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German (DAX) Financials Sector Analysis
UpdatedMar 25, 2026
DataAggregated Company Financials
Companies150
- 7D-4.6%
- 3M-9.6%
- 1Y-1.1%
- YTD-8.6%
Over the last 7 days, the Financials industry has dropped 4.6%, driven by pullbacks in Allianz and Münchener Rückversicherungs-Gesellschaft in München of 3.5% and 6.1%, respectively. Meanwhile, Deutsche Pfandbriefbank actually outperformed within the industry, gaining 11% in the last week. As for the longer term, the industry's performance has been flat for the past year. As for the next few years, earnings are expected to grow by 5.0% per annum.
Sector Valuation and Performance
Has the German Financials Sector valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Wed, 25 Mar 2026 | €417.4b | €325.6b | €34.1b | 11.5x | 12.3x | 1.3x |
| Fri, 20 Feb 2026 | €439.6b | €314.9b | €34.0b | 12.1x | 12.9x | 1.4x |
| Sun, 18 Jan 2026 | €449.6b | €315.3b | €32.7b | 12.9x | 13.7x | 1.4x |
| Tue, 16 Dec 2025 | €448.6b | €315.2b | €32.7b | 13.1x | 13.7x | 1.4x |
| Thu, 13 Nov 2025 | €439.6b | €322.0b | €32.2b | 13.6x | 13.6x | 1.4x |
| Sat, 11 Oct 2025 | €439.4b | €323.1b | €31.4b | 14.2x | 14x | 1.4x |
| Mon, 08 Sep 2025 | €429.8b | €323.0b | €31.4b | 13.4x | 13.7x | 1.3x |
| Wed, 06 Aug 2025 | €441.2b | €317.6b | €30.1b | 14.5x | 14.7x | 1.4x |
| Fri, 04 Jul 2025 | €424.7b | €314.7b | €27.8b | 15.5x | 15.3x | 1.3x |
| Sun, 01 Jun 2025 | €432.0b | €313.2b | €27.8b | 17.6x | 15.5x | 1.4x |
| Tue, 29 Apr 2025 | €424.7b | €308.9b | €28.2b | 17.6x | 15.1x | 1.4x |
| Thu, 27 Mar 2025 | €422.9b | €309.9b | €29.5b | 14.9x | 14.3x | 1.4x |
| Sat, 22 Feb 2025 | €377.1b | €307.4b | €28.1b | 14.2x | 13.4x | 1.2x |
| Mon, 20 Jan 2025 | €361.2b | €307.3b | €28.5b | 14.3x | 12.7x | 1.2x |
| Wed, 18 Dec 2024 | €352.1b | €310.5b | €28.6b | 14x | 12.3x | 1.1x |
| Fri, 15 Nov 2024 | €335.4b | €310.5b | €28.4b | 14.1x | 11.8x | 1.1x |
| Sun, 13 Oct 2024 | €349.9b | €313.1b | €27.6b | 15.5x | 12.7x | 1.1x |
| Tue, 10 Sep 2024 | €334.2b | €313.3b | €27.6b | 15.8x | 12.1x | 1.1x |
| Thu, 08 Aug 2024 | €298.4b | €304.4b | €27.2b | 15.1x | 11x | 1x |
| Sat, 06 Jul 2024 | €318.1b | €303.5b | €28.0b | 16.4x | 11.4x | 1x |
| Mon, 03 Jun 2024 | €324.3b | €303.5b | €28.1b | 15.3x | 11.6x | 1.1x |
| Wed, 01 May 2024 | €313.2b | €300.8b | €26.5b | 15.4x | 11.8x | 1x |
| Fri, 29 Mar 2024 | €326.9b | €309.4b | €26.2b | 14.6x | 12.5x | 1.1x |
| Sun, 25 Feb 2024 | €298.9b | €321.0b | €24.7b | 13.4x | 12.1x | 0.9x |
| Tue, 23 Jan 2024 | €297.7b | €329.5b | €24.8b | 14.9x | 12x | 0.9x |
| Thu, 21 Dec 2023 | €289.8b | €329.6b | €24.9b | 13.9x | 11.7x | 0.9x |
| Sat, 18 Nov 2023 | €278.0b | €328.0b | €25.0b | 14.2x | 11.1x | 0.8x |
| Mon, 16 Oct 2023 | €269.4b | €340.3b | €24.3b | 12.8x | 11.1x | 0.8x |
| Wed, 13 Sep 2023 | €272.3b | €350.6b | €24.3b | 14.7x | 11.2x | 0.8x |
| Fri, 11 Aug 2023 | €256.5b | €323.7b | €21.8b | 15x | 11.7x | 0.8x |
| Sun, 09 Jul 2023 | €250.4b | €331.7b | €24.4b | 14.3x | 10.3x | 0.8x |
| Tue, 06 Jun 2023 | €257.0b | €331.8b | €24.5b | 13.6x | 10.5x | 0.8x |
| Thu, 04 May 2023 | €260.9b | €326.4b | €22.3b | 14.3x | 11.7x | 0.8x |
| Sat, 01 Apr 2023 | €250.1b | €325.2b | €22.5b | 10.8x | 11.1x | 0.8x |
Price to Earnings Ratio
11.1x
Current Industry PE
- Investors are relatively neutral on the German Financials industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 12.6x.
- The 3-year average PS ratio of 1.1x is lower than the industry's current PS ratio of 1.3x.
Past Earnings Growth
- The earnings for companies in the Financials industry have grown 15% per year over the last three years, while revenues have remained mostly flat.
- This means that companies overall are more efficiently conducting business since profits are increasing while sales have been flat.
Industry Trends
Which industries have driven the changes within the German Financials sector?
| DE Market | -4.50% | |
| Financials | -4.60% | |
| Consumer Finance | 0.54% | |
| Mortgage Finance | 0% | 0 |
| Diversified Financial | -0.71% | |
| Banks | -2.97% | |
| Capital Markets | -4.76% | |
| Insurance | -4.85% | |
Industry PE
- Investors are most optimistic about the Banks industry which is trading above its 3-year average PE ratio of 10.0x.
- Analysts are expecting annual earnings growth of 11.0%, which is higher than its past year's earnings growth of 6.5% per year.
Forecasted Growth
- Analysts are most optimistic on the Diversified Financial industry, expecting annual earnings growth of 54% over the next 5 years.
- This is better than its past earnings decline of 13% per year.
- In contrast, the Insurance industry is expected to see its earnings grow by 2.9% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| DBK Deutsche Bank | €25.84 | 0.2% +€104.1m | 11.8% | PE8.4x | |
| MUX Mutares SE KGaA | €32.40 | 10.0% +€63.0m | -7.0% | PE14.7x | |
| AEE1 More Impact | €1.30 | 18.2% +€34.8m | -52.6% | n/a | |
| 9HF HenriPay Holding | €16.00 | 0.6% +€24.8m | -4.8% | PS165060.8x | |
| SRAG Samara Asset Group | €2.02 | 8.0% +€7.9m | -3.8% | PS31.1x |
