Saudi Awwal Bank Past Earnings Performance
Past criteria checks 3/6
Saudi Awwal Bank has been growing earnings at an average annual rate of 34%, while the Banks industry saw earnings growing at 16.8% annually. Revenues have been growing at an average rate of 15.9% per year. Saudi Awwal Bank's return on equity is 10.8%, and it has net margins of 60.3%.
Key information
33.95%
Earnings growth rate
33.96%
EPS growth rate
| Banks Industry Growth | 16.26% |
| Revenue growth rate | 15.91% |
| Return on equity | 10.83% |
| Net Margin | 60.29% |
| Last Earnings Update | 31 Dec 2025 |
Revenue & Expenses Breakdown
How Saudi Awwal Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 25 | 14,020 | 8,452 | 0 | 0 |
| 30 Sep 25 | 14,036 | 8,068 | 4,362 | 0 |
| 30 Jun 25 | 13,689 | 7,860 | 4,309 | 0 |
| 31 Mar 25 | 13,563 | 7,804 | 4,311 | 0 |
| 31 Dec 24 | 13,452 | 7,766 | 4,291 | 0 |
| 30 Sep 24 | 13,093 | 7,573 | 4,267 | 0 |
| 30 Jun 24 | 12,977 | 7,597 | 4,237 | 0 |
| 31 Mar 24 | 12,526 | 7,204 | 4,158 | 0 |
| 31 Dec 23 | 12,148 | 7,002 | 4,113 | 0 |
| 30 Sep 23 | 11,480 | 6,403 | 4,123 | 0 |
| 30 Jun 23 | 10,954 | 6,083 | 3,960 | 0 |
| 31 Mar 23 | 10,132 | 5,628 | 3,827 | 0 |
| 31 Dec 22 | 9,096 | 4,881 | 3,662 | 0 |
| 30 Sep 22 | 8,028 | 4,056 | 3,388 | 0 |
| 30 Jun 22 | 7,373 | 3,435 | 3,409 | 0 |
| 31 Mar 22 | 7,182 | 3,264 | 3,350 | 0 |
| 31 Dec 21 | 7,225 | 3,235 | 3,392 | 0 |
| 30 Sep 21 | 7,926 | 3,507 | 3,329 | 0 |
| 30 Jun 21 | 8,094 | 3,667 | 3,429 | 0 |
| 31 Mar 21 | 7,189 | -4,120 | 3,595 | 0 |
| 31 Dec 20 | 7,323 | -4,132 | 3,713 | 0 |
| 30 Sep 20 | 7,156 | -4,177 | 4,044 | 0 |
| 30 Jun 20 | 7,553 | -4,049 | 3,999 | 0 |
| 31 Mar 20 | 6,963 | 2,626 | 3,757 | 0 |
| 31 Dec 19 | 6,712 | 2,754 | 3,232 | 0 |
| 30 Sep 19 | 6,562 | 1,940 | 2,742 | 0 |
| 30 Jun 19 | 5,848 | 1,824 | 2,323 | 0 |
| 31 Mar 19 | 7,389 | 2,844 | 2,128 | 0 |
| 31 Dec 18 | 7,064 | 2,715 | 2,178 | 0 |
| 30 Sep 18 | 6,585 | 3,575 | 2,216 | 0 |
| 30 Jun 18 | 6,406 | 3,597 | 2,212 | 0 |
| 31 Mar 18 | 6,083 | 3,894 | 2,198 | 0 |
| 31 Dec 17 | 6,076 | 3,955 | 2,191 | 0 |
| 30 Sep 17 | 5,887 | 3,855 | 2,099 | 0 |
| 30 Jun 17 | 5,789 | 3,767 | 2,085 | 0 |
| 31 Mar 17 | 5,812 | 3,789 | 2,083 | 0 |
| 31 Dec 16 | 5,915 | 3,895 | 2,084 | 0 |
| 30 Sep 16 | 6,243 | 4,227 | 2,078 | 0 |
| 30 Jun 16 | 6,346 | 4,371 | 2,045 | 0 |
| 31 Mar 16 | 6,259 | 4,357 | 2,003 | 0 |
| 31 Dec 15 | 6,211 | 4,331 | 2,010 | 0 |
| 30 Sep 15 | 6,244 | 4,361 | 1,999 | 0 |
| 30 Jun 15 | 6,140 | 4,281 | 1,978 | 0 |
| 31 Mar 15 | 6,151 | 4,301 | 1,973 | 0 |
Quality Earnings: 1060 has high quality earnings.
Growing Profit Margin: 1060's current net profit margins (60.3%) are higher than last year (57.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 1060 has become profitable over the past 5 years, growing earnings by 34% per year.
Accelerating Growth: 1060's earnings growth over the past year (8.8%) is below its 5-year average (34% per year).
Earnings vs Industry: 1060 earnings growth over the past year (8.8%) did not outperform the Banks industry 12%.
Return on Equity
High ROE: 1060's Return on Equity (10.8%) is considered low.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/02/18 14:15 |
| End of Day Share Price | 2026/02/18 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Saudi Awwal Bank is covered by 19 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |
| Abanob Magdy | Beltone Financial |
| Olga Veselova | BofA Global Research |