Grenke (GLJ) Stock Overview
Provides financial services to small and medium-sized (SME) enterprises in Germany, France, Italy, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 3/6 |
| Past Performance | 2/6 |
| Financial Health | 2/6 |
| Dividends | 2/6 |
GLJ Community Fair Values
Create NarrativeSee what 9 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Grenke AG Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €12.82 |
| 52 Week High | €19.82 |
| 52 Week Low | €11.90 |
| Beta | 1.39 |
| 1 Month Change | -4.47% |
| 3 Month Change | -13.38% |
| 1 Year Change | -1.23% |
| 3 Year Change | -55.87% |
| 5 Year Change | -66.90% |
| Change since IPO | 102.42% |
Recent News & Updates
Narrative Update • May 01
GLJ: Updated P/E Assumptions Will Support Future Re Rating Potential
Analysts have trimmed their collective price target on Grenke to €28 from €29, citing updated assumptions on revenue growth, profit margins and future P/E. These factors still support their overall positive view on the shares.Narrative Update • Apr 17
GLJ: Higher Discount Rate Assumptions Will Support Future Re Rating Potential
Analysts have trimmed their price target on Grenke to €28 from €30, reflecting updated assumptions for fair value, discount rate, growth, margins and future P/E multiples that align with recent Street research cuts. Analyst Commentary Recent Street research on Grenke has centred on recalibrated price targets, with fair value views adjusted but coverage and interest maintained.
Narrative Update • Apr 01
GLJ: Dividend Outlook And Earnings Guidance Will Support Future Upside Potential
Grenke's latest analyst price target has edged down by €0.20, as analysts factor in slightly lower profit margin assumptions and a modestly higher future P/E multiple in their updated models. Analyst Commentary Recent research updates have kept the focus on valuation discipline, with price targets adjusted slightly as analysts refine their views on Grenke's earnings power and appropriate P/E levels.Narrative Update • Mar 18
GLJ: Steady Guidance And Dividend Outlook Will Support Future Upside Potential
Analysts have trimmed their price target on Grenke to €28 from €29, reflecting updated assumptions for growth, profitability and future P/E multiples. Analyst Commentary Recent research points to a slightly reduced fair value for Grenke, with the target adjusted to €28 from €29.Recent updates
Narrative Update • May 01
GLJ: Updated P/E Assumptions Will Support Future Re Rating Potential
Analysts have trimmed their collective price target on Grenke to €28 from €29, citing updated assumptions on revenue growth, profit margins and future P/E. These factors still support their overall positive view on the shares.Narrative Update • Apr 17
GLJ: Higher Discount Rate Assumptions Will Support Future Re Rating Potential
Analysts have trimmed their price target on Grenke to €28 from €30, reflecting updated assumptions for fair value, discount rate, growth, margins and future P/E multiples that align with recent Street research cuts. Analyst Commentary Recent Street research on Grenke has centred on recalibrated price targets, with fair value views adjusted but coverage and interest maintained.Narrative Update • Apr 01
GLJ: Dividend Outlook And Earnings Guidance Will Support Future Upside Potential
Grenke's latest analyst price target has edged down by €0.20, as analysts factor in slightly lower profit margin assumptions and a modestly higher future P/E multiple in their updated models. Analyst Commentary Recent research updates have kept the focus on valuation discipline, with price targets adjusted slightly as analysts refine their views on Grenke's earnings power and appropriate P/E levels.Narrative Update • Mar 18
GLJ: Steady Guidance And Dividend Outlook Will Support Future Upside Potential
Analysts have trimmed their price target on Grenke to €28 from €29, reflecting updated assumptions for growth, profitability and future P/E multiples. Analyst Commentary Recent research points to a slightly reduced fair value for Grenke, with the target adjusted to €28 from €29.Narrative Update • Mar 04
GLJ: Stable Assumptions And Guidance Will Support Stronger Future Return Potential
Analysts have kept their Grenke price target steady at about €20.84, reflecting unchanged assumptions on fair value, discount rate, revenue growth, profit margin and future P/E in their latest work. Valuation Changes Fair Value: Model fair value remains at €20.84, with no change between the previous and updated estimates.Narrative Update • Feb 18
GLJ: Confirmed 2025 Earnings Guidance Will Support Stronger Future Return Potential
Analysts have trimmed their price target on Grenke from €21.94 to €20.84, citing slightly more cautious assumptions for revenue growth, profit margins and future P/E, along with a modestly higher discount rate. Valuation Changes Fair Value: Trimmed from €21.94 to €20.84, a reduction of about 5%.
Narrative Update • Feb 03
GLJ: Lower Fair Value And P/E Multiple Will Limit Future Upside
Analysts have reset their fair value estimate for Grenke from €20.00 to €11.00, pointing to slightly softer revenue growth assumptions, a higher projected profit margin, and a lower future P/E multiple as key drivers of the revision. What's in the News Grenke AG maintained its earnings guidance for 2025, with expected earnings in a range of €71 million to €81 million for the financial year (Key Developments).Analysis Article • Jan 31
Not Many Are Piling Into Grenke AG (ETR:GLJ) Just Yet
With a price-to-earnings (or "P/E") ratio of 12.5x Grenke AG ( ETR:GLJ ) may be sending bullish signals at the moment...Narrative Update • Jan 20
GLJ: Confirmed 2025 Earnings Guidance Will Support Stronger Future Return Potential
Analysts have trimmed their price target for Grenke from €24.75 to €21.94, citing updated assumptions that include lower revenue growth, a slightly higher profit margin, and a modestly reduced future P/E multiple. What's in the News Grenke AG confirmed its earnings guidance for 2025, keeping the expected earnings range at €71 million to €81 million for the financial year (Key Developments).Narrative Update • Jan 05
GLJ: Higher Growth Assumptions Will Support Stronger Earnings Outlook
Analysts have raised their price target for Grenke from €23.25 to €24.75, citing updated assumptions for revenue growth, profit margins, and future P/E that feed through to their fair value framework. What's in the News Grenke AG maintained its earnings guidance for the 2025 financial year at a range of €71 million to €81 million.Narrative Update • Dec 15
GLJ: Earnings Guidance Will Support Higher Expected Returns Despite Margin Pressure
Analysts have raised their price target for Grenke from €14.50 to €20.00. This reflects higher anticipated revenue growth, despite lower projected profit margins and a modestly richer future P E multiple.Analysis Article • Nov 01
Market Cool On Grenke AG's (ETR:GLJ) Earnings
With a price-to-earnings (or "P/E") ratio of 15.1x Grenke AG ( ETR:GLJ ) may be sending bullish signals at the moment...Narrative Update • Sep 24
Digital Transformation And European Expansion Will Ensure Resilient Performance
The upward revision in Grenke’s fair value reflects sharply improved consensus revenue growth forecasts, partly offset by a lower expected net profit margin, resulting in a modest increase in the analyst price target to €23.25. What's in the News Grenke AG reaffirmed group earnings guidance for 2025, expecting earnings between EUR 71 million and EUR 81 million.Analysis Article • Jul 11
Even With A 28% Surge, Cautious Investors Are Not Rewarding Grenke AG's (ETR:GLJ) Performance Completely
Grenke AG ( ETR:GLJ ) shares have continued their recent momentum with a 28% gain in the last month alone...Analysis Article • Apr 10
Grenke (ETR:GLJ) Has Announced That Its Dividend Will Be Reduced To €0.40
Grenke AG's ( ETR:GLJ ) dividend is being reduced from last year's payment covering the same period to €0.40 on the...Analysis Article • Apr 05
It's Down 26% But Grenke AG (ETR:GLJ) Could Be Riskier Than It Looks
Grenke AG ( ETR:GLJ ) shareholders won't be pleased to see that the share price has had a very rough month, dropping...Analysis Article • Mar 27
Grenke's (ETR:GLJ) Dividend Is Being Reduced To €0.40
Grenke AG ( ETR:GLJ ) has announced that on 12th of May, it will be paying a dividend of€0.40, which a reduction from...
New Narrative • Feb 15
Digital Excellence Program Will Increase Cost Efficiency Over Long Term
Grenke's strong market confidence and funding bolster growth, aided by interest rate cuts and robust leasing activity.Analysis Article • Nov 02
Grenke AG (ETR:GLJ) Stock's 29% Dive Might Signal An Opportunity But It Requires Some Scrutiny
To the annoyance of some shareholders, Grenke AG ( ETR:GLJ ) shares are down a considerable 29% in the last month...Analysis Article • Jul 12
A Piece Of The Puzzle Missing From Grenke AG's (ETR:GLJ) 28% Share Price Climb
Grenke AG ( ETR:GLJ ) shares have had a really impressive month, gaining 28% after a shaky period beforehand...Analysis Article • Mar 21
Take Care Before Diving Into The Deep End On Grenke AG (ETR:GLJ)
Grenke AG's ( ETR:GLJ ) price-to-earnings (or "P/E") ratio of 12.4x might make it look like a buy right now compared to...Analysis Article • Dec 21
Potential Upside For Grenke AG (ETR:GLJ) Not Without Risk
With a price-to-earnings (or "P/E") ratio of 13.6x Grenke AG ( ETR:GLJ ) may be sending bullish signals at the moment...Analysis Article • Feb 21
Grenke AG (ETR:GLJ) Has Got What It Takes To Be An Attractive Dividend Stock
Today we'll take a closer look at Grenke AG ( ETR:GLJ ) from a dividend investor's perspective. Owning a strong...Analysis Article • Jan 26
What Percentage Of Grenke AG (ETR:GLJ) Shares Do Insiders Own?
A look at the shareholders of Grenke AG ( ETR:GLJ ) can tell us which group is most powerful. Generally speaking, as a...Shareholder Returns
| GLJ | DE Diversified Financial | DE Market | |
|---|---|---|---|
| 7D | -1.2% | -0.2% | 2.0% |
| 1Y | -1.2% | -20.4% | -0.1% |
Return vs Industry: GLJ exceeded the German Diversified Financial industry which returned -21% over the past year.
Return vs Market: GLJ underperformed the German Market which returned -1.3% over the past year.
Price Volatility
| GLJ volatility | |
|---|---|
| GLJ Average Weekly Movement | 5.3% |
| Diversified Financial Industry Average Movement | 5.3% |
| Market Average Movement | 6.2% |
| 10% most volatile stocks in DE Market | 13.3% |
| 10% least volatile stocks in DE Market | 2.7% |
Stable Share Price: GLJ has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: GLJ's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1978 | 2,400 | Sebastian Hirsch | www.grenke.com |
Grenke AG, together with its subsidiaries, provides financial services to small and medium-sized (SME) enterprises in Germany, France, Italy, and internationally. It is involved in the financing for commercial lessees; leasing, services, protection, and maintenance offers, as well as small-ticket leasing of IT products, such as PCs, notebooks, servers, monitors, and other peripheral devices. The company also offers leasing portfolio that includes office communication products comprising telecommunications and copying equipment, as well as medical technology products, small machines and equipment, security devices, and green economy objects, including wall boxes, photovoltaic systems, and eBikes.
Grenke AG Fundamentals Summary
| GLJ fundamental statistics | |
|---|---|
| Market cap | €566.36m |
| Earnings (TTM) | €59.88m |
| Revenue (TTM) | €676.09m |
9.5x
P/E Ratio0.8x
P/S RatioIs GLJ overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| GLJ income statement (TTM) | |
|---|---|
| Revenue | €676.09m |
| Cost of Revenue | €118.17m |
| Gross Profit | €557.92m |
| Other Expenses | €498.05m |
| Earnings | €59.88m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Aug 13, 2026
| Earnings per share (EPS) | 1.36 |
| Gross Margin | 82.52% |
| Net Profit Margin | 8.86% |
| Debt/Equity Ratio | 528.7% |
How did GLJ perform over the long term?
See historical performance and comparisonDividends
3.3%
Current Dividend Yield31%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/21 17:38 |
| End of Day Share Price | 2026/05/21 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Grenke AG is covered by 8 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Marius Fuhrberg | Berenberg |
| Claus Roller | BofA Global Research |
| Olivia Pulvermacher | Deutsche Bank |