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The Saudi National BankSASE:1180 Stock Report

Market Cap ر.س213.2b
Share Price
ر.س35.70
My Fair Value
ر.س47
23.5% undervalued intrinsic discount
1Y-2.5%
7D-0.7%
Portfolio Value
View

The Saudi National Bank

SASE:1180 Stock Report

Market Cap: ر.س213.2b

Saudi National Bank (1180) Stock Overview

Through its subsidiaries, provides banking and investment management services in the Kingdom of Saudi Arabia and internationally. More details

1180 fundamental analysis
Snowflake Score
Valuation4/6
Future Growth1/6
Past Performance3/6
Financial Health6/6
Dividends5/6

1180 Community Fair Values

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See what 49 others think this stock is worth. Follow their fair value or set your own to get alerts.

The Saudi National Bank Competitors

Price History & Performance

Summary of share price highs, lows and changes for Saudi National Bank
Historical stock prices
Current Share Priceر.س35.70
52 Week Highر.س37.72
52 Week Lowر.س31.55
Beta0.19
1 Month Change-3.36%
3 Month Change3.78%
1 Year Change-2.46%
3 Year Change-32.48%
5 Year Change27.96%
Change since IPO44.24%

Recent News & Updates

The Saudi National Bank Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

May 02
The Saudi National Bank Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year
User avatar

Shifting To More Profitable Segments Like MSME And Mortgages Will Capture Untapped Market Opportunities

Strategic focus on profitable segments and customer-centric improvements is expected to drive revenue growth and increase net margins.

Recent updates

The Saudi National Bank Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

May 02
The Saudi National Bank Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year
User avatar

Shifting To More Profitable Segments Like MSME And Mortgages Will Capture Untapped Market Opportunities

Strategic focus on profitable segments and customer-centric improvements is expected to drive revenue growth and increase net margins.

Shareholder Returns

1180SA BanksSA Market
7D-0.7%0.4%-0.7%
1Y-2.5%-0.6%-13.9%

Return vs Industry: 1180 underperformed the SA Banks industry which returned -0.6% over the past year.

Return vs Market: 1180 exceeded the SA Market which returned -13.9% over the past year.

Price Volatility

Is 1180's price volatile compared to industry and market?
1180 volatility
1180 Average Weekly Movement2.9%
Banks Industry Average Movement2.8%
Market Average Movement4.4%
10% most volatile stocks in SA Market7.7%
10% least volatile stocks in SA Market2.7%

Stable Share Price: 1180 has not had significant price volatility in the past 3 months compared to the SA market.

Volatility Over Time: 1180's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
195015,679Tareq Al-Sadhanwww.alahli.com

The Saudi National Bank, through its subsidiaries, provides banking and investment management services in the Kingdom of Saudi Arabia and internationally. The company offers current, Al Wessam, gold, business, commercial enterprise, and corporate accounts; Shariah-compliant financing solutions, financial solutions to MSMEs, point-of-sale Merchant Financing, personal and lease finance, and residential finance; and corporate finance solutions, including Ijara, Musharaka financing, Project and Structured Finance, Syndications and Placements, and Tawarruq. It also provides deposit, prepaid, and credit cards; cash management services, such as dividend distribution, payroll, escrow account management, deposit, and debit services; guarantees, fleet leasing, investment products, and digital banking; treasury services, such as foreign currency exchange, money markets, and shariah compliant products; payments and transfers; and trade finance, including documentary collection, export and import letter of credit, letter of guarantees, documentary collection, letter of credit program for Saudi industrial development fund clients.

The Saudi National Bank Fundamentals Summary

How do Saudi National Bank's earnings and revenue compare to its market cap?
1180 fundamental statistics
Market capر.س213.15b
Earnings (TTM)ر.س22.15b
Revenue (TTM)ر.س37.19b
9.6x
P/E Ratio
1.1x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
1180 income statement (TTM)
Revenueر.س37.19b
Cost of Revenueر.س0
Gross Profitر.س37.19b
Other Expensesر.س15.05b
Earningsر.س22.15b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)3.73
Gross Margin100.00%
Net Profit Margin59.55%
Debt/Equity Ratio118.4%

How did 1180 perform over the long term?

See historical performance and comparison

Dividends

5.6%
Current Dividend Yield
54%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/08/25 19:53
End of Day Share Price 2025/08/25 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

The Saudi National Bank is covered by 23 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ranya GnabaAlphaMena
Kais KriaaAlphaMena
Jaap MeijerArqaam Capital Research Offshore S.A.L.