Arab National Bank

SASE:1080 Stock Report

Market Cap: ر.س43.4b

Arab National Bank Valuation

Is 1080 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 1080 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate 1080's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate 1080's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 1080?

Key metric: As 1080 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 1080. This is calculated by dividing 1080's market cap by their current earnings.
What is 1080's PE Ratio?
PE Ratio8.7x
Earningsر.س4.97b
Market Capر.س43.44b

Price to Earnings Ratio vs Peers

How does 1080's PE Ratio compare to its peers?

The above table shows the PE ratio for 1080 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average12.7x
1050 Banque Saudi Fransi
9.9x9.3%ر.س42.1b
1140 Bank Albilad
17.2x9.6%ر.س48.2b
1060 Saudi Awwal Bank
9.9x6.0%ر.س76.5b
1150 Alinma Bank
14x11.1%ر.س76.9b
1080 Arab National Bank
8.7x2.2%ر.س43.4b

Price-To-Earnings vs Peers: 1080 is good value based on its Price-To-Earnings Ratio (8.7x) compared to the peer average (12.7x).

Price to Earnings Ratio vs Industry

How does 1080's PE Ratio compare vs other companies in the Asian Banks Industry?

2 CompaniesPrice / EarningsEstimated GrowthMarket Cap
1080 8.7xIndustry Avg. 9.0xNo. of Companies74PE0612182430+
2 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 1080 is good value based on its Price-To-Earnings Ratio (8.7x) compared to the Asian Banks industry average (9x).

Price to Earnings Ratio vs Fair Ratio

What is 1080's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

1080 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio8.7x
Fair PE Ratio10.8x

Price-To-Earnings vs Fair Ratio: 1080 is good value based on its Price-To-Earnings Ratio (8.7x) compared to the estimated Fair Price-To-Earnings Ratio (10.8x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 1080 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Currentر.س21.72
ر.س24.72
+13.8%
9.8%ر.س30.00ر.س21.00n/a9
Feb ’26ر.س21.40
ر.س24.72
+15.5%
9.8%ر.س30.00ر.س21.00n/a9
Jan ’26ر.س21.46
ر.س24.03
+12.0%
10.5%ر.س30.00ر.س20.93n/a9
Dec ’25ر.س19.40
ر.س24.03
+23.9%
11.2%ر.س30.00ر.س20.93n/a8
Nov ’25ر.س18.94
ر.س24.18
+27.7%
12.0%ر.س30.40ر.س20.93n/a9
Oct ’25ر.س19.12
ر.س25.40
+32.9%
16.8%ر.س36.20ر.س20.93n/a9
Sep ’25ر.س19.68
ر.س25.40
+29.1%
16.8%ر.س36.20ر.س20.93n/a9
Aug ’25ر.س21.20
ر.س25.25
+19.1%
17.2%ر.س36.20ر.س20.93n/a9
Jul ’25ر.س20.56
ر.س25.24
+22.8%
17.2%ر.س36.20ر.س20.93n/a9
Jun ’25ر.س19.70
ر.س24.47
+24.2%
11.7%ر.س30.38ر.س20.93n/a9
May ’25ر.س22.73
ر.س23.80
+4.7%
14.6%ر.س30.38ر.س18.75n/a9
Apr ’25ر.س22.05
ر.س22.65
+2.7%
15.1%ر.س30.38ر.س18.75n/a8
Mar ’25ر.س20.89
ر.س20.61
-1.3%
13.6%ر.س23.63ر.س14.33n/a8
Feb ’25ر.س18.75
ر.س19.97
+6.5%
14.4%ر.س23.63ر.س14.33ر.س21.408
Jan ’25ر.س19.01
ر.س20.39
+7.2%
10.8%ر.س23.63ر.س16.50ر.س21.468
Dec ’24ر.س18.00
ر.س20.81
+15.6%
10.4%ر.س23.63ر.س16.50ر.س19.409
Nov ’24ر.س18.00
ر.س20.99
+16.6%
9.1%ر.س23.63ر.س17.25ر.س18.949
Oct ’24ر.س17.93
ر.س21.20
+18.3%
7.5%ر.س22.50ر.س17.25ر.س19.128
Sep ’24ر.س19.35
ر.س21.38
+10.5%
5.3%ر.س22.50ر.س18.75ر.س19.688
Aug ’24ر.س19.95
ر.س21.42
+7.4%
4.3%ر.س22.50ر.س19.50ر.س21.208
Jul ’24n/a
ر.س21.61
0%
4.7%ر.س22.50ر.س19.50ر.س20.567
Jun ’24ر.س19.58
ر.س21.93
+12.0%
2.4%ر.س22.50ر.س21.15ر.س19.707
May ’24ر.س20.74
ر.س22.01
+6.1%
3.1%ر.س23.25ر.س21.15ر.س22.736
Apr ’24ر.س19.35
ر.س24.03
+24.2%
9.6%ر.س27.00ر.س21.15ر.س22.056
Mar ’24ر.س18.75
ر.س24.43
+30.3%
8.0%ر.س27.00ر.س21.75ر.س20.896
Feb ’24ر.س20.66
ر.س25.05
+21.2%
8.3%ر.س27.00ر.س21.75ر.س18.756
Analyst Price Target
Consensus Narrative from 9 Analysts
ر.س24.72
Fair Value
12.2% undervalued intrinsic discount
9
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/22 05:13
End of Day Share Price 2025/02/20 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Arab National Bank is covered by 20 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jaap MeijerArqaam Capital Research Offshore S.A.L.
Nasser bin Mohammed Al HarthyBankMuscat SAOG
Fawad SiddiquiBeltone Financial