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Bajaj Finserv Ltd.NSEI:BAJAJFINSV Stock Report

Market Cap ₹3.2t
Share Price
₹2.00k
My Fair Value
₹2.16k
7.3% undervalued intrinsic discount
1Y6.2%
7D-0.1%
Portfolio Value
View

Bajaj Finserv Ltd.

NSEI:BAJAJFINSV Stock Report

Market Cap: ₹3.2t

Bajaj Finserv (BAJAJFINSV) Stock Overview

Through its subsidiaries, provides financial services in India. More details

BAJAJFINSV fundamental analysis
Snowflake Score
Valuation1/6
Future Growth4/6
Past Performance3/6
Financial Health0/6
Dividends0/6

BAJAJFINSV Community Fair Values

Create Narrative

See what 26 others think this stock is worth. Follow their fair value or set your own to get alerts.

Bajaj Finserv Ltd. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Bajaj Finserv
Historical stock prices
Current Share Price₹2,000.90
52 Week High₹2,135.00
52 Week Low₹1,551.65
Beta0.61
1 Month Change-0.67%
3 Month Change-0.27%
1 Year Change6.17%
3 Year Change17.77%
5 Year Change238.26%
Change since IPO3,830.27%

Recent News & Updates

Should You Be Adding Bajaj Finserv (NSE:BAJAJFINSV) To Your Watchlist Today?

Sep 08
Should You Be Adding Bajaj Finserv (NSE:BAJAJFINSV) To Your Watchlist Today?

Shareholders May Not Be So Generous With Bajaj Finserv Ltd.'s (NSE:BAJAJFINSV) CEO Compensation And Here's Why

Jul 19
Shareholders May Not Be So Generous With Bajaj Finserv Ltd.'s (NSE:BAJAJFINSV) CEO Compensation And Here's Why

Recent updates

Should You Be Adding Bajaj Finserv (NSE:BAJAJFINSV) To Your Watchlist Today?

Sep 08
Should You Be Adding Bajaj Finserv (NSE:BAJAJFINSV) To Your Watchlist Today?

Shareholders May Not Be So Generous With Bajaj Finserv Ltd.'s (NSE:BAJAJFINSV) CEO Compensation And Here's Why

Jul 19
Shareholders May Not Be So Generous With Bajaj Finserv Ltd.'s (NSE:BAJAJFINSV) CEO Compensation And Here's Why

Should You Be Adding Bajaj Finserv (NSE:BAJAJFINSV) To Your Watchlist Today?

May 24
Should You Be Adding Bajaj Finserv (NSE:BAJAJFINSV) To Your Watchlist Today?

Bajaj Finserv Ltd. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now

May 03
Bajaj Finserv Ltd. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now

The Price Is Right For Bajaj Finserv Ltd. (NSE:BAJAJFINSV)

Apr 28
The Price Is Right For Bajaj Finserv Ltd. (NSE:BAJAJFINSV)

Is Now The Time To Put Bajaj Finserv (NSE:BAJAJFINSV) On Your Watchlist?

Feb 23
Is Now The Time To Put Bajaj Finserv (NSE:BAJAJFINSV) On Your Watchlist?

A Piece Of The Puzzle Missing From Bajaj Finserv Ltd.'s (NSE:BAJAJFINSV) Share Price

Jan 09
A Piece Of The Puzzle Missing From Bajaj Finserv Ltd.'s (NSE:BAJAJFINSV) Share Price

Is Now The Time To Put Bajaj Finserv (NSE:BAJAJFINSV) On Your Watchlist?

Nov 18
Is Now The Time To Put Bajaj Finserv (NSE:BAJAJFINSV) On Your Watchlist?
User avatar

Strategic Innovations Propel Financial Growth And Unlock New Potential Despite Challenges

Strategic adjustments in Bajaj Finserv's insurance portfolios could drive revenue growth and strengthen market position despite industry challenges.

Bajaj Finserv Ltd. Just Recorded A 13% Revenue Beat: Here's What Analysts Think

Oct 27
Bajaj Finserv Ltd. Just Recorded A 13% Revenue Beat: Here's What Analysts Think

Shareholder Returns

BAJAJFINSVIN Diversified FinancialIN Market
7D-0.1%2.2%1.5%
1Y6.2%-3.4%-4.7%

Return vs Industry: BAJAJFINSV exceeded the Indian Diversified Financial industry which returned -3.4% over the past year.

Return vs Market: BAJAJFINSV exceeded the Indian Market which returned -4.7% over the past year.

Price Volatility

Is BAJAJFINSV's price volatile compared to industry and market?
BAJAJFINSV volatility
BAJAJFINSV Average Weekly Movement2.3%
Diversified Financial Industry Average Movement4.7%
Market Average Movement5.2%
10% most volatile stocks in IN Market8.3%
10% least volatile stocks in IN Market3.2%

Stable Share Price: BAJAJFINSV has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: BAJAJFINSV's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2007104,668Sanjiv Bajajwww.bajajfinserv.in

Bajaj Finserv Ltd., through its subsidiaries, provides financial services in India. The company operates through Life Insurance, General Insurance, Windmill, Retail Financing, and Investments and Others segments. It offers personal, business, home, home renovation, commercial, car, and gold loans; two- and three-wheeler loans; mortgages; education loans; unsecured and secured loans to small and medium-sized enterprises and professionals, as well as micro, small and medium enterprises; loans against properties, securities, car, mutual funds, bonds, and insurance policy; financing for products, such as consumer electronics, digital, lifecare, furniture, etc.; developer financing; and lease rental discounting products.

Bajaj Finserv Ltd. Fundamentals Summary

How do Bajaj Finserv's earnings and revenue compare to its market cap?
BAJAJFINSV fundamental statistics
Market cap₹3.19t
Earnings (TTM)₹95.24b
Revenue (TTM)₹1.36t
33.5x
P/E Ratio
2.4x
P/S Ratio

Is BAJAJFINSV overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BAJAJFINSV income statement (TTM)
Revenue₹1.36t
Cost of Revenue₹672.32b
Gross Profit₹683.77b
Other Expenses₹588.53b
Earnings₹95.24b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)59.67
Gross Margin50.42%
Net Profit Margin7.02%
Debt/Equity Ratio221.5%

How did BAJAJFINSV perform over the long term?

See historical performance and comparison

Dividends

0.05%
Current Dividend Yield
2%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/05 08:57
End of Day Share Price 2025/10/03 00:00
Earnings2025/06/30
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Bajaj Finserv Ltd. is covered by 31 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Supratim DattaAmbit Capital
Nitin BhasinAmbit Capital
Sanketh GodhaAvendus Spark