It's A Story Of Risk Vs Reward With Walaa Cooperative Insurance Company (TADAWUL:8060)
Nov 14
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Saudi Arabian (Tadawul) General Insurance Industry Analysis
UpdatedDec 15, 2025
DataAggregated Company Financials
Companies13
- 7D-3.3%
- 3M-17.8%
- 1Y-44.4%
- YTDn/a
Over the last 7 days, the General Insurance industry has dropped 1.7%, driven by Al Rajhi Company for Cooperative Insurance declining 3.8%. Overall the industry is down 44% in 12 months. As for the next few years, earnings are expected to grow by 74% per annum.
Industry Valuation and Performance
Has the Saudi Arabian General Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Mon, 15 Dec 2025 | ر.س16.2b | ر.س16.6b | ر.س203.0m | 19.3x | 79.7x | 1x |
| Wed, 12 Nov 2025 | ر.س18.9b | ر.س16.9b | ر.س432.3m | 30.8x | 43.8x | 1.1x |
| Fri, 10 Oct 2025 | ر.س22.9b | ر.س20.6b | ر.س416.1m | 29x | 55x | 1.1x |
| Sun, 07 Sep 2025 | ر.س21.8b | ر.س20.6b | ر.س416.1m | 27.3x | 52.4x | 1.1x |
| Tue, 05 Aug 2025 | ر.س22.6b | ر.س20.2b | ر.س790.9m | 20.7x | 28.6x | 1.1x |
| Thu, 03 Jul 2025 | ر.س25.2b | ر.س20.3b | ر.س787.5m | 23.9x | 32x | 1.2x |
| Sat, 31 May 2025 | ر.س23.7b | ر.س20.3b | ر.س787.5m | 23.2x | 30.1x | 1.2x |
| Mon, 28 Apr 2025 | ر.س27.1b | ر.س20.3b | ر.س1.0b | 21.5x | 26.1x | 1.3x |
| Wed, 26 Mar 2025 | ر.س26.9b | ر.س20.2b | ر.س1.1b | 15.6x | 23.6x | 1.3x |
| Fri, 21 Feb 2025 | ر.س32.8b | ر.س19.9b | ر.س1.3b | 18.7x | 25.5x | 1.6x |
| Sun, 19 Jan 2025 | ر.س32.1b | ر.س19.9b | ر.س1.3b | 16.9x | 24.7x | 1.6x |
| Tue, 17 Dec 2024 | ر.س30.4b | ر.س20.1b | ر.س1.4b | 13.5x | 22.5x | 1.5x |
| Thu, 14 Nov 2024 | ر.س30.2b | ر.س20.1b | ر.س1.3b | 14.3x | 23.6x | 1.5x |
| Sat, 12 Oct 2024 | ر.س31.5b | ر.س19.2b | ر.س1.4b | 14.5x | 22.9x | 1.6x |
| Mon, 09 Sep 2024 | ر.س35.6b | ر.س19.2b | ر.س1.4b | 15.6x | 25.9x | 1.9x |
| Wed, 07 Aug 2024 | ر.س33.2b | ر.س18.8b | ر.س1.4b | 12.8x | 23.4x | 1.8x |
| Fri, 05 Jul 2024 | ر.س61.6b | ر.س35.2b | ر.س2.3b | 15.5x | 27.2x | 1.7x |
| Sun, 02 Jun 2024 | ر.س52.5b | ر.س34.7b | ر.س2.2b | 16.2x | 24x | 1.5x |
| Tue, 30 Apr 2024 | ر.س55.1b | ر.س33.5b | ر.س2.1b | 20.1x | 26.7x | 1.6x |
| Thu, 28 Mar 2024 | ر.س55.5b | ر.س32.3b | ر.س1.8b | 20.1x | 30.3x | 1.7x |
| Sat, 24 Feb 2024 | ر.س46.0b | ر.س31.8b | ر.س2.0b | 16.3x | 23.3x | 1.4x |
| Mon, 22 Jan 2024 | ر.س41.2b | ر.س32.2b | ر.س2.0b | 16.3x | 20.8x | 1.3x |
| Wed, 20 Dec 2023 | ر.س40.5b | ر.س32.2b | ر.س2.0b | 15.7x | 20.4x | 1.3x |
| Fri, 17 Nov 2023 | ر.س37.9b | ر.س32.5b | ر.س1.8b | 19.3x | 20.9x | 1.2x |
| Sun, 15 Oct 2023 | ر.س37.1b | ر.س30.3b | ر.س1.3b | 20.2x | 29.1x | 1.2x |
| Tue, 12 Sep 2023 | ر.س38.7b | ر.س30.4b | ر.س1.3b | 21x | 30.7x | 1.3x |
| Thu, 10 Aug 2023 | ر.س37.9b | ر.س28.0b | ر.س455.7m | 33.9x | 83.2x | 1.4x |
| Sat, 08 Jul 2023 | ر.س40.0b | ر.س27.6b | ر.س349.1m | 38.6x | 114.5x | 1.4x |
| Mon, 05 Jun 2023 | ر.س33.1b | ر.س25.8b | ر.س60.8m | 51x | 545x | 1.3x |
| Wed, 03 May 2023 | ر.س28.6b | ر.س24.9b | ر.س56.7m | 46.9x | 504.8x | 1.2x |
| Fri, 31 Mar 2023 | ر.س27.8b | ر.س23.3b | -ر.س372,188,178.00 | 40.9x | -74.6x | 1.2x |
| Sun, 26 Feb 2023 | ر.س26.0b | ر.س23.1b | -ر.س412,919,178.00 | 38.1x | -62.9x | 1.1x |
| Tue, 24 Jan 2023 | ر.س24.1b | ر.س23.1b | -ر.س412,919,178.00 | 36.6x | -58.4x | 1x |
| Thu, 22 Dec 2022 | ر.س23.8b | ر.س23.1b | -ر.س412,919,178.00 | 34.1x | -57.6x | 1x |
Price to Earnings Ratio
-57.6x
Current Industry PE
- Investors are optimistic on the Saudi Multi-line Insurance industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 81.2x which is higher than its 3-year average PE of 50.1x.
- The 3-year average PS ratio of 1.4x is higher than the industry's current PS ratio of 0.99x.
Past Earnings Growth
- Total earnings for the Multi-line Insurance industry have gone up over the last three years and the industry is now profitable.
- Revenues have declined 10% per year.
- This means that less sales are being generated overall, but since the cost of doing business is lower, profits have been increasing.
Industry Comparison
How does Saudi Arabian General Insurance compare with similar industries?
| SA Market | -1.46% | |
| Financials | 0.99% | |
| Insurance | 1.15% | |
| General Insurance | -3.30% | |
| Life and Health Insurance | 3.31% | |
| Insurance Brokers | 0% | 0 |
| Reinsurance | -1.89% | |
| Property and Casualty Insurance | -5.31% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| 8160 Arabia Insurance Cooperative | ر.س10.15 | 3.5% +ر.س18.0m | -21.3% | PE98.6x | |
| 8300 Wataniya Insurance | ر.س13.26 | 1.1% +ر.س6.0m | -41.4% | PE11.4x |