Bajaj Finserv Balance Sheet Health
Financial Health criteria checks 2/6
Bajaj Finserv has a total shareholder equity of ₹1,191.3B and total debt of ₹2,525.4B, which brings its debt-to-equity ratio to 212%. Its total assets and total liabilities are ₹6,012.0B and ₹4,820.6B respectively. Bajaj Finserv's EBIT is ₹463.1B making its interest coverage ratio 2. It has cash and short-term investments of ₹130.6B.
Key information
212.0%
Debt to equity ratio
₹2.53t
Debt
| Interest coverage ratio | 2x |
| Cash | ₹130.59b |
| Equity | ₹1.19t |
| Total liabilities | ₹4.82t |
| Total assets | ₹6.01t |
Recent financial health updates
No updates
Recent updates
A Piece Of The Puzzle Missing From Bajaj Finserv Ltd.'s (NSE:BAJAJFINSV) Share Price
Jan 09
Is Now The Time To Put Bajaj Finserv (NSE:BAJAJFINSV) On Your Watchlist?
Nov 18Bajaj Finserv Ltd. Just Recorded A 13% Revenue Beat: Here's What Analysts Think
Oct 27Sentiment Still Eluding Bajaj Finserv Ltd. (NSE:BAJAJFINSV)
Sep 08If EPS Growth Is Important To You, Bajaj Finserv (NSE:BAJAJFINSV) Presents An Opportunity
Aug 18Bajaj Finserv Ltd. Just Beat Revenue By 17%: Here's What Analysts Think Will Happen Next
Jul 27Shareholders May Be More Conservative With Bajaj Finserv Ltd.'s (NSE:BAJAJFINSV) CEO Compensation For Now
Jul 18Bajaj Finserv Ltd. Beat Revenue Forecasts By 20%: Here's What Analysts Are Forecasting Next
May 01Take Care Before Diving Into The Deep End On Bajaj Finserv Ltd. (NSE:BAJAJFINSV)
Apr 26Do Bajaj Finserv's (NSE:BAJAJFINSV) Earnings Warrant Your Attention?
Apr 04Financial Position Analysis
Short Term Liabilities: BAJAJFINSV's short term assets (₹203.2B) exceed its short term liabilities (₹86.1B).
Long Term Liabilities: BAJAJFINSV's short term assets (₹203.2B) do not cover its long term liabilities (₹4,734.5B).
Debt to Equity History and Analysis
Debt Level: BAJAJFINSV's net debt to equity ratio (201%) is considered high.
Reducing Debt: BAJAJFINSV's debt to equity ratio has reduced from 249.7% to 212% over the past 5 years.
Debt Coverage: BAJAJFINSV's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: BAJAJFINSV's interest payments on its debt are not well covered by EBIT (2x coverage).
Balance Sheet
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/07 11:40 |
| End of Day Share Price | 2025/02/07 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Bajaj Finserv Ltd. is covered by 27 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Supratim Datta | Ambit Capital |
| Nitin Bhasin | Ambit Capital |
| Sanketh Godha | Avendus Spark |