Snowflake Score | |
---|---|
Valuation | 2/6 |
Future Growth | 0/6 |
Past Performance | 1/6 |
Financial Health | 4/6 |
Dividends | 5/6 |
RLV Stock Overview
RheinLand Holding AG provides various insurance products and services for private and commercial customers in Germany and internationally.
RheinLand Holding Competitors
Price History & Performance
Historical stock prices | |
---|---|
Current Share Price | €42.00 |
52 Week High | €47.40 |
52 Week Low | €36.00 |
Beta | 0.28 |
1 Month Change | -6.67% |
3 Month Change | -2.33% |
1 Year Change | 11.70% |
3 Year Change | 10.53% |
5 Year Change | 11.41% |
Change since IPO | 102.00% |
Recent News & Updates
How Does RheinLand Holding AG (DUSE:RLV) Fare As A Dividend Stock?
Is RheinLand Holding AG ( DUSE:RLV ) a good dividend stock? How can we tell? Dividend paying companies with growing...
Shareholder Returns
RLV | DE Insurance | DE Market | |
---|---|---|---|
7D | 0% | -0.5% | -0.1% |
1Y | 11.7% | -10.9% | -22.0% |
Return vs Industry: RLV exceeded the German Insurance industry which returned -10.9% over the past year.
Return vs Market: RLV exceeded the German Market which returned -22% over the past year.
Price Volatility
RLV volatility | |
---|---|
RLV Average Weekly Movement | 5.2% |
Insurance Industry Average Movement | 3.7% |
Market Average Movement | 5.6% |
10% most volatile stocks in DE Market | 10.0% |
10% least volatile stocks in DE Market | 2.8% |
Stable Share Price: RLV is not significantly more volatile than the rest of German stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: RLV's weekly volatility (5%) has been stable over the past year.
About the Company
Founded | Employees | CEO | Website |
---|---|---|---|
1880 | 910 | n/a | https://www.rheinland-versicherungsgruppe.de |
RheinLand Holding AG provides various insurance products and services for private and commercial customers in Germany and internationally. It sells its products through a network of agents, customer advisors, and sales managers. RheinLand Holding AG was founded in 1880 and is based in Neuss, Germany.
RheinLand Holding Fundamentals Summary
RLV fundamental statistics | |
---|---|
Market Cap | €161.28m |
Earnings (TTM) | €6.03m |
Revenue (TTM) | €549.15m |
26.8x
P/E Ratio0.3x
P/S RatioIs RLV overvalued?
See Fair Value and valuation analysisEarnings & Revenue
RLV income statement (TTM) | |
---|---|
Revenue | €549.15m |
Cost of Revenue | €311.91m |
Gross Profit | €237.23m |
Other Expenses | €231.21m |
Earnings | €6.03m |
Last Reported Earnings
Dec 31, 2021
Next Earnings Date
n/a
Earnings per share (EPS) | 1.57 |
Gross Margin | 43.20% |
Net Profit Margin | 1.10% |
Debt/Equity Ratio | 0.0% |
How did RLV perform over the long term?
See historical performance and comparisonDividends
2.9%
Current Dividend Yield76%
Payout RatioValuation
Is RLV undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
2/6Valuation Score 2/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
PEG Ratio
Key Valuation Metric
Which metric is best to use when looking at relative valuation for RLV?
Other financial metrics that can be useful for relative valuation.
What is RLV's n/a Ratio? | |
---|---|
n/a Ratio | 0x |
n/a | n/a |
Market Cap | €161.28m |
Key Statistics | |
---|---|
Enterprise Value/Revenue | 0.2x |
Enterprise Value/EBITDA | 1877.3x |
PEG Ratio | n/a |
Price to Earnings Ratio vs Peers
How does RLV's PE Ratio compare to its peers?
RLV PE Ratio vs Peers |
---|
Company | PE | Estimated Growth | Market Cap |
---|---|---|---|
Peer Average | 8.7x |
Price-To-Earnings vs Peers: RLV is expensive based on its Price-To-Earnings Ratio (26.8x) compared to the peer average (8.7x).
Price to Earnings Ratio vs Industry
How does RLV's PE Ratio compare vs other companies in the Insurance Industry?
Price-To-Earnings vs Industry: RLV is expensive based on its Price-To-Earnings Ratio (26.8x) compared to the German Insurance industry average (13.9x)
Price to Earnings Ratio vs Fair Ratio
What is RLV's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
Fair Ratio | |
---|---|
Current PE Ratio | 26.8x |
Fair PE Ratio | n/a |
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate RLV's Price-To-Earnings Fair Ratio for valuation analysis.
Share Price vs Fair Value
What is the Fair Price of RLV when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: RLV (€42) is trading below our estimate of fair value (€104.63)
Significantly Below Fair Value: RLV is trading below fair value by more than 20%.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate RLV's PEG Ratio to determine if it is good value.
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Future Growth
How is RheinLand Holding forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score
0/6Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Future ROE
9.4%
Forecasted Insurance industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as RheinLand Holding has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
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- Examine RheinLand Holding's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
Past Performance
How has RheinLand Holding performed over the past 5 years?
Past Performance Score
1/6Past Performance Score 1/6
Quality Earnings
Growing Profit Margin
Earnings Trend
Accelerating Growth
Earnings vs Industry
High ROE
-11.2%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: RLV has high quality earnings.
Growing Profit Margin: RLV's current net profit margins (1.1%) are lower than last year (2.7%).
Past Earnings Growth Analysis
Earnings Trend: RLV's earnings have declined by 11.2% per year over the past 5 years.
Accelerating Growth: RLV's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: RLV had negative earnings growth (-55.3%) over the past year, making it difficult to compare to the Insurance industry average (5.1%).
Return on Equity
High ROE: RLV's Return on Equity (2.8%) is considered low.
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Financial Health
How is RheinLand Holding's financial position?
Financial Health Score
4/6Financial Health Score 4/6
Short Term Liabilities
Long Term Liabilities
Debt Level
Reducing Debt
Debt Coverage
Interest Coverage
Financial Position Analysis
Short Term Liabilities: RLV's short term assets (€137.5M) do not cover its short term liabilities (€688.4M).
Long Term Liabilities: RLV's short term assets (€137.5M) do not cover its long term liabilities (€960.9M).
Debt to Equity History and Analysis
Debt Level: RLV is debt free.
Reducing Debt: RLV has no debt compared to 5 years ago when its debt to equity ratio was 2.8%.
Debt Coverage: RLV has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: RLV has no debt, therefore coverage of interest payments is not a concern.
Balance Sheet
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Dividend
What is RheinLand Holding current dividend yield, its reliability and sustainability?
Dividend Score
4/6Dividend Score 4/6
Notable Dividend
High Dividend
Stable Dividend
Growing Dividend
Earnings Coverage
Future Dividend Coverage
2.86%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: RLV's dividend (2.86%) is higher than the bottom 25% of dividend payers in the German market (1.47%).
High Dividend: RLV's dividend (2.86%) is low compared to the top 25% of dividend payers in the German market (4.53%).
Stability and Growth of Payments
Stable Dividend: RLV's dividends per share have been stable in the past 10 years.
Growing Dividend: RLV's dividend payments have increased over the past 10 years.
Earnings Payout to Shareholders
Earnings Coverage: At its current payout ratio (76.5%), RLV's payments are covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: With its low cash payout ratio (15.9%), RLV's dividend payments are well covered by cash flows.
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Management
How experienced are the management team and are they aligned to shareholders interests?
4.4yrs
Average management tenure
CEO
RheinLand Holding has no CEO, or we have no data on them.
Leadership Team
Experienced Management: RLV's management team is considered experienced (4.4 years average tenure).
Board Members
Experienced Board: RLV's board of directors are considered experienced (7.9 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
RheinLand Holding AG's employee growth, exchange listings and data sources
Key Information
- Name: RheinLand Holding AG
- Ticker: RLV
- Exchange: DUSE
- Founded: 1880
- Industry: Multi-line Insurance
- Sector: Insurance
- Implied Market Cap: €161.280m
- Shares outstanding: 3.84m
- Website: https://www.rheinland-versicherungsgruppe.de
Number of Employees
Location
- RheinLand Holding AG
- RheinLandplatz
- Neuss
- North Rhine-Westphalia
- 41460
- Germany
Listings
Company Analysis and Financial Data Status
Data | Last Updated (UTC time) |
---|---|
Company Analysis | 2022/06/25 00:00 |
End of Day Share Price | 2022/06/24 00:00 |
Earnings | 2021/12/31 |
Annual Earnings | 2021/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.