Have your own idea? Try our Stock Screener
German (DAX) Insurance Industry Analysis
UpdatedDec 24, 2025
DataAggregated Company Financials
Companies8
- 7D1.7%
- 3M10.1%
- 1Y25.1%
- YTD24.7%
In the last week, the Insurance industry is up 1.5%, with Allianz up 1.9%. This means that the industry has gained 25% over the past year. Looking forward, earnings are forecast to grow by 4.9% annually.
Industry Valuation and Performance
Has the German Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Wed, 24 Dec 2025 | €285.5b | €248.0b | €21.6b | 12.8x | 13.2x | 1.2x |
| Fri, 21 Nov 2025 | €267.9b | €248.0b | €21.6b | 12.2x | 12.4x | 1.1x |
| Sun, 19 Oct 2025 | €262.4b | €256.4b | €20.1b | 12.6x | 13.1x | 1x |
| Tue, 16 Sep 2025 | €264.9b | €256.4b | €20.1b | 13.1x | 13.2x | 1x |
| Thu, 14 Aug 2025 | €276.4b | €254.0b | €19.6b | 14.5x | 14.1x | 1.1x |
| Sat, 12 Jul 2025 | €269.7b | €251.8b | €18.6b | 15x | 14.5x | 1.1x |
| Mon, 09 Jun 2025 | €277.4b | €250.1b | €18.7b | 15.7x | 14.9x | 1.1x |
| Wed, 07 May 2025 | €287.1b | €247.4b | €19.7b | 14.9x | 14.6x | 1.2x |
| Fri, 04 Apr 2025 | €274.2b | €247.1b | €19.9b | 13.8x | 13.8x | 1.1x |
| Sun, 02 Mar 2025 | €254.6b | €252.5b | €19.9b | 12.8x | 12.8x | 1x |
| Tue, 28 Jan 2025 | €242.1b | €246.3b | €19.4b | 12.8x | 12.5x | 1x |
| Thu, 26 Dec 2024 | €231.5b | €246.3b | €19.4b | 12.6x | 11.9x | 0.9x |
| Sat, 23 Nov 2024 | €228.8b | €246.3b | €19.4b | 12.9x | 11.8x | 0.9x |
| Mon, 21 Oct 2024 | €236.9b | €248.9b | €18.8b | 13.9x | 12.6x | 1x |
| Wed, 18 Sep 2024 | €226.7b | €248.9b | €18.8b | 14.2x | 12x | 0.9x |
| Fri, 16 Aug 2024 | €212.5b | €248.9b | €19.0b | 12.9x | 11.2x | 0.9x |
| Sun, 14 Jul 2024 | €214.9b | €240.5b | €18.1b | 13.4x | 11.9x | 0.9x |
| Tue, 11 Jun 2024 | €213.3b | €240.5b | €18.1b | 13.1x | 11.8x | 0.9x |
| Thu, 09 May 2024 | €212.4b | €238.1b | €16.6b | 13.7x | 12.8x | 0.9x |
| Sat, 06 Apr 2024 | €212.1b | €247.7b | €16.6b | 12.5x | 12.8x | 0.9x |
| Mon, 04 Mar 2024 | €203.7b | €262.7b | €14.7b | 11.6x | 13.8x | 0.8x |
| Wed, 31 Jan 2024 | €195.5b | €267.4b | €14.6b | 11.8x | 13.4x | 0.7x |
| Fri, 29 Dec 2023 | €190.0b | €267.4b | €14.6b | 11.4x | 13x | 0.7x |
| Sun, 26 Nov 2023 | €189.3b | €267.2b | €14.5b | 11.1x | 13x | 0.7x |
| Tue, 24 Oct 2023 | €178.6b | €279.8b | €14.6b | 11.4x | 12.3x | 0.6x |
| Thu, 21 Sep 2023 | €186.5b | €290.7b | €14.6b | 11.6x | 12.8x | 0.6x |
| Sat, 19 Aug 2023 | €177.6b | €290.1b | €14.5b | 12.3x | 12.2x | 0.6x |
| Mon, 17 Jul 2023 | €168.1b | €272.3b | €14.7b | 12.1x | 11.4x | 0.6x |
| Wed, 14 Jun 2023 | €167.2b | €272.3b | €14.7b | 12.6x | 11.4x | 0.6x |
| Fri, 12 May 2023 | €167.1b | €267.4b | €13.0b | 12.9x | 12.9x | 0.6x |
| Sun, 09 Apr 2023 | €168.1b | €267.4b | €13.0b | 13.2x | 13x | 0.6x |
| Tue, 07 Mar 2023 | €171.8b | €265.9b | €12.7b | 15.6x | 13.5x | 0.6x |
| Thu, 02 Feb 2023 | €169.4b | €261.0b | €9.8b | 18.7x | 17.3x | 0.6x |
| Sat, 31 Dec 2022 | €159.1b | €261.0b | €9.8b | 18.2x | 16.2x | 0.6x |
Price to Earnings Ratio
16.2x
Current Industry PE
- Investors are relatively neutral on the German Insurance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 13.0x.
- The 3-year average PS ratio of 0.85x is lower than the industry's current PS ratio of 1.1x.
Past Earnings Growth
- The earnings for companies in the Insurance industry have grown 30% per year over the last three years, while revenues have remained mostly flat.
- This means that companies overall are more efficiently conducting business since profits are increasing while sales have been flat.
Industry Trends
Which industries have driven the changes within the German Financials industry?
| DE Market | 0.66% | |
| Financials | 2.38% | |
| Insurance | 1.72% | |
| General Insurance | 2.01% | |
| Reinsurance | 1.23% | |
| Life and Health Insurance | 1.12% | |
Industry PE
- Investors are most optimistic about the General Insurance industry which is trading above its 3-year average PE ratio of 12.5x.
- Analysts are expecting annual earnings growth of 6.9%, which is lower than the prior year's growth of 10.1% per year.
- Investors are most pessimistic about the Life and Health Insurance industry, which is trading below its 3-year average of 11.6x.
Forecasted Growth
- Analysts are most optimistic on the Life and Health Insurance industry, expecting annual earnings growth of 20% over the next 5 years.
- In contrast, the Reinsurance industry is expected to see its earnings growth to stay flat over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| ALV Allianz | €391.00 | 2.0% +€2.9b | 32.9% | PE14.3x | |
| HNR1 Hannover Rück | €266.80 | 2.1% +€675.3m | 9.0% | PE13x | |
| TLX Talanx | €113.70 | 2.2% +€619.2m | 39.1% | PE12.5x | |
| MUV2 Münchener Rückversicherungs-Gesellschaft in München | €562.40 | 0.8% +€589.1m | 13.2% | PE11.6x | |
| WUW Wüstenrot & Württembergische | €14.48 | 1.1% +€15.0m | 25.9% | PE9.8x |
