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German (DAX) Banks Industry Analysis
UpdatedJan 10, 2026
DataAggregated Company Financials
Companies4
- 7D-3.8%
- 3M11.2%
- 1Y105.2%
- YTD-3.8%
Over the last 7 days, the Banks industry has dropped 3.3%, driven by a pullback from Commerzbank of 1.7%. On the other hand UmweltBank is actually up 7.6%. This takes the industry's 12 month performance to a gain of 109%. Earnings are forecast to grow by 15% annually.
Industry Valuation and Performance
Has the German Banks Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Sat, 10 Jan 2026 | €39.0b | €11.9b | €2.5b | 12.3x | 15.6x | 3.3x |
| Mon, 08 Dec 2025 | €38.3b | €11.9b | €2.5b | 12.3x | 15.3x | 3.2x |
| Wed, 05 Nov 2025 | €37.1b | €11.7b | €2.5b | 12.4x | 14.8x | 3.2x |
| Fri, 03 Oct 2025 | €37.2b | €11.7b | €2.5b | 10.2x | 14.9x | 3.2x |
| Sun, 31 Aug 2025 | €37.6b | €11.7b | €2.5b | 9.8x | 15.1x | 3.2x |
| Tue, 29 Jul 2025 | €36.1b | €11.3b | €2.6b | 9.8x | 13.7x | 3.2x |
| Thu, 26 Jun 2025 | €32.8b | €11.3b | €2.7b | 10.5x | 12.3x | 2.9x |
| Sat, 24 May 2025 | €31.6b | €11.3b | €2.7b | 10.3x | 11.9x | 2.8x |
| Mon, 21 Apr 2025 | €27.8b | €11.1b | €2.6b | 9.7x | 10.8x | 2.5x |
| Wed, 19 Mar 2025 | €30.2b | €11.0b | €2.8b | 10.7x | 10.8x | 2.8x |
| Fri, 14 Feb 2025 | €23.8b | €10.5b | €2.2b | 10.7x | 10.6x | 2.3x |
| Sun, 12 Jan 2025 | €20.5b | €10.5b | €2.2b | 10.1x | 9.2x | 2x |
| Tue, 10 Dec 2024 | €18.4b | €10.5b | €2.2b | 9.1x | 8.2x | 1.8x |
| Thu, 07 Nov 2024 | €19.9b | €10.6b | €2.3b | 9.7x | 8.7x | 1.9x |
| Sat, 05 Oct 2024 | €21.1b | €10.9b | €2.4b | 9x | 8.9x | 1.9x |
| Mon, 02 Sep 2024 | €16.7b | €10.6b | €2.3b | 8x | 7.3x | 1.6x |
| Wed, 31 Jul 2024 | €18.7b | €10.6b | €2.3b | 8.4x | 8x | 1.8x |
| Fri, 28 Jun 2024 | €17.6b | €10.6b | €2.3b | 8.2x | 7.6x | 1.7x |
| Sun, 26 May 2024 | €19.5b | €10.6b | €2.3b | 8.7x | 8.3x | 1.8x |
| Tue, 23 Apr 2024 | €16.7b | €10.5b | €2.2b | 8.3x | 7.7x | 1.6x |
| Thu, 21 Mar 2024 | €15.4b | €10.4b | €2.3b | 8.7x | 6.6x | 1.5x |
| Sat, 17 Feb 2024 | €14.0b | €10.5b | €2.2b | 8.7x | 6.2x | 1.3x |
| Mon, 15 Jan 2024 | €15.0b | €10.5b | €2.2b | 9.1x | 6.7x | 1.4x |
| Wed, 13 Dec 2023 | €14.3b | €10.5b | €2.2b | 9x | 6.4x | 1.4x |
| Fri, 10 Nov 2023 | €849.8m | €512.8m | €102.9m | 12x | 8.3x | 1.7x |
| Sun, 08 Oct 2023 | €13.7b | €9.5b | €1.7b | 9.3x | 7.9x | 1.4x |
| Tue, 05 Sep 2023 | €13.6b | €9.5b | €1.7b | 9.3x | 7.9x | 1.4x |
| Thu, 03 Aug 2023 | €14.3b | €9.4b | €1.6b | 10.2x | 8.9x | 1.5x |
| Sat, 01 Jul 2023 | €13.7b | €9.4b | €1.6b | 9.9x | 8.5x | 1.5x |
| Mon, 29 May 2023 | €12.7b | €9.3b | €1.6b | 8x | 8x | 1.4x |
| Wed, 26 Apr 2023 | €13.4b | €9.0b | €1.3b | 10.4x | 10.5x | 1.5x |
| Fri, 24 Mar 2023 | €12.2b | €8.9b | €1.5b | 9.4x | 8.2x | 1.4x |
| Sun, 19 Feb 2023 | €14.7b | €8.7b | €1.3b | 11.5x | 11.4x | 1.7x |
| Tue, 17 Jan 2023 | €12.2b | €8.7b | €1.3b | 9.5x | 9.5x | 1.4x |
Price to Earnings Ratio
9.5x
Current Industry PE
- Investors are optimistic on the German Banks industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 15.5x which is higher than its 3-year average PE of 9.7x.
- The 3-year average PS ratio of 2.0x is lower than the industry's current PS ratio of 3.3x.
Past Earnings Growth
- The earnings for companies in the Banks industry have grown 25% per year over the last three years.
- Revenues for these companies have grown 11% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the German Financials industry?
| DE Market | 2.60% | |
| Financials | -1.65% | |
| Banks | -3.76% | |
| Regional Banks | 0% | 0 |
| Diversified Banks | -3.76% | |
Industry PE
- Investors are most optimistic about the Diversified Banks industry which is trading above its 3-year average PE ratio of 9.7x.
- Analysts are expecting annual earnings growth of 14.7%, which is higher than its past year's earnings growth of 11.8% per year.
- Investors are most pessimistic about the Diversified Banks industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 9.7x.
Forecasted Growth
- Analysts are most optimistic on the Diversified Banks industry, expecting annual earnings growth of 15% over the next 5 years.
- This is better than its past earnings growth rate of 12% per year.
- In contrast, the Diversified Banks industry is expected to see its earnings grow by 15% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| PCZ ProCredit Holding | €8.72 | 2.1% +€10.6m | 10.1% | PB0.5x | |
| UBK UmweltBank | €3.77 | 4.7% +€7.0m | -37.6% | PB0.4x |