Arab National Bank Valuation

Is 1080 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 1080 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate 1080's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate 1080's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 1080?

Key metric: As 1080 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 1080. This is calculated by dividing 1080's market cap by their current earnings.
What is 1080's PE Ratio?
PE Ratio	8.4x
Earnings	ر.س4.65b
Market Cap	ر.س39.00b

1080 key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	n/a
Enterprise Value/EBITDA	n/a
PEG Ratio	2.3x

Price to Earnings Ratio vs Peers

How does 1080's PE Ratio compare to its peers?

The above table shows the PE ratio for 1080 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	12x
1050 Banque Saudi Fransi	9.3x	9.6%	ر.س37.3b
1140 Bank Albilad	17.1x	12.2%	ر.س44.9b
1060 Saudi Awwal Bank	8.5x	6.6%	ر.س64.7b
1150 Alinma Bank	13x	11.6%	ر.س69.1b
1080 Arab National Bank	8.4x	3.6%	ر.س39.0b

Price-To-Earnings vs Peers: 1080 is good value based on its Price-To-Earnings Ratio (8.4x) compared to the peer average (12x).

Price to Earnings Ratio vs Industry

How does 1080's PE Ratio compare vs other companies in the Asian Banks Industry?

3 Companies	Price / Earnings	Estimated Growth	Market Cap

3 Companies		Estimated Growth	Market Cap

No more companies

Price-To-Earnings vs Industry: 1080 is good value based on its Price-To-Earnings Ratio (8.4x) compared to the Asian Banks industry average (8.4x).

Price to Earnings Ratio vs Fair Ratio

What is 1080's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

1080 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	8.4x
Fair PE Ratio	10.3x

Price-To-Earnings vs Fair Ratio: 1080 is good value based on its Price-To-Earnings Ratio (8.4x) compared to the estimated Fair Price-To-Earnings Ratio (10.3x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 1080 forecast and predictions for the stock price in 12 month’s time.
Date	Share Price	Average 1Y Price Target	Dispersion	High	Low	1Y Actual price	Analysts
Current	ر.س19.50	ر.س24.02 +23.2%	11.8%	ر.س30.40	ر.س20.93	n/a	8
Nov ’25	ر.س18.94	ر.س24.13 +27.4%	12.1%	ر.س30.40	ر.س20.93	n/a	9
Oct ’25	ر.س19.12	ر.س25.40 +32.9%	16.8%	ر.س36.20	ر.س20.93	n/a	9
Sep ’25	ر.س19.68	ر.س25.40 +29.1%	16.8%	ر.س36.20	ر.س20.93	n/a	9
Aug ’25	ر.س21.20	ر.س25.25 +19.1%	17.2%	ر.س36.20	ر.س20.93	n/a	9
Jul ’25	ر.س20.56	ر.س25.24 +22.8%	17.2%	ر.س36.20	ر.س20.93	n/a	9
Jun ’25	ر.س19.70	ر.س24.47 +24.2%	11.7%	ر.س30.38	ر.س20.93	n/a	9
May ’25	ر.س22.73	ر.س23.80 +4.7%	14.6%	ر.س30.38	ر.س18.75	n/a	9
Apr ’25	ر.س22.05	ر.س22.65 +2.7%	15.1%	ر.س30.38	ر.س18.75	n/a	8
Mar ’25	ر.س20.89	ر.س20.61 -1.3%	13.6%	ر.س23.63	ر.س14.33	n/a	8
Feb ’25	ر.س18.75	ر.س19.97 +6.5%	14.4%	ر.س23.63	ر.س14.33	n/a	8
Jan ’25	ر.س19.01	ر.س20.39 +7.2%	10.8%	ر.س23.63	ر.س16.50	n/a	8
Dec ’24	ر.س18.00	ر.س20.81 +15.6%	10.4%	ر.س23.63	ر.س16.50	n/a	9
Nov ’24	ر.س18.00	ر.س20.99 +16.6%	9.1%	ر.س23.63	ر.س17.25	ر.س18.94	9
Oct ’24	ر.س17.93	ر.س21.20 +18.3%	7.5%	ر.س22.50	ر.س17.25	ر.س19.12	8
Sep ’24	ر.س19.35	ر.س21.38 +10.5%	5.3%	ر.س22.50	ر.س18.75	ر.س19.68	8
Aug ’24	ر.س19.95	ر.س21.42 +7.4%	4.3%	ر.س22.50	ر.س19.50	ر.س21.20	8
Jul ’24	n/a	ر.س21.61 0%	4.7%	ر.س22.50	ر.س19.50	ر.س20.56	7
Jun ’24	ر.س19.58	ر.س21.93 +12.0%	2.4%	ر.س22.50	ر.س21.15	ر.س19.70	7
May ’24	ر.س20.74	ر.س22.01 +6.1%	3.1%	ر.س23.25	ر.س21.15	ر.س22.73	6
Apr ’24	ر.س19.35	ر.س24.03 +24.2%	9.6%	ر.س27.00	ر.س21.15	ر.س22.05	6
Mar ’24	ر.س18.75	ر.س24.43 +30.3%	8.0%	ر.س27.00	ر.س21.75	ر.س20.89	6
Feb ’24	ر.س20.66	ر.س25.05 +21.2%	8.3%	ر.س27.00	ر.س21.75	ر.س18.75	6
Jan ’24	ر.س24.15	ر.س25.71 +6.5%	10.5%	ر.س29.25	ر.س21.75	ر.س19.01	5
Dec ’23	ر.س25.01	ر.س26.22 +4.8%	11.8%	ر.س29.25	ر.س20.25	ر.س18.00	5
Nov ’23	ر.س24.23	ر.س26.15 +7.9%	11.5%	ر.س28.50	ر.س20.25	ر.س18.00	5

Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.