₹2.9t | ₹816.8b | 27.4x | 22.4x | 6.4x |
| Sat, 31 Aug 2024 | ₹16.9t | ₹2.8t | ₹795.9b | 26.3x | 21.3x | 6.1x |
| Mon, 29 Jul 2024 | ₹16.8t | ₹2.7t | ₹784.9b | 30.3x | 21.4x | 6.1x |
| Wed, 26 Jun 2024 | ₹16.0t | ₹2.7t | ₹776.7b | 27.4x | 20.6x | 6x |
| Fri, 24 May 2024 | ₹15.7t | ₹2.7t | ₹774.6b | 24.6x | 20.3x | 5.9x |
| Sun, 21 Apr 2024 | ₹14.1t | ₹2.5t | ₹715.2b | 24.2x | 19.7x | 5.6x |
| Tue, 19 Mar 2024 | ₹13.5t | ₹2.5t | ₹698.6b | 24.1x | 19.4x | 5.4x |
| Thu, 15 Feb 2024 | ₹14.1t | ₹2.5t | ₹698.2b | 26.8x | 20.2x | 5.6x |
| Sat, 13 Jan 2024 | ₹18.1t | ₹3.6t | ₹985.0b | 27x | 18.4x | 5.1x |
| Mon, 11 Dec 2023 | ₹17.1t | ₹3.6t | ₹980.9b | 23.7x | 17.4x | 4.8x |
| Wed, 08 Nov 2023 | ₹15.6t | ₹3.5t | ₹943.3b | 24.2x | 16.6x | 4.5x |
| Fri, 06 Oct 2023 | ₹15.6t | ₹3.4t | ₹909.9b | 24.7x | 17.2x | 4.6x |
| Sun, 03 Sep 2023 | ₹13.6t | ₹3.4t | ₹912.0b | 23.7x | 14.9x | 4x |
| Tue, 01 Aug 2023 | ₹13.2t | ₹3.4t | ₹895.5b | 26x | 14.8x | 3.9x |
Price to Earnings Ratio
14.8x
Current Industry PE
- Investors are pessimistic on the Indian Diversified Financial industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 15.1x which is lower than its 3-year average PE of 18.3x.
- The 3-year average PS ratio of 5.2x is higher than the industry's current PS ratio of 4.5x.
Past Earnings Growth
- The earnings for companies in the Diversified Financial industry have grown 4.7% per year over the last three years, while revenues have remained mostly flat.
- This means that companies overall are more efficiently conducting business since profits are increasing while sales have been flat.
Industry Trends
Which industries have driven the changes within the Indian Financials industry?
| IN Market | -1.36% | |
| Financials | -2.76% | |
| Diversified Financial | -1.04% | |
| Multi-Sector Holdings | 2.49% | |
| Specialized Finance | -0.063% | |
| Other Diversified Financial Services | -0.69% | |
| Transaction and Payment Processing Services | -4.82% | |
Industry PE
- Investors are most optimistic about the Transaction and Payment Processing Services industry which is trading above its 3-year average PE ratio.
- Analysts are expecting annual earnings growth of 37.7%, which is higher than its past year's earnings growth of 33.8% per year.
- Investors are most pessimistic about the Specialized Finance industry, which is trading below its 3-year average of 11.7x.
Forecasted Growth
- Analysts are most optimistic on the Transaction and Payment Processing Services industry, expecting annual earnings growth of 38% over the next 5 years.
- This is roughly in line with its past earnings growth rate.
- In contrast, the Specialized Finance industry is expected to see its earnings grow by 8.2% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| BAJAJFINSV Bajaj Finserv | ₹1.88k | 1.2% +₹36.3b | -5.5% | PE30.6x | |
| 500490 Bajaj Holdings & Investment | ₹10.68k | 2.7% +₹31.7b | -23.2% | PE12.3x | |
| PFC Power Finance | ₹411.90 | 1.7% +₹23.3b | -0.8% | PE5.2x | |
| RECLTD REC | ₹361.60 | 1.8% +₹17.1b | -9.8% | PE5.8x | |
| 539199 SG Finserve | ₹698.90 | 11.0% +₹4.6b | 73.2% | PE29.4x |
