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Saudi Arabian (Tadawul) Financials Sector Analysis

UpdatedFeb 08, 2026
DataAggregated Company Financials
Companies50
  • 7D-0.9%
  • 3M4.8%
  • 1Y2.1%
  • YTD9.6%

In the last week, the Financials industry is flat overall, with Arab National Bank standing out by going down 3.6%. Furthermore, the industry has been flat for the past year as well. Looking forward, earnings are forecast to grow by 8.8% annually.

Sector Valuation and Performance

Has the Saudi Arabian Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 08 Feb 2026ر.س1.2tر.س222.7bر.س93.1b16.4x13.1x5.5x
Tue, 06 Jan 2026ر.س1.1tر.س219.6bر.س90.5b15.8x12.2x5x
Thu, 04 Dec 2025ر.س1.1tر.س219.6bر.س90.6b16.8x12.1x5x
Sat, 01 Nov 2025ر.س1.2tر.س218.4bر.س91.2b18.6x13.2x5.5x
Mon, 29 Sep 2025ر.س1.2tر.س215.4bر.س88.1b18.5x13.5x5.5x
Wed, 27 Aug 2025ر.س1.1tر.س215.3bر.س88.2b17.9x12.6x5.2x
Fri, 25 Jul 2025ر.س1.1tر.س212.8bر.س88.9b17.7x12.7x5.3x
Sun, 22 Jun 2025ر.س1.1tر.س209.6bر.س86.3b18.1x12.5x5.1x
Tue, 20 May 2025ر.س1.1tر.س210.1bر.س86.5b17.8x13.3x5.5x
Thu, 17 Apr 2025ر.س1.2tر.س203.9bر.س83.2b17.6x14x5.7x
Sat, 15 Mar 2025ر.س1.2tر.س203.2bر.س83.1b17.1x14.1x5.8x
Mon, 10 Feb 2025ر.س1.2tر.س201.1bر.س82.6b20.4x14.6x6x
Wed, 08 Jan 2025ر.س1.2tر.س197.0bر.س79.9b18.6x14.5x5.9x
Fri, 06 Dec 2024ر.س1.1tر.س197.1bر.س79.9b16.8x14x5.7x
Sun, 03 Nov 2024ر.س1.1tر.س193.8bر.س79.4b17.8x13.8x5.7x
Tue, 01 Oct 2024ر.س1.1tر.س190.8bر.س77.1b19.2x14.4x5.8x
Thu, 29 Aug 2024ر.س1.1tر.س190.8bر.س77.1b19.3x14.6x5.9x
Sat, 27 Jul 2024ر.س1.1tر.س185.9bر.س74.4b17.5x15.2x6.1x
Mon, 24 Jun 2024ر.س1.1tر.س185.8bر.س74.3b17.5x14.5x5.8x
Wed, 22 May 2024ر.س1.1tر.س184.7bر.س74.1b18.8x14.6x5.9x
Fri, 19 Apr 2024ر.س1.1tر.س180.8bر.س72.4b19.5x15.5x6.2x
Sun, 17 Mar 2024ر.س1.2tر.س179.0bر.س72.2b20x16.4x6.6x
Tue, 13 Feb 2024ر.س1.2tر.س175.8bر.س71.7b17.2x16.2x6.6x
Thu, 11 Jan 2024ر.س1.2tر.س176.0bر.س71.6b17.3x16.1x6.5x
Sat, 09 Dec 2023ر.س1.0tر.س176.0bر.س71.6b16x14.1x5.7x
Mon, 06 Nov 2023ر.س996.7bر.س173.0bر.س71.3b17.1x14x5.8x
Wed, 04 Oct 2023ر.س976.2bر.س170.6bر.س69.7b18.5x14x5.7x
Fri, 01 Sep 2023ر.س1.0tر.س169.9bر.س69.5b19.5x14.8x6.1x
Sun, 30 Jul 2023ر.س1.1tر.س164.8bر.س67.8b21.6x16.2x6.7x
Tue, 27 Jun 2023ر.س1.0tر.س162.6bر.س66.6b22.7x15.7x6.4x
Thu, 25 May 2023ر.س983.7bر.س162.8bر.س71.1b19.7x13.8x6x
Sat, 22 Apr 2023ر.س1.0tر.س156.7bر.س70.0b20x14.9x6.6x
Mon, 20 Mar 2023ر.س921.2bر.س155.0bر.س68.8b17.6x13.4x5.9x
Wed, 15 Feb 2023ر.س995.9bر.س151.7bر.س67.4b18.2x14.8x6.6x
Price to Earnings Ratio

14.8x


Total Market Cap: ر.س995.9bTotal Earnings: ر.س67.4bTotal Revenue: ر.س151.7bTotal Market Cap vs Earnings and Revenue0%0%0%
Saudi Arabian Financials Sector Price to Earnings3Y Average 14.3x202420252026
Current Industry PE
  • Investors are relatively neutral on the Saudi Financials industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 14.3x.
  • The industry is trading close to its 3-year average PS ratio of 5.9x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 11% per year over the last three years.
  • Revenues for these companies have grown 14% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Saudi Arabian Financials sector?

SA Market-1.26%
Financials-0.90%
Diversified Financial1.18%
Mortgage Finance0%0
Banks-0.82%
Consumer Finance-1.87%
Insurance-1.99%
Capital Markets-3.33%
Industry PE
  • Investors are most optimistic about the Insurance industry which is trading above its 3-year average PE ratio.
    • Analysts are expecting annual earnings growth of 14.6%, which is higher than its past year's earnings decline of 12.2% per year.
  • Investors are most pessimistic about the Banks industry, which is trading close to its 3-year average of 13.3x.
Forecasted Growth
  • Analysts are most optimistic on the Capital Markets industry, expecting annual earnings growth of 38% over the next 5 years.
  • This is better than its past earnings growth rate of 3.1% per year.
  • In contrast, the Diversified Financial industry is expected to see its earnings decline by 13% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
1120 Al Rajhi Banking and Investmentر.س107.500.9%
+ر.س4.0b		6.2%PB3x
1010 Riyad Bankر.س28.642.7%
+ر.س2.3b		-1.4%PB1.2x
1150 Alinma Bankر.س28.243.1%
+ر.س2.1b		-8.5%PB1.5x
4280 Kingdom Holdingر.س8.425.4%
+ر.س1.6b		-18.1%PE18.3x
1140 Bank Albiladر.س26.983.5%
+ر.س1.4b		-17.1%PB1.9x

Latest News

1020
ر.س12.55
Bank AlJazira
7D
1.5%
1Y
-16.6%
1150
ر.س28.24
Alinma Bank
7D
3.1%
1Y
-8.5%
1050
ر.س17.86
Banque Saudi Fransi
7D
0.9%
1Y
7.2%

1050: Future Returns Will Rely On Strong Margins And Steady Dividend Payouts

Analysts have adjusted their view on Banque Saudi Fransi with a revised price target of SAR 18.0. This reflects updated assumptions around slightly lower discount rates, higher revenue growth of about 10.3%, firmer profit margins near 47.1% and a more conservative future P/E of roughly 12.6x. What's in the News The Board of Directors recommended a cash dividend of SAR 0.52 per share, after Zakat, for the second half of 2025, subject to General Assembly approval (Key Developments).
1080
ر.س21.60
Arab National Bank
7D
-3.6%
1Y
-1.0%

Arab National Bank's (TADAWUL:1080) Dividend Will Be SAR0.65

Feb 05
Arab National Bank's (TADAWUL:1080) Dividend Will Be SAR0.65
4280
ر.س8.42
Kingdom Holding
7D
5.4%
1Y
-18.1%
8030
ر.س15.82
Mediterranean and Gulf Cooperative Insurance and Reinsurance
7D
9.1%
1Y
-41.5%

Even With A 29% Surge, Cautious Investors Are Not Rewarding The Mediterranean and Gulf Cooperative Insurance and Reinsurance Company's (TADAWUL:8030) Performance Completely

Feb 04
Even With A 29% Surge, Cautious Investors Are Not Rewarding The Mediterranean and Gulf Cooperative Insurance and Reinsurance Company's (TADAWUL:8030) Performance Completely
1180
ر.س44.00
Saudi National Bank
7D
-0.5%
1Y
27.2%

1180: Dividend Proposal And Completed Buyback Will Support Measured Future Returns

Analysts have nudged their fair value estimate for Saudi National Bank higher to what they see as a modestly richer price target, citing updated assumptions for revenue growth, profit margins, and a slightly higher future P/E multiple. What's in the News The board recommends cash dividends of SAR 1.15 per share for the second half of 2025, after Zakat, with eligibility tied to the yet to be announced General Assembly meeting date and Edaa record date (company announcement).
1060
ر.س35.50
Saudi Awwal Bank
7D
-1.1%
1Y
0.6%
1120
ر.س107.50
Al Rajhi Banking and Investment
7D
0.9%
1Y
6.2%
8210
ر.س161.50
Bupa Arabia for Cooperative Insurance
7D
-2.1%
1Y
-13.4%
1111
ر.س158.40
Saudi Tadawul Group Holding
7D
-0.5%
1Y
-26.1%
8010
ر.س133.00
Company for Cooperative Insurance
7D
-2.6%
1Y
-11.9%
8230
ر.س79.50
Al Rajhi Company for Cooperative Insurance
7D
-2.6%
1Y
-54.2%
4083
ر.س150.30
United International Holding
7D
-2.0%
1Y
-18.3%

United International Holding Company (TADAWUL:4083) Could Be Riskier Than It Looks

Nov 11
United International Holding Company (TADAWUL:4083) Could Be Riskier Than It Looks
1010
ر.س28.64
Riyad Bank
7D
2.7%
1Y
-1.4%
1140
ر.س26.98
Bank Albilad
7D
3.5%
1Y
-17.1%