UmweltBank Past Earnings Performance
Past criteria checks 1/6
UmweltBank has been growing earnings at an average annual rate of 0.9%, while the Banks industry saw earnings growing at 12% annually. Revenues have been growing at an average rate of 14.2% per year. UmweltBank's return on equity is 7.6%, and it has net margins of 23.2%.
Key information
0.9%
Earnings growth rate
0.3%
EPS growth rate
Banks Industry Growth | 10.6% |
Revenue growth rate | 14.2% |
Return on equity | 7.6% |
Net Margin | 23.2% |
Last Earnings Update | 31 Dec 2022 |
Recent past performance updates
Revenue & Expenses BreakdownBeta
How UmweltBank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
---|---|---|---|---|
31 Dec 22 | 84 | 20 | 42 | 0 |
31 Dec 21 | 74 | 19 | 35 | 0 |
31 Dec 20 | 66 | 18 | 28 | 0 |
31 Dec 19 | 60 | 17 | 22 | 0 |
31 Dec 18 | 56 | 17 | 18 | 0 |
31 Dec 17 | 58 | 17 | 16 | 0 |
31 Dec 16 | 62 | 16 | 16 | 0 |
31 Dec 15 | 62 | 16 | 13 | 0 |
31 Dec 14 | 57 | 15 | 12 | 0 |
31 Dec 13 | 52 | 13 | 12 | 0 |
Quality Earnings: UBK has high quality earnings.
Growing Profit Margin: UBK's current net profit margins (23.2%) are lower than last year (26.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: Insufficient data to determine if UBK's year-on-year earnings growth rate was positive over the past 5 years.
Accelerating Growth: Insufficient data to compare UBK's past year earnings growth to its 5-year average.
Earnings vs Industry: UBK earnings growth over the past year (0.9%) did not outperform the Banks industry 28.9%.
Return on Equity
High ROE: UBK's Return on Equity (7.6%) is considered low.