UBK Stock Overview
About the company
UmweltBank AG provides various banking products and services in Germany. The company offers investment products, savings plans, and retirement provision products, as well as construction financing and personal loans to private customers. It also provides business accounts, company pension schemes, environmental funds, green bonds, and real estate finance, as well as finance for photovoltaic, wind and hydropower, and biomass and heat concept projects to companies and associations. In addition, the company offers insurance products, as well as online and telephone banking services. UmweltBank AG was founded in 1997 and is based in Nuremberg, Germany.
Snowflake Analysis
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 1/6 |
| Financial Health | 3/6 |
| Dividends | 3/6 |
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UmweltBank AG Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €11.15 |
| 52 Week High | €18.30 |
| 52 Week Low | €9.00 |
| Beta | 0.69 |
| 1 Month Change | -8.23% |
| 3 Month Change | -17.10% |
| 1 Year Change | -38.06% |
| 3 Year Change | 0% |
| 5 Year Change | 16.15% |
| Change since IPO | 468.88% |
Recent News & Updates
Shareholder Returns
| UBK | DE Banks | DE Market | |
|---|---|---|---|
| 7D | -4.7% | 4.2% | 4.2% |
| 1Y | -38.1% | -10.7% | -9.2% |
Return vs Industry: UBK underperformed the German Banks industry which returned -9.7% over the past year.
Return vs Market: UBK underperformed the German Market which returned -9.6% over the past year.
Price Volatility
| UBK volatility | |
|---|---|
| UBK Average Weekly Movement | 5.2% |
| Banks Industry Average Movement | 4.0% |
| Market Average Movement | 5.1% |
| 10% most volatile stocks in DE Market | 9.5% |
| 10% least volatile stocks in DE Market | 2.7% |
Stable Share Price: UBK is not significantly more volatile than the rest of German stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: UBK's weekly volatility (5%) has been stable over the past year.
UmweltBank AG Fundamentals Summary
| UBK fundamental statistics | |
|---|---|
| Market Cap | €395.10m |
| Earnings (TTM) | €19.37m |
| Revenue (TTM) | €73.74m |
20.4x
P/E Ratio1.6x
P/B RatioIs UBK overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UBK income statement (TTM) | |
|---|---|
| Revenue | €73.74m |
| Cost of Revenue | €0 |
| Gross Profit | €73.74m |
| Other Expenses | €54.36m |
| Earnings | €19.37m |
Last Reported Earnings
Dec 31, 2021
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.55 |
| Gross Margin | 100.00% |
| Net Profit Margin | 26.28% |
| Debt/Equity Ratio | 1,031.6% |
How did UBK perform over the long term?
See historical performance and comparison