Saudi Awwal Bank

SASE:1060 Stock Report

Market Cap: ر.س73.6b

Saudi Awwal Bank Valuation

Is 1060 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 1060 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate 1060's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate 1060's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 1060?

Key metric: As 1060 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 1060. This is calculated by dividing 1060's market cap by their current earnings.
What is 1060's PE Ratio?
PE Ratio9.5x
Earningsر.س7.77b
Market Capر.س73.56b

Price to Earnings Ratio vs Peers

How does 1060's PE Ratio compare to its peers?

The above table shows the PE ratio for 1060 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average12.4x
1150 Alinma Bank
14x11.2%ر.س77.3b
1010 Riyad Bank
9.8x5.6%ر.س88.2b
1080 Arab National Bank
8.6x2.9%ر.س42.8b
1140 Bank Albilad
17.1x9.6%ر.س48.0b
1060 Saudi Awwal Bank
9.5x6.2%ر.س73.6b

Price-To-Earnings vs Peers: 1060 is good value based on its Price-To-Earnings Ratio (9.5x) compared to the peer average (12.4x).

Price to Earnings Ratio vs Industry

How does 1060's PE Ratio compare vs other companies in the Asian Banks Industry?

2 CompaniesPrice / EarningsEstimated GrowthMarket Cap
1060 9.5xIndustry Avg. 9.0xNo. of Companies74PE0612182430+
2 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 1060 is expensive based on its Price-To-Earnings Ratio (9.5x) compared to the Asian Banks industry average (9x).

Price to Earnings Ratio vs Fair Ratio

What is 1060's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

1060 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio9.5x
Fair PE Ratio11.9x

Price-To-Earnings vs Fair Ratio: 1060 is good value based on its Price-To-Earnings Ratio (9.5x) compared to the estimated Fair Price-To-Earnings Ratio (11.9x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 1060 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Currentر.س35.80
ر.س47.12
+31.6%
6.5%ر.س54.00ر.س43.00n/a12
Feb ’26ر.س35.95
ر.س47.12
+31.1%
6.5%ر.س54.00ر.س43.00n/a12
Jan ’26ر.س33.55
ر.س47.72
+42.2%
6.9%ر.س54.00ر.س43.00n/a12
Dec ’25ر.س31.15
ر.س48.07
+54.3%
6.9%ر.س54.00ر.س43.00n/a11
Nov ’25ر.س33.80
ر.س48.45
+43.3%
7.3%ر.س55.00ر.س43.00n/a12
Oct ’25ر.س34.90
ر.س49.15
+40.8%
7.1%ر.س55.00ر.س43.00n/a11
Sep ’25ر.س35.30
ر.س48.57
+37.6%
7.4%ر.س55.00ر.س43.00n/a13
Aug ’25ر.س38.75
ر.س48.33
+24.7%
7.1%ر.س55.00ر.س40.94n/a13
Jul ’25ر.س37.80
ر.س48.33
+27.9%
7.1%ر.س55.00ر.س40.90n/a13
Jun ’25ر.س38.30
ر.س48.42
+26.4%
6.7%ر.س55.00ر.س42.00n/a13
May ’25ر.س40.55
ر.س47.67
+17.6%
7.9%ر.س55.00ر.س42.00n/a12
Apr ’25ر.س40.75
ر.س47.08
+15.5%
8.5%ر.س55.00ر.س41.00n/a12
Mar ’25ر.س41.25
ر.س45.44
+10.2%
7.5%ر.س51.00ر.س41.00n/a10
Feb ’25ر.س35.65
ر.س43.15
+21.0%
7.0%ر.س49.30ر.س39.90ر.س35.959
Jan ’25ر.س37.90
ر.س42.01
+10.8%
5.0%ر.س46.60ر.س39.90ر.س33.559
Dec ’24ر.س34.75
ر.س42.34
+21.9%
6.2%ر.س46.60ر.س39.00ر.س31.159
Nov ’24ر.س35.00
ر.س42.45
+21.3%
5.0%ر.س45.00ر.س38.50ر.س33.8010
Oct ’24ر.س34.15
ر.س42.67
+24.9%
5.7%ر.س45.00ر.س38.20ر.س34.909
Sep ’24ر.س35.85
ر.س43.08
+20.2%
6.7%ر.س47.00ر.س38.20ر.س35.309
Aug ’24ر.س37.55
ر.س44.66
+18.9%
9.4%ر.س53.40ر.س38.16ر.س38.7510
Jul ’24n/a
ر.س44.51
0%
9.9%ر.س53.40ر.س38.16ر.س37.809
Jun ’24ر.س36.05
ر.س44.18
+22.5%
9.6%ر.س53.40ر.س38.20ر.س38.309
May ’24ر.س36.30
ر.س43.18
+18.9%
11.0%ر.س53.40ر.س39.00ر.س40.558
Apr ’24ر.س35.25
ر.س44.17
+25.3%
11.2%ر.س53.40ر.س39.00ر.س40.757
Mar ’24ر.س34.80
ر.س45.19
+29.8%
11.0%ر.س53.40ر.س38.00ر.س41.257
Feb ’24ر.س36.25
ر.س45.74
+26.2%
11.0%ر.س53.40ر.س38.00ر.س35.657
Analyst Price Target
Consensus Narrative from 12 Analysts
ر.س47.12
Fair Value
24.0% undervalued intrinsic discount
12
Number of Analysts

Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/15 08:39
End of Day Share Price 2025/02/13 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Saudi Awwal Bank is covered by 18 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jaap MeijerArqaam Capital Research Offshore S.A.L.
Abanob MagdyBeltone Financial
Olga VeselovaBofA Global Research