IRB-Brasil Resseguros S.A.

BOVESPA:IRBR3 Stock Report

Market Cap: R$4.9b

IRB-Brasil Resseguros Future Growth

Future criteria checks 1/6

IRB-Brasil Resseguros's revenue is forecast to decline at 1.6% per annum while its annual earnings are expected to grow at 12.4% per year. EPS is expected to grow by 12.4% per annum. Return on equity is forecast to be 13.7% in 3 years.

Key information

12.4%

Earnings growth rate

12.40%

EPS growth rate

Insurance earnings growth4.8%
Revenue growth rate-1.6%
Future return on equity13.69%
Analyst coverage

Low

Last updated13 Feb 2026

Recent future growth updates

Recent updates

IRB-Brasil Resseguros S.A.'s (BVMF:IRBR3) Business Is Yet to Catch Up With Its Share Price

Dec 13
IRB-Brasil Resseguros S.A.'s (BVMF:IRBR3) Business Is Yet to Catch Up With Its Share Price

IRB-Brasil Resseguros S.A.'s (BVMF:IRBR3) Earnings Are Not Doing Enough For Some Investors

Jun 14
IRB-Brasil Resseguros S.A.'s (BVMF:IRBR3) Earnings Are Not Doing Enough For Some Investors
User avatar

Operational Improvements Will Strengthen Future Prospects In Brazil's Insurance Sector

Operational improvements and claim reductions could enhance net margins and future earnings.

There's Reason For Concern Over IRB-Brasil Resseguros S.A.'s (BVMF:IRBR3) Price

Jan 11
There's Reason For Concern Over IRB-Brasil Resseguros S.A.'s (BVMF:IRBR3) Price

IRB-Brasil Resseguros S.A.'s (BVMF:IRBR3) Shares Bounce 31% But Its Business Still Trails The Industry

Aug 16
IRB-Brasil Resseguros S.A.'s (BVMF:IRBR3) Shares Bounce 31% But Its Business Still Trails The Industry

IRB-Brasil Resseguros S.A.'s (BVMF:IRBR3) Price Is Right But Growth Is Lacking

May 23
IRB-Brasil Resseguros S.A.'s (BVMF:IRBR3) Price Is Right But Growth Is Lacking

IRB-Brasil Resseguros S.A. (BVMF:IRBR3) Analysts Just Cut Their EPS Forecasts Substantially

Sep 06
IRB-Brasil Resseguros S.A. (BVMF:IRBR3) Analysts Just Cut Their EPS Forecasts Substantially

What Is The Ownership Structure Like For IRB-Brasil Resseguros S.A. (BVMF:IRBR3)?

Feb 11
What Is The Ownership Structure Like For IRB-Brasil Resseguros S.A. (BVMF:IRBR3)?

IRB-Brasil Resseguros S.A.'s (BVMF:IRBR3) Financials Are Too Obscure To Link With Current Share Price Momentum: What's In Store For the Stock?

Jan 04
IRB-Brasil Resseguros S.A.'s (BVMF:IRBR3) Financials Are Too Obscure To Link With Current Share Price Momentum: What's In Store For the Stock?

IRB-Brasil Resseguros (BVMF:IRBR3) Share Prices Have Dropped 80% In The Last Year

Dec 09
IRB-Brasil Resseguros (BVMF:IRBR3) Share Prices Have Dropped 80% In The Last Year

Earnings and Revenue Growth Forecasts

BOVESPA:IRBR3 - Analysts future estimates and past financials data (BRL Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20284,385759N/AN/A2
12/31/20273,987690N/AN/A4
12/31/20263,602617N/AN/A2
12/31/20253,354507N/AN/A4
9/30/20255,133535-3130N/A
6/30/20255,489615-6015N/A
3/31/20256,38070364148N/A
12/31/20246,53680659149N/A
9/30/20246,526518615703N/A
6/30/20246,475369607695N/A
3/31/20245,734138395481N/A
12/31/20235,842-124402491N/A
9/30/20233,874153-939-852N/A
6/30/20235,181-190-1,515-1,435N/A
3/31/20236,255-526-1,247-1,175N/A
12/31/20227,766-421-1,296-1,235N/A
9/30/202213,300-962-747-686N/A
6/30/202212,743-819420489N/A
3/31/202212,395-653756821N/A
12/31/202111,843-683-190-130N/A
9/30/202111,928-956-1,126-1,071N/A
6/30/202111,861-1,016-2,050-2,002N/A
3/31/202112,049-1,466-2,623-2,569N/A
12/31/202011,846-1,482-1,547-1,487N/A
9/30/20207,059-183-678-627N/A
6/30/20207,08413-241-199N/A
3/31/20207,4011,067-531N/A
12/31/20197,4661,210910940N/A
9/30/20198,7169291,5841,613N/A
6/30/20198,3091,253N/A1,643N/A
3/31/20197,6061,143N/A783N/A
12/31/20186,3691,102N/A-557N/A
9/30/20186,9011,095N/A-781N/A
6/30/20186,7921,012N/A-773N/A
3/31/20186,524956N/A53N/A
12/31/20176,917925N/A-256N/A
9/30/20177,2741,046N/A-368N/A
6/30/20177,022890N/A-480N/A
3/31/20176,795860N/A-522N/A
12/31/20166,825850N/A156N/A
9/30/20166,602691N/A174N/A
6/30/20166,406836N/A215N/A
3/31/20166,137848N/A404N/A
12/31/20155,581764N/A426N/A
9/30/20155,548725N/A747N/A
6/30/20155,516687N/A1,068N/A
3/31/20155,082602N/A935N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: IRBR3's forecast earnings growth (12.4% per year) is above the savings rate (12.1%).

Earnings vs Market: IRBR3's earnings (12.4% per year) are forecast to grow slower than the BR market (14.1% per year).

High Growth Earnings: IRBR3's earnings are forecast to grow, but not significantly.

Revenue vs Market: IRBR3's revenue is expected to decline over the next 3 years (-1.6% per year).

High Growth Revenue: IRBR3's revenue is forecast to decline over the next 3 years (-1.6% per year).

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: IRBR3's Return on Equity is forecast to be low in 3 years time (13.7%).

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/02/16 18:04
End of Day Share Price 2026/02/13 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

IRB-Brasil Resseguros S.A. is covered by 9 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Mario Lucio PierryBofA Global Research
Eduardo RosmanBTG Pactual
Arnon ShiraziCitigroup Inc