Arab National Bank provides various banking products and services. More Details
Excellent balance sheet and fair value.
Share Price & News
How has Arab National Bank's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 1080 is less volatile than 75% of SA stocks over the past 3 months, typically moving +/- 2% a week.
Volatility Over Time: 1080's weekly volatility (2%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: 1080 underperformed the SA Banks industry which returned 54.2% over the past year.
Return vs Market: 1080 exceeded the SA Market which returned 14.8% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Arab National Bank's share price compared to the market and industry in the last 5 years?
Simply Wall St News
4 months ago | Simply Wall StThree Days Left Until Arab National Bank (TADAWUL:1080) Trades Ex-Dividend
5 months ago | Simply Wall StIs Arab National Bank (TADAWUL:1080) A Good Fit For Your Dividend Portfolio?
6 months ago | Simply Wall StShareholders Of Arab National Bank (TADAWUL:1080) Must Be Happy With Their 70% Return
Is Arab National Bank undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate 1080's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate 1080's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: 1080 is good value based on its PE Ratio (16.8x) compared to the SA Banks industry average (18.5x).
PE vs Market: 1080 is good value based on its PE Ratio (16.8x) compared to the SA market (33.9x).
Price to Earnings Growth Ratio
PEG Ratio: 1080 is poor value based on its PEG Ratio (1.8x)
Price to Book Ratio
PB vs Industry: 1080 is good value based on its PB Ratio (1.1x) compared to the SA Banks industry average (1.5x).
How is Arab National Bank forecast to perform in the next 1 to 3 years based on estimates from 7 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: 1080's forecast earnings growth (9.6% per year) is above the savings rate (8.8%).
Earnings vs Market: 1080's earnings (9.6% per year) are forecast to grow faster than the SA market (6.8% per year).
High Growth Earnings: 1080's earnings are forecast to grow, but not significantly.
Revenue vs Market: 1080's revenue (6.6% per year) is forecast to grow faster than the SA market (3.3% per year).
High Growth Revenue: 1080's revenue (6.6% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: 1080's Return on Equity is forecast to be low in 3 years time (7.9%).
How has Arab National Bank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 1080 has high quality earnings.
Growing Profit Margin: 1080's current net profit margins (44.9%) are lower than last year (51.7%).
Past Earnings Growth Analysis
Earnings Trend: 1080's earnings have declined by 1.9% per year over the past 5 years.
Accelerating Growth: 1080's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 1080 had negative earnings growth (-30.4%) over the past year, making it difficult to compare to the Banks industry average (-9.6%).
Return on Equity
High ROE: 1080's Return on Equity (6.7%) is considered low.
How is Arab National Bank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: 1080's Assets to Equity ratio (5.9x) is low.
Allowance for Bad Loans: 1080 has a sufficient allowance for bad loans (107%).
Low Risk Liabilities: 93% of 1080's liabilities are made up of primarily low risk sources of funding.
Loan Level: 1080 has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: 1080's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: 1080 has a high level of bad loans (3.4%).
What is Arab National Bank current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: 1080's dividend (3.11%) is higher than the bottom 25% of dividend payers in the SA market (1.46%).
High Dividend: 1080's dividend (3.11%) is low compared to the top 25% of dividend payers in the SA market (4.32%).
Stability and Growth of Payments
Stable Dividend: 1080 has been paying a dividend for less than 10 years and during this time payments have been volatile.
Growing Dividend: 1080's dividend payments have increased, but the company has only paid a dividend for 7 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (29.8%), 1080's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: 1080's dividends in 3 years are forecast to be well covered by earnings (46.7% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Obaid Abdullah Al-Rasheed
Mr. Obaid Abdullah Obaid Al-Rasheed has been Managing Director and Chief Executive Officer at Arab National Bank since February 1, 2021 and served as its Deputy Chief Executive Officer for Private Banking ...
Experienced Management: 1080's management team is not considered experienced ( 0.3 years average tenure), which suggests a new team.
Experienced Board: 1080's board of directors are not considered experienced ( 1.3 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Arab National Bank's company bio, employee growth, exchange listings and data sources
- Name: Arab National Bank
- Ticker: 1080
- Exchange: SASE
- Founded: 1979
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: ر.س33.750b
- Shares outstanding: 1.50b
- Website: https://www.anb.com.sa
Number of Employees
- Arab National Bank
- PO Box 56921
- Saudi Arabia
Arab National Bank provides various banking products and services. The company operates through Retail Banking, Corporate Banking, Treasury, and Investment and Brokerage Services segments. It offers curren...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/07/30 14:05|
|End of Day Share Price||2021/07/29 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.