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German (DAX) Diversified Financial Industry Analysis
UpdatedJan 20, 2025
DataAggregated Company Financials
Companies17
- 7D4.0%
- 3M-19.5%
- 1Y-1.3%
- YTD6.8%
Over the last 7 days, the Diversified Financial industry has risen 4.0%, driven by gains in Hypoport and Deutsche Pfandbriefbank of 5.4% and 9.8%, respectively. During this same period, the Deutsche Payment A1M underperformed, falling 6.4%. Overall in the last year, the industry is flat. Earnings are forecast to grow by 39% annually.
Industry Valuation and Performance
Has the German Diversified Financial Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Tue, 21 Jan 2025 | €3.8b | €1.6b | €175.8m | 11.4x | 21.8x | 2.5x |
| Thu, 19 Dec 2024 | €3.5b | €1.6b | €176.0m | 11.8x | 19.9x | 2.2x |
| Sat, 16 Nov 2024 | €3.9b | €1.6b | €188.1m | 12.1x | 20.6x | 2.4x |
| Mon, 14 Oct 2024 | €7.0b | €2.4b | €267.2m | 15.2x | 26.1x | 2.9x |
| Wed, 11 Sep 2024 | €6.7b | €2.4b | €265.8m | 11.5x | 25.3x | 2.8x |
| Fri, 09 Aug 2024 | €6.6b | €2.3b | €248.1m | 11.5x | 26.4x | 2.8x |
| Sun, 07 Jul 2024 | €6.6b | €2.3b | €251.9m | 12.4x | 26.3x | 2.9x |
| Tue, 04 Jun 2024 | €6.2b | €2.3b | €252.9m | 11.5x | 24.6x | 2.7x |
| Thu, 02 May 2024 | €5.8b | €2.3b | €223.5m | 10.5x | 26x | 2.6x |
| Sat, 30 Mar 2024 | €5.9b | €2.3b | €232.1m | 11.6x | 25.3x | 2.6x |
| Mon, 26 Feb 2024 | €5.4b | €2.4b | €354.6m | 10.3x | 15.3x | 2.3x |
| Wed, 24 Jan 2024 | €7.2b | €2.4b | €353.9m | 11.7x | 20.4x | 3x |
| Fri, 22 Dec 2023 | €7.3b | €2.4b | €353.9m | 11.6x | 20.6x | 3.1x |
| Sun, 19 Nov 2023 | €7.0b | €2.4b | €353.9m | 11.8x | 19.7x | 2.9x |
| Tue, 17 Oct 2023 | €6.6b | €2.4b | €386.0m | 11.5x | 17.2x | 2.7x |
| Thu, 14 Sep 2023 | €5.8b | €2.4b | €382.6m | 13.2x | 15.2x | 2.4x |
| Sat, 12 Aug 2023 | €5.9b | €2.4b | €386.4m | 26.8x | 15.2x | 2.4x |
| Mon, 10 Jul 2023 | €6.0b | €2.5b | €428.2m | 26.6x | 14x | 2.4x |
| Wed, 07 Jun 2023 | €5.9b | €2.5b | €444.7m | 37x | 13.3x | 2.4x |
| Fri, 05 May 2023 | €6.0b | €2.5b | €459.3m | 48.8x | 13.1x | 2.4x |
| Sun, 02 Apr 2023 | €3.8b | €1.7b | €322.3m | 45.4x | 11.7x | 2.2x |
| Tue, 28 Feb 2023 | €3.0b | €1.2b | €179.7m | 32.2x | 16.8x | 2.5x |
| Thu, 26 Jan 2023 | €3.1b | €1.2b | €179.7m | 30.1x | 17.4x | 2.6x |
| Sat, 24 Dec 2022 | €2.4b | €1.2b | €179.7m | 20.7x | 13.3x | 2x |
| Mon, 21 Nov 2022 | €2.3b | €1.2b | €180.6m | 17.3x | 12.8x | 1.9x |
| Wed, 19 Oct 2022 | €2.0b | €1.2b | €187.0m | 12.2x | 10.6x | 1.6x |
| Fri, 16 Sep 2022 | €2.7b | €1.2b | €206.9m | 20.1x | 13.2x | 2.2x |
| Sun, 14 Aug 2022 | €3.4b | €1.3b | €203.5m | 11.8x | 16.8x | 2.7x |
| Tue, 12 Jul 2022 | €3.0b | €1.2b | €203.4m | 11.9x | 14.8x | 2.4x |
| Thu, 09 Jun 2022 | €3.6b | €1.2b | €203.3m | 13.2x | 17.8x | 2.9x |
| Sat, 07 May 2022 | €3.6b | €1.2b | €199.0m | 13.1x | 17.9x | 3x |
| Mon, 04 Apr 2022 | €4.2b | €1.2b | €201.2m | 10.9x | 21.1x | 3.5x |
| Wed, 02 Mar 2022 | €4.2b | €1.2b | €190.2m | 10.8x | 22.1x | 3.5x |
| Fri, 28 Jan 2022 | €4.6b | €1.2b | €190.2m | 12.8x | 24.2x | 3.9x |
Price to Earnings Ratio
24.2x
Current Industry PE
- Investors are optimistic on the German Diversified Financial industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 21.8x which is higher than its 3-year average PE of 18.4x.
- The industry is trading close to its 3-year average PS ratio of 2.6x.
Past Earnings Growth
- The earnings for companies in the Diversified Financial industry have declined 2.6% per year over the last three years.
- Meanwhile revenues for these companies have grown 9.2% per year.
- This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.
Industry Trends
Which industries have driven the changes within the German Financials industry?
| DE Market | 3.03% | |
| Financials | 3.58% | |
| Diversified Financial | 4.02% | |
| Other Diversified Financial Services | 4.60% | |
| Multi-Sector Holdings | 1.90% | |
| Specialized Finance | 0.72% | |
| Transaction and Payment Processing Services | -2.65% | |
Industry PE
- Investors are most optimistic about the Other Diversified Financial Services industry even though it's trading below its 3-year average PE ratio of 37.1x.
- Analysts are expecting annual earnings growth of 24.9%, which is higher than its past year's earnings decline of 2.3% per year.
Forecasted Growth
- Analysts are most optimistic on the Multi-Sector Holdings industry, expecting annual earnings growth of 87% over the next 5 years.
- In contrast, the Specialized Finance industry is expected to see its earnings grow by 24% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| HYQ Hypoport | €199.80 | 13.2% +€155.8m | 12.4% | PE43.8x | |
| PBB Deutsche Pfandbriefbank | €5.37 | 12.4% +€79.9m | -6.9% | PE11.6x | |
| CHG CHAPTERS Group | €29.60 | 2.8% +€18.4m | 63.5% | PS7.8x | |
| GLJ Grenke | €16.82 | 1.3% +€9.7m | -27.0% | PE10x | |
| Z29 029 Group | €15.40 | 2.0% +€1.5m | -1.9% | PB4.7x |