Bajaj Finserv Balance Sheet Health
Financial Health criteria checks 2/6
Bajaj Finserv has a total shareholder equity of ₹1,191.3B and total debt of ₹2,511.8B, which brings its debt-to-equity ratio to 210.8%. Its total assets and total liabilities are ₹6,012.0B and ₹4,820.6B respectively. Bajaj Finserv's EBIT is ₹444.4B making its interest coverage ratio 2.1. It has cash and short-term investments of ₹130.6B.
Key information
210.8%
Debt to equity ratio
₹2.51t
Debt
| Interest coverage ratio | 2.1x |
| Cash | ₹130.59b |
| Equity | ₹1.19t |
| Total liabilities | ₹4.82t |
| Total assets | ₹6.01t |
Recent financial health updates
No updates
Recent updates
Is Now The Time To Put Bajaj Finserv (NSE:BAJAJFINSV) On Your Watchlist?
Nov 18
Bajaj Finserv Ltd. Just Recorded A 13% Revenue Beat: Here's What Analysts Think
Oct 27Sentiment Still Eluding Bajaj Finserv Ltd. (NSE:BAJAJFINSV)
Sep 08If EPS Growth Is Important To You, Bajaj Finserv (NSE:BAJAJFINSV) Presents An Opportunity
Aug 18Bajaj Finserv Ltd. Just Beat Revenue By 17%: Here's What Analysts Think Will Happen Next
Jul 27Shareholders May Be More Conservative With Bajaj Finserv Ltd.'s (NSE:BAJAJFINSV) CEO Compensation For Now
Jul 18Bajaj Finserv Ltd. Beat Revenue Forecasts By 20%: Here's What Analysts Are Forecasting Next
May 01Take Care Before Diving Into The Deep End On Bajaj Finserv Ltd. (NSE:BAJAJFINSV)
Apr 26Do Bajaj Finserv's (NSE:BAJAJFINSV) Earnings Warrant Your Attention?
Apr 04Financial Position Analysis
Short Term Liabilities: BAJAJFINSV's short term assets (₹203.2B) exceed its short term liabilities (₹86.1B).
Long Term Liabilities: BAJAJFINSV's short term assets (₹203.2B) do not cover its long term liabilities (₹4,734.5B).
Debt to Equity History and Analysis
Debt Level: BAJAJFINSV's net debt to equity ratio (199.9%) is considered high.
Reducing Debt: BAJAJFINSV's debt to equity ratio has reduced from 248.3% to 210.8% over the past 5 years.
Debt Coverage: BAJAJFINSV's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: BAJAJFINSV's interest payments on its debt are not well covered by EBIT (2.1x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 00:35 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Bajaj Finserv Ltd. is covered by 27 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Supratim Datta | Ambit Capital |
| Nitin Bhasin | Ambit Capital |
| Sanketh Godha | Avendus Spark |