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German (DAX) Financials Sector Analysis
UpdatedAug 10, 2025
DataAggregated Company Financials
Companies134
- 7D5.7%
- 3M5.7%
- 1Y53.5%
- YTD31.5%
In the last week, the Financials industry is up 5.7%, with Allianz up 9.2%. This means that the industry has gained 54% over the past year. Earnings are forecast to grow by 7.6% annually.
Sector Valuation and Performance
Has the German Financials Sector valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Sun, 10 Aug 2025 | €452.2b | €333.8b | €30.7b | 14.6x | 14.7x | 1.4x |
| Tue, 08 Jul 2025 | €430.0b | €314.7b | €27.8b | 15.8x | 15.5x | 1.4x |
| Thu, 05 Jun 2025 | €434.2b | €313.3b | €27.8b | 18.3x | 15.6x | 1.4x |
| Sat, 03 May 2025 | €434.0b | €309.9b | €28.8b | 17.6x | 15.1x | 1.4x |
| Mon, 31 Mar 2025 | €419.8b | €309.9b | €29.3b | 14.5x | 14.3x | 1.4x |
| Wed, 26 Feb 2025 | €382.9b | €307.4b | €28.1b | 14.1x | 13.6x | 1.2x |
| Fri, 24 Jan 2025 | €369.4b | €307.3b | €28.5b | 14.3x | 13x | 1.2x |
| Sun, 22 Dec 2024 | €344.4b | €310.5b | €28.6b | 13.6x | 12.1x | 1.1x |
| Tue, 19 Nov 2024 | €338.3b | €310.4b | €28.5b | 14.1x | 11.9x | 1.1x |
| Thu, 17 Oct 2024 | €352.9b | €313.3b | €27.6b | 15.2x | 12.8x | 1.1x |
| Sat, 14 Sep 2024 | €338.2b | €313.1b | €27.6b | 15.1x | 12.3x | 1.1x |
| Mon, 12 Aug 2024 | €301.6b | €310.2b | €27.8b | 15.6x | 10.8x | 1x |
| Wed, 10 Jul 2024 | €318.9b | €303.5b | €28.0b | 16.3x | 11.4x | 1.1x |
| Fri, 07 Jun 2024 | €325.4b | €303.6b | €28.2b | 15.3x | 11.5x | 1.1x |
| Sun, 05 May 2024 | €311.5b | €300.8b | €26.5b | 15.3x | 11.8x | 1x |
| Tue, 02 Apr 2024 | €326.7b | €309.4b | €26.2b | 14.6x | 12.5x | 1.1x |
| Thu, 29 Feb 2024 | €299.2b | €320.7b | €24.5b | 13.2x | 12.2x | 0.9x |
| Sat, 27 Jan 2024 | €295.2b | €329.5b | €24.8b | 14.7x | 11.9x | 0.9x |
| Mon, 25 Dec 2023 | €290.8b | €329.6b | €24.8b | 14.8x | 11.7x | 0.9x |
| Wed, 22 Nov 2023 | €281.2b | €329.9b | €25.0b | 14.4x | 11.3x | 0.9x |
| Fri, 20 Oct 2023 | €268.2b | €340.3b | €24.3b | 13.6x | 11x | 0.8x |
| Sun, 17 Sep 2023 | €276.7b | €351.1b | €24.4b | 13.9x | 11.4x | 0.8x |
| Tue, 15 Aug 2023 | €267.4b | €347.3b | €23.4b | 14.4x | 11.4x | 0.8x |
| Thu, 13 Jul 2023 | €255.5b | €331.7b | €24.4b | 14x | 10.5x | 0.8x |
| Sat, 10 Jun 2023 | €253.4b | €331.8b | €24.5b | 13.8x | 10.3x | 0.8x |
| Mon, 08 May 2023 | €257.7b | €326.4b | €22.3b | 13.9x | 11.5x | 0.8x |
| Wed, 05 Apr 2023 | €249.7b | €325.6b | €22.5b | 10.7x | 11.1x | 0.8x |
| Fri, 03 Mar 2023 | €259.6b | €324.8b | €22.3b | 13x | 11.7x | 0.8x |
| Sun, 29 Jan 2023 | €260.7b | €317.5b | €17.5b | 11.8x | 14.9x | 0.8x |
| Tue, 27 Dec 2022 | €241.7b | €317.5b | €17.5b | 10.4x | 13.8x | 0.8x |
| Thu, 24 Nov 2022 | €241.6b | €315.2b | €17.5b | 10.6x | 13.8x | 0.8x |
| Sat, 22 Oct 2022 | €213.1b | €310.5b | €16.7b | 10.8x | 12.8x | 0.7x |
| Mon, 19 Sep 2022 | €218.0b | €312.2b | €16.6b | 11.1x | 13.2x | 0.7x |
| Wed, 17 Aug 2022 | €216.2b | €313.0b | €16.6b | 11.4x | 13x | 0.7x |
Price to Earnings Ratio
13x
Current Industry PE
- Investors are optimistic on the German Financials industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 14.7x which is higher than its 3-year average PE of 12.5x.
- The 3-year average PS ratio of 0.97x is lower than the industry's current PS ratio of 1.4x.
Past Earnings Growth
- The earnings for companies in the Financials industry have grown 23% per year over the last three years.
- Revenues for these companies have grown 2.2% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the German Financials sector?
| DE Market | 0.33% | |
| Financials | 5.71% | |
| Banks | 8.27% | |
| Capital Markets | 6.19% | |
| Insurance | 5.24% | |
| Mortgage Finance | 0% | 0 |
| Diversified Financial | -0.63% | |
| Consumer Finance | -1.13% | |
Industry PE
- Investors are most optimistic about the Diversified Financial industry which is trading above its 3-year average PE ratio of 19.9x.
- Analysts are expecting annual earnings growth of 47.9%, which is higher than its past year's earnings growth of 18.5% per year.
- Investors are most pessimistic about the Consumer Finance industry, which is trading below its 3-year average of 60.5x.
Forecasted Growth
- Analysts are most optimistic on the Diversified Financial industry, expecting annual earnings growth of 48% over the next 5 years.
- This is better than its past earnings growth rate of 19% per year.
- In contrast, the Capital Markets industry is expected to see its earnings grow by 6.5% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| ALV Allianz | €365.00 | 9.2% +€11.7b | 42.6% | PE13.8x | |
| DBK Deutsche Bank | €31.05 | 10.5% +€5.7b | 133.6% | PE10.9x | |
| CBK Commerzbank | €34.48 | 8.4% +€1.3b | 180.2% | PB1.1x | |
| TLX Talanx | €119.00 | 4.3% +€1.3b | 82.4% | PE15.3x | |
| DWS DWS Group GmbH KGaA | €55.20 | 9.5% +€960.0m | 67.6% | PE14.6x |