Saudi Arabian (Tadawul) General Insurance Industry Analysis

UpdatedJul 13, 2025

DataAggregated Company Financials

Companies14

7D-1.0%
3M-9.5%
1Y-39.6%
YTDn/a

In the last week, General Insurance has been flat. Unfortunately though, the industry is down 40% over the past 12 months. As for the next few years, earnings are expected to grow by 37% per annum.

Industry Valuation and Performance

Has the Saudi Arabian General Insurance Industry valuation changed over the past few years?

Date	Market Cap	Revenue	Earnings	PE	Absolute PE	PS
Sun, 13 Jul 2025	ر.س24.7b	ر.س20.3b	ر.س787.5m	22.8x	31.4x	1.2x
Tue, 10 Jun 2025	ر.س24.7b	ر.س20.3b	ر.س787.5m	23.4x	31.3x	1.2x
Thu, 08 May 2025	ر.س25.7b	ر.س20.3b	ر.س1.0b	20.4x	24.7x	1.3x
Sat, 05 Apr 2025	ر.س28.0b	ر.س20.3b	ر.س1.1b	19.6x	26.7x	1.4x
Mon, 03 Mar 2025	ر.س31.6b	ر.س19.9b	ر.س1.3b	17.8x	24.6x	1.6x
Wed, 29 Jan 2025	ر.س32.8b	ر.س19.9b	ر.س1.3b	16.9x	25.3x	1.6x
Fri, 27 Dec 2024	ر.س29.8b	ر.س19.9b	ر.س1.3b	15.9x	22.9x	1.5x
Sun, 24 Nov 2024	ر.س31.3b	ر.س20.0b	ر.س1.3b	14.6x	23.5x	1.6x
Tue, 22 Oct 2024	ر.س32.7b	ر.س19.2b	ر.س1.4b	14.3x	23.8x	1.7x
Thu, 19 Sep 2024	ر.س34.4b	ر.س19.2b	ر.س1.4b	14.9x	25.1x	1.8x
Sat, 17 Aug 2024	ر.س34.8b	ر.س19.0b	ر.س1.4b	15.7x	25.5x	1.8x
Mon, 15 Jul 2024	ر.س63.3b	ر.س35.2b	ر.س2.3b	16.8x	27.9x	1.8x
Wed, 12 Jun 2024	ر.س55.2b	ر.س35.2b	ر.س2.3b	15.3x	24.4x	1.6x
Fri, 10 May 2024	ر.س59.5b	ر.س33.2b	ر.س2.1b	21.2x	28.9x	1.8x
Sun, 07 Apr 2024	ر.س53.2b	ر.س34.0b	ر.س2.1b	16.1x	25.6x	1.6x
Tue, 05 Mar 2024	ر.س49.1b	ر.س31.8b	ر.س2.0b	17.1x	24.9x	1.5x
Thu, 01 Feb 2024	ر.س40.4b	ر.س32.2b	ر.س2.0b	15.8x	20.4x	1.3x
Sat, 30 Dec 2023	ر.س41.3b	ر.س32.2b	ر.س2.0b	15.7x	20.8x	1.3x
Mon, 27 Nov 2023	ر.س38.7b	ر.س32.2b	ر.س1.9b	15.6x	20.2x	1.2x
Wed, 25 Oct 2023	ر.س35.9b	ر.س30.3b	ر.س1.3b	18.8x	28.2x	1.2x
Fri, 22 Sep 2023	ر.س37.9b	ر.س30.6b	ر.س1.3b	21.1x	29.8x	1.2x
Sun, 20 Aug 2023	ر.س39.2b	ر.س29.5b	ر.س1.0b	22.1x	38.7x	1.3x
Tue, 18 Jul 2023	ر.س39.7b	ر.س28.0b	ر.س416.6m	33.9x	95.2x	1.4x
Thu, 15 Jun 2023	ر.س34.4b	ر.س25.8b	ر.س60.8m	50.7x	565.7x	1.3x
Sat, 13 May 2023	ر.س30.1b	ر.س25.5b	ر.س84.7m	46.3x	355.3x	1.2x
Mon, 10 Apr 2023	ر.س28.3b	ر.س23.3b	-ر.س339,026,669.00	44.3x	-83.4x	1.2x
Wed, 08 Mar 2023	ر.س26.6b	ر.س23.1b	-ر.س412,919,178.00	37.9x	-64.3x	1.1x
Fri, 03 Feb 2023	ر.س26.3b	ر.س23.1b	-ر.س412,919,178.00	39.4x	-63.8x	1.1x
Sun, 01 Jan 2023	ر.س23.5b	ر.س23.1b	-ر.س412,919,178.00	34.7x	-56.9x	1x
Tue, 29 Nov 2022	ر.س23.6b	ر.س23.1b	-ر.س409,778,252.00	33.3x	-57.7x	1x
Thu, 27 Oct 2022	ر.س24.9b	ر.س21.8b	-ر.س628,285,508.00	74.2x	-39.7x	1.1x
Sat, 24 Sep 2022	ر.س24.1b	ر.س21.8b	-ر.س628,285,508.00	67.5x	-38.3x	1.1x
Mon, 22 Aug 2022	ر.س25.7b	ر.س21.7b	-ر.س570,225,500.00	63.6x	-45.1x	1.2x
Wed, 20 Jul 2022	ر.س21.0b	ر.س20.9b	-ر.س572,504,628.00	37x	-36.6x	1x

Price to Earnings Ratio

-36.6x

Wed, 20 Jul 2022

Current Industry PE

Investors are pessimistic on the Saudi Multi-line Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.

The industry is trading at a PE ratio of 31.4x which is lower than its 3-year average PE of 36.3x.

The 3-year average PS ratio of 1.4x is higher than the industry's current PS ratio of 1.2x.

Past Earnings Growth

Total earnings for the Multi-line Insurance industry have gone up over the last three years, and the industry is now profitable.
Revenues have remained mostly flat. This means that the industry has become more efficient since profits are increasing while sales have been flat.

Industry Comparison

How does Saudi Arabian General Insurance compare with similar industries?


SA Market	0.76%
Financials	-0.30%
Insurance	-0.64%
General Insurance	-0.99%
Property and Casualty Insurance	0.49%
Insurance Brokers	0%	0
Life and Health Insurance	-0.97%
Reinsurance	-3.60%