Analysis Article • May 22
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Saudi Arabian (Tadawul) Insurance Industry Analysis
UpdatedJun 25, 2026
DataAggregated Company Financials
Companies26
- 7D-3.7%
- 3M11.3%
- 1Y-0.2%
- YTD24.7%
Over the last 7 days, the Insurance industry has dropped 3.7%, driven by Bupa Arabia for Cooperative Insurance declining 5.6%. Over the last year, the industry has been flat overall. Earnings are forecast to grow by 16% annually.
Industry Valuation and Performance
Has the Saudi Arabian Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Thu, 25 Jun 2026 | ر.س90.1b | ر.س71.5b | ر.س2.4b | 24.6x | 37.4x | 1.3x |
| Sat, 23 May 2026 | ر.س84.6b | ر.س71.4b | ر.س2.4b | 23.5x | 35.2x | 1.2x |
| Mon, 20 Apr 2026 | ر.س85.5b | ر.س68.6b | ر.س2.2b | 23.2x | 38.4x | 1.2x |
| Wed, 18 Mar 2026 | ر.س80.4b | ر.س68.1b | ر.س2.4b | 20.8x | 33.8x | 1.2x |
| Fri, 13 Feb 2026 | ر.س81.3b | ر.س66.6b | ر.س2.3b | 22.6x | 35.7x | 1.2x |
| Sun, 11 Jan 2026 | ر.س69.7b | ر.س66.0b | ر.س2.3b | 19x | 30.6x | 1.1x |
| Tue, 09 Dec 2025 | ر.س75.8b | ر.س66.0b | ر.س2.3b | 20.9x | 33.3x | 1.1x |
| Thu, 06 Nov 2025 | ر.س80.6b | ر.س64.9b | ر.س3.0b | 22.8x | 27.3x | 1.2x |
| Sat, 04 Oct 2025 | ر.س84.5b | ر.س65.3b | ر.س3.0b | 25.4x | 28.5x | 1.3x |
| Mon, 01 Sep 2025 | ر.س77.8b | ر.س65.2b | ر.س3.0b | 22.4x | 25.8x | 1.2x |
| Wed, 30 Jul 2025 | ر.س82.7b | ر.س63.8b | ر.س3.5b | 21.2x | 23.4x | 1.3x |
| Fri, 27 Jun 2025 | ر.س90.8b | ر.س63.9b | ر.س3.5b | 23.3x | 25.7x | 1.4x |
| Sun, 25 May 2025 | ر.س87.7b | ر.س64.4b | ر.س3.6b | 23.1x | 24.6x | 1.4x |
| Tue, 22 Apr 2025 | ر.س88.7b | ر.س62.9b | ر.س3.8b | 21.6x | 23.5x | 1.4x |
| Thu, 20 Mar 2025 | ر.س90.4b | ر.س62.8b | ر.س4.1b | 18.3x | 21.9x | 1.4x |
| Sat, 15 Feb 2025 | ر.س103.3b | ر.س62.2b | ر.س4.1b | 21.9x | 25.1x | 1.7x |
| Mon, 13 Jan 2025 | ر.س105.2b | ر.س61.5b | ر.س4.2b | 19.1x | 25.1x | 1.7x |
| Wed, 11 Dec 2024 | ر.س99.1b | ر.س61.6b | ر.س4.2b | 18.3x | 23.5x | 1.6x |
| Fri, 08 Nov 2024 | ر.س93.8b | ر.س59.0b | ر.س3.8b | 22.9x | 24.5x | 1.6x |
| Sun, 06 Oct 2024 | ر.س97.4b | ر.س59.0b | ر.س3.8b | 23.1x | 25.4x | 1.7x |
| Tue, 03 Sep 2024 | ر.س106.6b | ر.س59.0b | ر.س3.8b | 25.4x | 27.8x | 1.8x |
| Thu, 01 Aug 2024 | ر.س107.6b | ر.س57.1b | ر.س3.7b | 23.9x | 29.1x | 1.9x |
| Sat, 29 Jun 2024 | ر.س108.0b | ر.س57.1b | ر.س3.7b | 22.5x | 29.2x | 1.9x |
| Mon, 27 May 2024 | ر.س93.5b | ر.س56.3b | ر.س3.6b | 22.8x | 26x | 1.7x |
| Wed, 24 Apr 2024 | ر.س100.2b | ر.س54.4b | ر.س3.3b | 25.9x | 30.7x | 1.8x |
| Fri, 22 Mar 2024 | ر.س98.5b | ر.س52.7b | ر.س3.0b | 22.1x | 33.3x | 1.9x |
| Sun, 18 Feb 2024 | ر.س84.7b | ر.س51.7b | ر.س3.2b | 17x | 26.4x | 1.6x |
| Tue, 16 Jan 2024 | ر.س81.4b | ر.س52.1b | ر.س3.2b | 19.4x | 25.3x | 1.6x |
| Thu, 14 Dec 2023 | ر.س78.0b | ر.س52.1b | ر.س3.2b | 16.6x | 24.2x | 1.5x |
| Sat, 11 Nov 2023 | ر.س72.9b | ر.س50.9b | ر.س2.7b | 18.8x | 27.5x | 1.4x |
| Mon, 09 Oct 2023 | ر.س74.8b | ر.س49.2b | ر.س2.6b | 20.7x | 29x | 1.5x |
| Wed, 06 Sep 2023 | ر.س78.4b | ر.س48.9b | ر.س2.4b | 23.6x | 32.4x | 1.6x |
| Fri, 04 Aug 2023 | ر.س67.6b | ر.س46.0b | ر.س1.4b | 33.8x | 48x | 1.5x |
| Sun, 02 Jul 2023 | ر.س69.0b | ر.س44.7b | ر.س956.6m | 38.7x | 72.2x | 1.5x |
Price to Earnings Ratio
72.2x
Current Industry PE
- Investors are optimistic on the Saudi Insurance industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 37.4x which is higher than its 3-year average PE of 29.6x.
- The 3-year average PS ratio of 1.5x is higher than the industry's current PS ratio of 1.3x.
Past Earnings Growth
- The earnings for companies in the Insurance industry have grown 36% per year over the last three years.
- Revenues for these companies have grown 17% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Saudi Arabian Financials industry?
| SA Market | -1.06% | |
| Financials | -1.37% | |
| Insurance | -3.74% | |
| Insurance Brokers | 0% | 0 |
| Reinsurance | -1.26% | |
| Property and Casualty Insurance | -1.94% | |
| General Insurance | -3.63% | |
| Life and Health Insurance | -4.16% | |
Industry PE
- Investors are most optimistic about the General Insurance industry which is trading above its 3-year average PE ratio.
- It looks like they are confident that earnings will grow faster in the future than they have historically.
Forecasted Growth
- Analysts are most optimistic on the Life and Health Insurance industry, expecting annual earnings growth of 15% over the next 5 years.
- This is better than its past earnings decline of 8.5% per year.
- In contrast, the Life and Health Insurance industry is expected to see its earnings grow by 15% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| 8030 Mediterranean and Gulf Cooperative Insurance and Reinsurance | ر.س16.50 | 3.3% +ر.س71.8m | -10.2% | PE39.5x | |
| 8120 Gulf Union Alahlia Cooperative Insurance | ر.س13.38 | 1.7% +ر.س10.6m | -5.5% | PS0.7x | |
| 8250 Gulf Insurance Group | ر.س31.86 | 0.6% +ر.س9.5m | 23.5% | PE11.7x | |
| 8020 Malath Cooperative Insurance | ر.س9.53 | 1.2% +ر.س5.5m | -29.9% | PE27.5x | |
| 8040 Mutakamela Insurance | ر.س9.20 | 0.8% +ر.س4.2m | -41.4% | PS1x |