Commerzbank AG provides banking and capital market services to private and small business customers, multinational groups, financial service providers, and institutional clients worldwide. More Details
No risks detected for CBK from our risk checks.
Excellent balance sheet and fair value.
Share Price & News
How has Commerzbank's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: CBK is not significantly more volatile than the rest of German stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: CBK's weekly volatility (5%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: CBK exceeded the German Banks industry which returned 36.9% over the past year.
Return vs Market: CBK exceeded the German Market which returned 30.8% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Commerzbank's share price compared to the market and industry in the last 5 years?
Simply Wall St News
Is Commerzbank undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: CBK (€6.43) is trading below our estimate of fair value (€8.99)
Significantly Below Fair Value: CBK is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: CBK is unprofitable, so we can't compare its PE Ratio to the European Banks industry average.
PE vs Market: CBK is unprofitable, so we can't compare its PE Ratio to the German market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate CBK's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: CBK is good value based on its PB Ratio (0.3x) compared to the XE Banks industry average (0.7x).
How is Commerzbank forecast to perform in the next 1 to 3 years based on estimates from 15 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: CBK is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (0.01%).
Earnings vs Market: CBK is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: CBK's is expected to become profitable in the next 3 years.
Revenue vs Market: CBK's revenue is expected to decline over the next 3 years (-0.2% per year).
High Growth Revenue: CBK's revenue is forecast to decline over the next 3 years (-0.2% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: CBK's Return on Equity is forecast to be low in 3 years time (4.1%).
How has Commerzbank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: CBK is currently unprofitable.
Growing Profit Margin: CBK is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: CBK is unprofitable, and losses have increased over the past 5 years at a rate of 47.2% per year.
Accelerating Growth: Unable to compare CBK's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: CBK is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (2.6%).
Return on Equity
High ROE: CBK has a negative Return on Equity (-8.22%), as it is currently unprofitable.
How is Commerzbank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: CBK's Assets to Equity ratio (18.4x) is moderate.
Allowance for Bad Loans: CBK has a low allowance for bad loans (64%).
Low Risk Liabilities: 74% of CBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: CBK has an appropriate level of Loans to Assets ratio (48%).
Low Risk Deposits: CBK's Loans to Deposits ratio (69%) is appropriate.
Level of Bad Loans: CBK has an appropriate level of bad loans (1.8%).
What is Commerzbank current dividend yield, its reliability and sustainability?
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate CBK's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate CBK's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if CBK's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if CBK's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: CBK is not paying a notable dividend for the German market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of CBK's dividend in 3 years as they are not forecast to pay a notable one for the German market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Manfred Knof (54 yo)
Dr. Manfred Knof has been Chairman of the Board, Managing Director and Chief Executive Officer at Commerzbank AG since January 1, 2021. Dr. Knof serves as the Head of Retail Division for Deutsche Bank. He ...
Experienced Management: CBK's management team is not considered experienced ( 1.4 years average tenure), which suggests a new team.
Experienced Board: CBK's board of directors are not considered experienced ( 1.6 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Commerzbank AG's company bio, employee growth, exchange listings and data sources
- Name: Commerzbank AG
- Ticker: CBK
- Exchange: XTRA
- Founded: 1870
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: €8.053b
- Shares outstanding: 1.25b
- Website: https://www.commerzbank.com
Number of Employees
- Commerzbank AG
- Frankfurt am Main
Commerzbank AG provides banking and capital market services to private and small business customers, multinational groups, financial service providers, and institutional clients worldwide. It operates thro...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/06/15 02:57|
|End of Day Share Price||2021/06/14 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.