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German (DAX) Insurance Industry Analysis
UpdatedSep 26, 2025
DataAggregated Company Financials
Companies8
- 7D0.3%
- 3M-1.4%
- 1Y14.2%
- YTD13.8%
In the last week, Insurance has been flat. As for the the longer term, the industry is up 14% over the past 12 months. As for the next few years, earnings are expected to grow by 6.1% per annum.
Industry Valuation and Performance
Has the German Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 26 Sep 2025 | €260.9b | €256.4b | €20.1b | 12.9x | 13x | 1x |
| Sun, 24 Aug 2025 | €277.9b | €257.4b | €20.0b | 13.9x | 13.9x | 1.1x |
| Tue, 22 Jul 2025 | €269.1b | €251.8b | €18.6b | 15.2x | 14.5x | 1.1x |
| Thu, 19 Jun 2025 | €265.7b | €251.8b | €18.6b | 14.9x | 14.3x | 1.1x |
| Sat, 17 May 2025 | €273.2b | €250.4b | €18.7b | 15.4x | 14.6x | 1.1x |
| Mon, 14 Apr 2025 | €256.3b | €247.4b | €19.7b | 12.9x | 13x | 1x |
| Wed, 12 Mar 2025 | €259.8b | €252.3b | €19.7b | 13x | 13.2x | 1x |
| Fri, 07 Feb 2025 | €244.9b | €246.3b | €19.4b | 13.1x | 12.6x | 1x |
| Sun, 05 Jan 2025 | €233.2b | €246.3b | €19.4b | 13.1x | 12x | 0.9x |
| Tue, 03 Dec 2024 | €234.8b | €246.3b | €19.4b | 12.8x | 12.1x | 1x |
| Thu, 31 Oct 2024 | €224.8b | €248.9b | €18.8b | 14x | 11.9x | 0.9x |
| Sat, 28 Sep 2024 | €232.4b | €248.9b | €18.8b | 14.2x | 12.3x | 0.9x |
| Mon, 26 Aug 2024 | €222.8b | €249.0b | €19.0b | 13.4x | 11.7x | 0.9x |
| Wed, 24 Jul 2024 | €210.3b | €240.5b | €18.1b | 13x | 11.6x | 0.9x |
| Fri, 21 Jun 2024 | €212.7b | €240.5b | €18.1b | 13.2x | 11.7x | 0.9x |
| Sun, 19 May 2024 | €212.9b | €240.5b | €18.1b | 13x | 11.8x | 0.9x |
| Tue, 16 Apr 2024 | €207.4b | €247.6b | €16.6b | 12.2x | 12.5x | 0.8x |
| Thu, 14 Mar 2024 | €212.7b | €262.7b | €16.5b | 11.8x | 12.9x | 0.8x |
| Sat, 10 Feb 2024 | €195.8b | €267.4b | €14.6b | 11.3x | 13.4x | 0.7x |
| Mon, 08 Jan 2024 | €193.4b | €267.4b | €14.6b | 11.6x | 13.3x | 0.7x |
| Wed, 06 Dec 2023 | €193.0b | €267.4b | €14.6b | 11.4x | 13.3x | 0.7x |
| Fri, 03 Nov 2023 | €183.6b | €279.8b | €14.6b | 11.9x | 12.6x | 0.7x |
| Sun, 01 Oct 2023 | €182.4b | €279.8b | €14.6b | 11.6x | 12.5x | 0.7x |
| Tue, 29 Aug 2023 | €179.9b | €290.1b | €14.5b | 12.3x | 12.4x | 0.6x |
| Thu, 27 Jul 2023 | €173.5b | €272.3b | €14.7b | 12.4x | 11.8x | 0.6x |
| Sat, 24 Jun 2023 | €167.2b | €272.3b | €14.7b | 12.7x | 11.4x | 0.6x |
| Mon, 22 May 2023 | €170.3b | €269.1b | €12.8b | 13x | 13.3x | 0.6x |
| Wed, 19 Apr 2023 | €169.2b | €267.4b | €13.0b | 13.2x | 13x | 0.6x |
| Fri, 17 Mar 2023 | €158.5b | €267.4b | €12.9b | 13.4x | 12.3x | 0.6x |
| Sun, 12 Feb 2023 | €168.7b | €261.0b | €9.8b | 18.7x | 17.2x | 0.6x |
| Tue, 10 Jan 2023 | €168.0b | €261.0b | €9.8b | 18.9x | 17.1x | 0.6x |
| Thu, 08 Dec 2022 | €160.3b | €261.0b | €9.8b | 18.3x | 16.4x | 0.6x |
| Sat, 05 Nov 2022 | €145.7b | €255.3b | €9.2b | 17.6x | 15.9x | 0.6x |
| Mon, 03 Oct 2022 | €129.8b | €255.3b | €9.2b | 15.8x | 14.1x | 0.5x |
Price to Earnings Ratio
14.1x
Current Industry PE
- Investors are relatively neutral on the German Insurance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 13.2x.
- The 3-year average PS ratio of 0.81x is lower than the industry's current PS ratio of 1.0x.
Past Earnings Growth
- The earnings for companies in the Insurance industry have grown 30% per year over the last three years, while revenues have remained mostly flat.
- This means that companies overall are more efficiently conducting business since profits are increasing while sales have been flat.
Industry Trends
Which industries have driven the changes within the German Financials industry?
| DE Market | -1.06% | |
| Financials | -0.10% | |
| Insurance | 0.32% | |
| General Insurance | 0.34% | |
| Reinsurance | 0.31% | |
| Life and Health Insurance | -0.89% | |
Industry PE
- Investors are most optimistic about the General Insurance industry, which is trading close to its 3-year average PE ratio of 12.8x.
- Analysts are expecting annual earnings growth of 6.8%, which is lower than the prior year's growth of 11.7% per year.
- Investors are most pessimistic about the Life and Health Insurance industry, which is trading below its 3-year average of 11.3x.
Forecasted Growth
- Analysts are most optimistic on the Life and Health Insurance industry, expecting annual earnings growth of 13% over the next 5 years.
- In contrast, the Reinsurance industry is expected to see its earnings grow by 4.8% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| ALV Allianz | €349.30 | 0.6% +€799.2m | 18.1% | PE13.2x | |
| HNR1 Hannover Rück | €249.20 | 1.6% +€482.3m | -1.7% | PE12.1x | |
| NBG6 NÜRNBERGER Beteiligungs-AG | €65.00 | 0.6% +€4.6m | 23.8% | PS0.2x | |
| RLV RheinLand Holding | €30.40 | 3.4% +€3.8m | -10.6% | PE19.1x |
