Riyad Bank Valuation
Is 1010 undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
2/6Valuation Score 2/6
Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of 1010 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: 1010 (SAR29.8) is trading above our estimate of fair value (SAR2.32)
Significantly Below Fair Value: 1010 is trading above our estimate of fair value.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for 1010?
Other financial metrics that can be useful for relative valuation.
What is 1010's n/a Ratio? | |
---|---|
n/a | 0x |
n/a | n/a |
Market Cap | ر.س87.75b |
Key Statistics | |
---|---|
Enterprise Value/Revenue | n/a |
Enterprise Value/EBITDA | n/a |
PEG Ratio | 1.9x |
Price to Earnings Ratio vs Peers
How does 1010's PE Ratio compare to its peers?
Company | Forward PE | Estimated Growth | Market Cap |
---|---|---|---|
Peer Average | 15.8x | ||
1060 Saudi Awwal Bank | 12.2x | 6.7% | ر.س84.9b |
1150 Alinma Bank | 18.9x | 10.4% | ر.س87.1b |
1140 Bank Albilad | 20.5x | 12.5% | ر.س48.6b |
1050 Banque Saudi Fransi | 11.7x | 7.1% | ر.س45.7b |
1010 Riyad Bank | 11.6x | 5.9% | ر.س89.4b |
Price-To-Earnings vs Peers: 1010 is good value based on its Price-To-Earnings Ratio (11.6x) compared to the peer average (15.8x).
Price to Earnings Ratio vs Industry
How does 1010's PE Ratio compare vs other companies in the Asian Banks Industry?
Price-To-Earnings vs Industry: 1010 is expensive based on its Price-To-Earnings Ratio (11.6x) compared to the Asian Banks industry average (9.3x).
Price to Earnings Ratio vs Fair Ratio
What is 1010's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
Fair Ratio | |
---|---|
Current PE Ratio | 11.6x |
Fair PE Ratio | 13.5x |
Price-To-Earnings vs Fair Ratio: 1010 is good value based on its Price-To-Earnings Ratio (11.6x) compared to the estimated Fair Price-To-Earnings Ratio (13.5x).
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
Date | Share Price | Average 1Y Price Target | Dispersion | High | Low | 1Y Actual price | Analysts |
---|---|---|---|---|---|---|---|
Current | ر.س29.80 | ر.س34.48 +15.7% | 11.3% | ر.س41.50 | ر.س24.00 | n/a | 15 |
Mar ’25 | ر.س31.10 | ر.س33.64 +8.2% | 11.7% | ر.س38.90 | ر.س22.00 | n/a | 14 |
Feb ’25 | ر.س28.45 | ر.س33.19 +16.7% | 12.3% | ر.س39.20 | ر.س22.00 | n/a | 13 |
Jan ’25 | ر.س28.75 | ر.س33.43 +16.3% | 7.3% | ر.س37.40 | ر.س28.10 | n/a | 12 |
Dec ’24 | ر.س26.70 | ر.س33.48 +25.4% | 7.5% | ر.س38.00 | ر.س28.10 | n/a | 12 |
Nov ’24 | ر.س27.40 | ر.س34.32 +25.2% | 6.5% | ر.س37.00 | ر.س28.10 | n/a | 12 |
Oct ’24 | ر.س27.70 | ر.س35.21 +27.1% | 8.0% | ر.س40.00 | ر.س29.70 | n/a | 12 |
Sep ’24 | ر.س30.45 | ر.س34.95 +14.8% | 7.9% | ر.س40.00 | ر.س29.70 | n/a | 13 |
Aug ’24 | ر.س31.45 | ر.س35.48 +12.8% | 9.2% | ر.س41.00 | ر.س29.70 | n/a | 13 |
Jul ’24 | n/a | ر.س35.83 0% | 9.3% | ر.س41.00 | ر.س29.70 | n/a | 12 |
Jun ’24 | ر.س31.60 | ر.س35.01 +10.8% | 12.3% | ر.س40.00 | ر.س24.20 | n/a | 12 |
May ’24 | ر.س31.10 | ر.س34.30 +10.3% | 13.1% | ر.س40.00 | ر.س24.20 | n/a | 12 |
Apr ’24 | ر.س29.70 | ر.س35.58 +19.8% | 13.7% | ر.س42.00 | ر.س24.20 | n/a | 11 |
Mar ’24 | ر.س27.45 | ر.س37.91 +38.1% | 9.1% | ر.س42.00 | ر.س30.40 | ر.س31.10 | 10 |
Feb ’24 | ر.س30.60 | ر.س39.23 +28.2% | 8.7% | ر.س42.00 | ر.س30.40 | ر.س28.45 | 9 |
Jan ’24 | ر.س31.70 | ر.س39.79 +25.5% | 10.1% | ر.س46.00 | ر.س30.40 | ر.س28.75 | 9 |
Dec ’23 | ر.س34.30 | ر.س41.60 +21.3% | 5.9% | ر.س46.00 | ر.س37.50 | ر.س26.70 | 9 |
Nov ’23 | ر.س36.20 | ر.س41.43 +14.5% | 5.9% | ر.س46.00 | ر.س38.00 | ر.س27.40 | 9 |
Oct ’23 | ر.س31.75 | ر.س41.19 +29.7% | 5.9% | ر.س46.00 | ر.س38.00 | ر.س27.70 | 10 |
Sep ’23 | ر.س34.50 | ر.س41.19 +19.4% | 5.1% | ر.س45.00 | ر.س38.20 | ر.س30.45 | 10 |
Aug ’23 | ر.س36.95 | ر.س40.77 +10.3% | 5.1% | ر.س44.00 | ر.س38.00 | ر.س31.45 | 10 |
Jul ’23 | ر.س32.10 | ر.س37.67 +17.4% | 13.7% | ر.س44.00 | ر.س28.90 | n/a | 11 |
Jun ’23 | ر.س37.95 | ر.س37.69 -0.7% | 13.8% | ر.س44.00 | ر.س28.90 | ر.س31.60 | 11 |
May ’23 | ر.س40.80 | ر.س36.29 -11.0% | 15.7% | ر.س43.70 | ر.س26.80 | ر.س31.10 | 12 |
Apr ’23 | ر.س37.55 | ر.س32.98 -12.2% | 13.2% | ر.س41.30 | ر.س26.80 | ر.س29.70 | 12 |
Mar ’23 | ر.س36.35 | ر.س30.73 -15.5% | 8.2% | ر.س36.00 | ر.س26.80 | ر.س27.45 | 12 |
Analyst Forecast: Target price is less than 20% higher than the current share price.