GLJ Share Price Performance
€13.30
-0.22 (-1.63%)
52.5% undervalued intrinsic discount
€28.00
Fair Value
Price €13.30
AnalystHighTarget €28.00
AnalystConsensusTarget €20.24
AnalystLowTarget €11.00
Fair Value€28.00
Share Pricen/a
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 10 Fair Values set on narratives written by author
GLJ Community Narratives
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Fair Value €28 52.5% undervalued intrinsic discount
Digitization And Green Leasing Will Empower European SMEs
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Fair Value €20.24 34.3% undervalued intrinsic discount
Digital Transformation And European Expansion Will Ensure Resilient Performance
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Fair Value €11 20.9% overvalued intrinsic discount
Subscription Shift And Fintech Disruption Will Erode Leasing Margins
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Digitization And Green Leasing Will Empower European SMEs
Key Takeaways Accelerating digitalization, automation, and franchise integration could drive significant margin expansion and outperform conservative forecasts for revenue and earnings growth. Leading presence in SME leasing, a diversified platform, and low-cost funding support sustained market share gains and stable, recurring cash flows.Read more
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AN
€28
52.5% undervalued intrinsic discount
Fair Value
Revenue
21.82% p.a.
Profit Margin
11.91%
Future PE
11.6x
Price in 2029
€37.31
Digital Transformation And European Expansion Will Ensure Resilient Performance
Key Takeaways Digitalization initiatives and SME demand for tech and sustainability solutions are strengthening Grenke's recurring leasing business and boosting long-term profitability. Expansion into new markets and diversified funding partnerships enhance business resilience, support revenue growth, and mitigate funding risks.Read more
68
users have viewed this narrative1users have liked this narrative
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AN
€20.24
34.3% undervalued intrinsic discount
Fair Value
Revenue
15.41% p.a.
Profit Margin
10.96%
Future PE
10.71x
Price in 2029
€26.97
Subscription Shift And Fintech Disruption Will Erode Leasing Margins
Key Takeaways The rise of digital-first competitors and embedded finance solutions is steadily eroding Grenke's traditional leasing business model and compressing margins. Regulatory pressures, ESG requirements, and macroeconomic volatility are increasing compliance and risk-related costs, challenging Grenke's ability to scale and sustain profitability.Read more
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AN
€11
20.9% overvalued intrinsic discount
Fair Value
Revenue
13.27% p.a.
Profit Margin
15.1%
Future PE
4.58x
Price in 2029
€14.57
Trending Discussion
Recently Updated Narratives
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GLJ: Higher Discount Rate Assumptions Will Support Future Re Rating Potential
Fair Value: €28 52.5% undervalued intrinsic discount
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GLJ: Dividend Outlook And Earnings Guidance Will Support Future Upside Potential
Fair Value: €20.24 34.3% undervalued intrinsic discount
6 fair values setusers have set this as their fair value
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GLJ: Lower Fair Value And P/E Multiple Will Limit Future Upside
Fair Value: €11 20.9% overvalued intrinsic discount
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Snowflake Analysis
Grenke AG Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
May 13, 2026
- 1.29
- 81.96%
- 8.66%
- 414.9%
About GLJ
- Founded
- 1978
- Employees
- 2400
- CEO
- WebsiteView website
Grenke AG, together with its subsidiaries, provides financial services to small and medium-sized (SME) enterprises in Germany, France, Italy, and internationally. It is involved in the financing for commercial lessees; leasing, services, protection, and maintenance offers, as well as small-ticket leasing of IT products, such as PCs, notebooks, servers, monitors, and other peripheral devices. The company also offers leasing portfolio that includes office communication products comprising telecommunications and copying equipment, as well as medical technology products, small machines and equipment, security devices, and green economy objects, including wall boxes, photovoltaic systems, and eBikes. In addition, it provides fixed-term deposits for private and commercial customers through its website and online platforms; microloans and start-up financing, as well as development loans to SMEs and self-employed professionals; and small-ticket factoring services. The company was formerly known as GrenkeLeasing AG and changed its name to Grenke AG in May 2016. Grenke AG was founded in 1978 and is headquartered in Baden-Baden, Germany.
