IRB-Brasil Resseguros (IRBR3) Stock Overview
Provides reinsurance solutions in Brazil and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 3/6 |
| Past Performance | 2/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
IRBR3 Community Fair Values
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Analyst Price Targets
IRB-Brasil Resseguros S.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | R$52.04 |
| 52 Week High | R$66.65 |
| 52 Week Low | R$42.58 |
| Beta | 0.70 |
| 1 Month Change | -1.01% |
| 3 Month Change | -6.64% |
| 1 Year Change | 9.14% |
| 3 Year Change | 33.44% |
| 5 Year Change | -71.56% |
| Change since IPO | -82.23% |
Recent News & Updates
Narrative Update • Jun 01
IRBR3: Higher Fair Value And Remote Meeting Will Shape Bullish Outlook
Analysts have nudged their price target for IRB-Brasil Resseguros slightly higher, with fair value moving from about R$60.29 to roughly R$60.71. This reflects updated views on discount rate assumptions, expected revenue contraction and profit margin levels, as well as the future P/E ratio.Narrative Update • Apr 24
IRBR3: Slightly Softer Margins And Remote Meeting Plans Will Shape Fair Outlook
Analysts have slightly trimmed their price target for IRB-Brasil Resseguros to R$60.29 from R$60.57, citing updated views on revenue trends, profit margins and the future P/E multiple. What's in the News IRB-Brasil Resseguros has scheduled a Special and Extraordinary Shareholders Meeting for April 15, 2026, to be held exclusively remotely across ten meetings in Brazil (Key Developments).Narrative Update • Apr 10
IRBR3: Moderating Revenue Contraction And Stable Margins Will Support A Fair Outlook
Analysts now set their price target for IRB-Brasil Resseguros at R$60.57, up from R$59.86, citing updated assumptions for revenue contraction, profit margin, and future P/E. What's in the News IRB-Brasil Resseguros has scheduled a Special and Extraordinary Shareholders Meeting for April 15, 2026, to be held exclusively remotely via ten meetings in Brazil (Key Developments).Recent updates
Narrative Update • Jun 01
IRBR3: Higher Fair Value And Remote Meeting Will Shape Bullish Outlook
Analysts have nudged their price target for IRB-Brasil Resseguros slightly higher, with fair value moving from about R$60.29 to roughly R$60.71. This reflects updated views on discount rate assumptions, expected revenue contraction and profit margin levels, as well as the future P/E ratio.Narrative Update • Apr 24
IRBR3: Slightly Softer Margins And Remote Meeting Plans Will Shape Fair Outlook
Analysts have slightly trimmed their price target for IRB-Brasil Resseguros to R$60.29 from R$60.57, citing updated views on revenue trends, profit margins and the future P/E multiple. What's in the News IRB-Brasil Resseguros has scheduled a Special and Extraordinary Shareholders Meeting for April 15, 2026, to be held exclusively remotely across ten meetings in Brazil (Key Developments).Narrative Update • Apr 10
IRBR3: Moderating Revenue Contraction And Stable Margins Will Support A Fair Outlook
Analysts now set their price target for IRB-Brasil Resseguros at R$60.57, up from R$59.86, citing updated assumptions for revenue contraction, profit margin, and future P/E. What's in the News IRB-Brasil Resseguros has scheduled a Special and Extraordinary Shareholders Meeting for April 15, 2026, to be held exclusively remotely via ten meetings in Brazil (Key Developments).Narrative Update • Mar 26
IRBR3: Stable Assumptions And Margins Will Support A Fairly Valued Outlook
Analysts kept their R$ price target for IRB-Brasil Resseguros unchanged, citing steady assumptions around fair value, discount rate, revenue trends, profit margin and forward P/E as the basis for maintaining their view. Valuation Changes Fair Value: R$59.86 remains unchanged, with no adjustment to the underlying fair value estimate.Narrative Update • Mar 12
IRBR3: Stable Discount Rate And Margins Will Support A Fairly Valued Outlook
Analysts have trimmed their price target for IRB-Brasil Resseguros to R$10.39 from about R$10.76, citing only marginal tweaks to assumptions around revenue contraction, profit margin, and future P/E that leave their overall valuation framework largely intact. Valuation Changes Fair Value: R$59.86 remains unchanged, indicating no shift in the core valuation output.Narrative Update • Feb 26
IRBR3: Refined Margin Outlook Will Support A Steady Fairly Valued View
Analysts have inched up their price target for IRB-Brasil Resseguros to R$59.86 from R$59.29, citing small adjustments in expected revenue trends, profit margins and forward P/E assumptions. Valuation Changes Fair Value: R$59.29 to R$59.86, risen slightly based on updated inputs.Narrative Update • Feb 11
IRBR3: Fine Tuned Assumptions Will Support A Steady Fairly Valued Outlook
Analysts have nudged their price target on IRB-Brasil Resseguros slightly higher to R$59.29 from R$58.71, citing fine tuned assumptions around discount rates, margins and future P/E levels, rather than any major shift in the underlying outlook. Valuation Changes Fair Value: Adjusted slightly higher from R$58.71 to R$59.29 per share, reflecting fine tuning of the valuation model.Narrative Update • Jan 27
IRBR3: Margins And Softer Revenue Contraction Will Shape A Steady Outlook
Analysts have lifted their price target on IRB-Brasil Resseguros by about R$2, supported by small model tweaks that reflect slightly softer revenue contraction, a modestly higher profit margin and a higher future P/E multiple. Valuation Changes Fair value estimate increased slightly from R$56.71 to R$58.71.Narrative Update • Jan 12
IRBR3: Remote Meeting And Margins Will Shape A Steady Outlook
Analysts have nudged their price target for IRB-Brasil Resseguros higher, citing a slightly stronger fair value estimate of 56.71 versus 55.57, a small adjustment in the discount rate, a wider projected revenue decline of 5.55% compared with 4.91%, a modestly higher expected profit margin of about 17.04% and a slightly richer future P/E of about 10.28 versus 9.97. What's in the News IRB-Brasil Resseguros has scheduled a Special and Extraordinary Shareholders Meeting for November 3, 2025, to be held exclusively remotely.Narrative Update • Dec 24
IRBR3: Remote Meeting And Margins Will Shape Fairly Balanced Outlook
Analysts have modestly adjusted their price target on IRB-Brasil Resseguros, keeping fair value essentially unchanged at approximately R$55.57. Slightly improved profit margin expectations offset a marginally lower discount rate, while revenue growth and valuation assumptions remain stable.Analysis Article • Dec 13
IRB-Brasil Resseguros S.A.'s (BVMF:IRBR3) Business Is Yet to Catch Up With Its Share Price
It's not a stretch to say that IRB-Brasil Resseguros S.A.'s ( BVMF:IRBR3 ) price-to-earnings (or "P/E") ratio of 8.2x...Narrative Update • Dec 10
IRBR3: Remote Meeting And Margin Outlook Will Shape Fairly Balanced Prospects
Analysts have increased their price target for IRB Brasil Resseguros by approximately R$3.00, citing expectations of improving revenue trends, slightly higher profit margins, and a modest re rating of the companys future earnings multiple despite a higher discount rate. What's in the News IRB-Brasil Resseguros has scheduled a Special and Extraordinary Shareholders Meeting for November 3, 2025, to be held exclusively remotely, signaling continued reliance on digital corporate governance practices (Key Developments).Analysis Article • Jun 14
IRB-Brasil Resseguros S.A.'s (BVMF:IRBR3) Earnings Are Not Doing Enough For Some Investors
IRB-Brasil Resseguros S.A.'s ( BVMF:IRBR3 ) price-to-earnings (or "P/E") ratio of 5.5x might make it look like a buy...
New Narrative • Feb 09
Operational Improvements Will Strengthen Future Prospects In Brazil's Insurance Sector
Operational improvements and claim reductions could enhance net margins and future earnings.Analysis Article • Jan 11
There's Reason For Concern Over IRB-Brasil Resseguros S.A.'s (BVMF:IRBR3) Price
It's not a stretch to say that IRB-Brasil Resseguros S.A.'s ( BVMF:IRBR3 ) price-to-earnings (or "P/E") ratio of 7.3x...Analysis Article • Aug 16
IRB-Brasil Resseguros S.A.'s (BVMF:IRBR3) Shares Bounce 31% But Its Business Still Trails The Industry
IRB-Brasil Resseguros S.A. ( BVMF:IRBR3 ) shares have had a really impressive month, gaining 31% after a shaky period...Analysis Article • May 23
IRB-Brasil Resseguros S.A.'s (BVMF:IRBR3) Price Is Right But Growth Is Lacking
IRB-Brasil Resseguros S.A.'s ( BVMF:IRBR3 ) price-to-sales (or "P/S") ratio of 0.5x might make it look like a buy right...Analysis Article • Sep 06
IRB-Brasil Resseguros S.A. (BVMF:IRBR3) Analysts Just Cut Their EPS Forecasts Substantially
Market forces rained on the parade of IRB-Brasil Resseguros S.A. ( BVMF:IRBR3 ) shareholders today, when the analysts...Shareholder Returns
| IRBR3 | BR Insurance | BR Market | |
|---|---|---|---|
| 7D | 2.1% | 6.2% | 1.5% |
| 1Y | 9.1% | 10.1% | 12.1% |
Return vs Industry: IRBR3 matched the BR Insurance industry which returned 10.1% over the past year.
Return vs Market: IRBR3 underperformed the BR Market which returned 12.1% over the past year.
Price Volatility
| IRBR3 volatility | |
|---|---|
| IRBR3 Average Weekly Movement | 4.1% |
| Insurance Industry Average Movement | 4.0% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in BR Market | 7.8% |
| 10% least volatile stocks in BR Market | 1.9% |
Stable Share Price: IRBR3 has not had significant price volatility in the past 3 months compared to the BR market.
Volatility Over Time: IRBR3's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1939 | 328 | Marcos Pessoa de Queiroz Falcao | www.irbre.com |
IRB-Brasil Resseguros S.A. provides reinsurance solutions in Brazil and internationally. It offers reinsurance solutions for casualty, cargo and marine, agricultural risks, property, life and health, oil and gas, financial lines, surety, and mortgage. IRB-Brasil Resseguros S.A. was founded in 1939 and is headquartered in Rio de Janeiro, Brazil.
IRB-Brasil Resseguros S.A. Fundamentals Summary
| IRBR3 fundamental statistics | |
|---|---|
| Market cap | R$4.25b |
| Earnings (TTM) | R$350.41m |
| Revenue (TTM) | R$5.09b |
12.1x
P/E Ratio0.8x
P/S RatioIs IRBR3 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| IRBR3 income statement (TTM) | |
|---|---|
| Revenue | R$5.09b |
| Cost of Revenue | R$2.85b |
| Gross Profit | R$2.24b |
| Other Expenses | R$1.89b |
| Earnings | R$350.41m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Aug 13, 2026
| Earnings per share (EPS) | 4.29 |
| Gross Margin | 44.02% |
| Net Profit Margin | 6.88% |
| Debt/Equity Ratio | 5.0% |
How did IRBR3 perform over the long term?
See historical performance and comparisonDividends
1.1%
Current Dividend Yield14%
Payout RatioDoes IRBR3 pay a reliable dividends?
See IRBR3 dividend history and benchmarks| IRB-Brasil Resseguros dividend dates | |
|---|---|
| Ex Dividend Date | Jun 01 2026 |
| Dividend Pay Date | Jun 30 2026 |
| Days until Ex dividend | 15 days |
| Days until Dividend pay date | 14 days |
Does IRBR3 pay a reliable dividends?
See IRBR3 dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/15 15:09 |
| End of Day Share Price | 2026/06/12 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
IRB-Brasil Resseguros S.A. is covered by 11 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Mario Lucio Pierry | BofA Global Research |
| Eduardo Rosman | BTG Pactual |
| Carlos Palhares Sequeira | BTG Pactual |