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Brazilian (BOVESPA) Insurance Industry Analysis

UpdatedAug 15, 2026
DataAggregated Company Financials
Companies5
  • 7D-5.6%
  • 3M3.9%
  • 1Y12.3%
  • YTD3.4%

Over the last 7 days, the Insurance industry has dropped 5.6%, driven by a pullback from Caixa Seguridade Participações of 7.3%. In the past year, the industry has gained 12%. Looking forward, earnings are forecast to grow by 5.1% annually.

Industry Valuation and Performance

Has the Brazilian Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 16 Aug 2026R$160.8bR$68.2bR$17.9b8.1x9x2.4x
Tue, 14 Jul 2026R$184.1bR$67.2bR$17.8b9.4x10.3x2.7x
Thu, 11 Jun 2026R$162.6bR$67.1bR$17.8b8.4x9.1x2.4x
Sat, 09 May 2026R$158.7bR$67.3bR$17.9b9x8.9x2.4x
Mon, 06 Apr 2026R$162.4bR$66.0bR$17.3b9.6x9.4x2.5x
Wed, 04 Mar 2026R$161.1bR$65.9bR$17.4b9x9.2x2.4x
Fri, 30 Jan 2026R$164.7bR$63.6bR$17.3b9x9.5x2.6x
Sun, 28 Dec 2025R$155.7bR$63.6bR$17.3b8.4x9x2.4x
Tue, 25 Nov 2025R$146.4bR$63.5bR$17.3b7.4x8.4x2.3x
Thu, 23 Oct 2025R$142.4bR$62.5bR$17.2b7.2x8.3x2.3x
Sat, 20 Sep 2025R$145.8bR$61.5bR$17.2b7.4x8.5x2.4x
Mon, 18 Aug 2025R$143.2bR$61.6bR$17.0b7.1x8.4x2.3x
Wed, 16 Jul 2025R$149.8bR$61.0bR$16.3b7.8x9.2x2.5x
Fri, 13 Jun 2025R$151.7bR$61.0bR$16.3b7.9x9.3x2.5x
Sun, 11 May 2025R$154.3bR$60.4bR$16.2b8.6x9.5x2.6x
Tue, 08 Apr 2025R$152.1bR$60.1bR$16.1b8.9x9.5x2.5x
Thu, 06 Mar 2025R$148.2bR$60.1bR$16.1b8.6x9.2x2.5x
Sat, 01 Feb 2025R$149.9bR$59.8bR$15.4b8.8x9.7x2.5x
Mon, 30 Dec 2024R$142.0bR$59.8bR$15.4b8.3x9.2x2.4x
Wed, 27 Nov 2024R$139.7bR$59.8bR$15.4b7.8x9.1x2.3x
Fri, 25 Oct 2024R$138.9bR$58.9bR$14.8b9.8x9.4x2.4x
Sun, 22 Sep 2024R$138.9bR$58.9bR$14.8b9.2x9.4x2.4x
Tue, 20 Aug 2024R$140.7bR$57.6bR$14.7b8.6x9.6x2.4x
Thu, 18 Jul 2024R$136.4bR$57.2bR$14.6b8.3x9.3x2.4x
Sat, 15 Jun 2024R$130.8bR$57.2bR$14.6b7.9x8.9x2.3x
Mon, 13 May 2024R$136.9bR$56.1bR$14.0b8x9.7x2.4x
Wed, 10 Apr 2024R$139.1bR$56.2bR$13.8b8.6x10.1x2.5x
Fri, 08 Mar 2024R$138.6bR$58.8bR$13.9b12x9.9x2.4x
Sun, 04 Feb 2024R$142.1bR$80.0bR$13.5b17.6x10.5x1.8x
Tue, 02 Jan 2024R$138.7bR$80.0bR$13.5b17.5x10.3x1.7x
Thu, 30 Nov 2023R$130.6bR$80.0bR$13.5b16.7x9.7x1.6x
Sat, 28 Oct 2023R$125.7bR$79.0bR$12.3b9.7x10.2x1.6x
Mon, 25 Sep 2023R$127.9bR$79.0bR$12.3b9.9x10.4x1.6x
Wed, 23 Aug 2023R$122.5bR$77.2bR$12.3b9.4x9.9x1.6x
Price to Earnings Ratio

9.9x


Total Market Cap: R$122.5bTotal Earnings: R$12.3bTotal Revenue: R$77.2bTotal Market Cap vs Earnings and Revenue0%0%0%
Brazilian Insurance Industry Price to Earnings3Y Average 9.4x202420252026
Current Industry PE
  • Investors are relatively neutral on the Brazilian Insurance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 9.4x.
  • The industry is trading close to its 3-year average PS ratio of 2.3x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have grown 13% per year over the last three years.
  • Meanwhile revenues for these companies have declined 4.0% per year.
  • This means that less sales are being generated overall, but since cost of doing business is lower, profits have been increasing.

Industry Trends

Which industries have driven the changes within the Brazilian Financials industry?

BR Market-3.28%
Financials-4.48%
Insurance-5.59%
Reinsurance0.36%
Insurance Brokers-5.46%
General Insurance-5.75%
Industry PE
  • Investors are most optimistic about the Reinsurance industry even though it's trading below its 3-year average PE ratio of 15.9x.
    • Analysts are expecting annual earnings growth of 22.0%, which is higher than its past year's earnings decline of 50.2% per year.
  • Investors are most pessimistic about the Insurance Brokers industry, which is trading below its 3-year average of 9.3x.
Forecasted Growth
  • Analysts are most optimistic on the Reinsurance industry, expecting annual earnings growth of 22% over the next 5 years.
  • This is better than its past earnings decline of 50% per year.
  • In contrast, the General Insurance industry is expected to see its earnings grow by 4.6% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
IRBR3 IRB-Brasil RessegurosR$52.330.4%
+R$15.5m		11.3%PE12.2x

Latest News

CXSE3
R$17.91
Caixa Seguridade Participações
7D
-7.3%
1Y
31.5%
Analysis Article • Aug 14

Caixa Seguridade Participações S.A. (BVMF:CXSE3) Just Released Its Second-Quarter Results And Analysts Are Updating Their Estimates

Caixa Seguridade Participações S.A. ( BVMF:CXSE3 ) shareholders are probably feeling a little disappointed, since its...
WIZC3
R$7.44
Wiz Co Participações e Corretagem de Seguros
7D
-5.5%
1Y
-5.9%
PSSA3
R$46.58
Porto Seguro
7D
-7.6%
1Y
-11.0%
BBSE3
R$36.95
BB Seguridade Participações
7D
-3.7%
1Y
12.7%
Analysis Article • Aug 06

BB Seguridade Participações S.A. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

BB Seguridade Participações S.A. ( BVMF:BBSE3 ) just released its latest quarterly results and things are looking...
IRBR3
R$52.33
IRB-Brasil Resseguros
7D
0.4%
1Y
11.3%
Narrative Update • Jun 16

IRBR3: Index Exit And Remote Meeting Will Support Bullish Stock Outlook

Analysts have slightly reduced their price target for IRB-Brasil Resseguros, trimming fair value from about R$60.71 to roughly R$60.43, citing updated assumptions on revenue growth, profit margins, and future P/E as key drivers of the change. What’s in the News for IRB-Brasil Resseguros IRB-Brasil Resseguros S.A. is scheduled to hold a Special and Extraordinary Shareholders Meeting on April 15, 2026, to be conducted exclusively remotely via ten meetings in Brazil.