UmweltBank Past Earnings Performance
Past criteria checks 1/6
UmweltBank's earnings have been declining at an average annual rate of -13.6%, while the Banks industry saw earnings growing at 17.4% annually. Revenues have been growing at an average rate of 4.2% per year. UmweltBank's return on equity is 0.3%, and it has net margins of 1.2%.
Key information
-13.6%
Earnings growth rate
-17.8%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | 4.2% |
| Return on equity | 0.3% |
| Net Margin | 1.2% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Revenue & Expenses Breakdown
How UmweltBank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 59 | 1 | 58 | 0 |
| 31 Dec 22 | 84 | 20 | 42 | 0 |
| 31 Dec 21 | 74 | 19 | 35 | 0 |
| 31 Dec 20 | 66 | 18 | 28 | 0 |
| 31 Dec 19 | 60 | 17 | 22 | 0 |
| 31 Dec 18 | 56 | 17 | 18 | 0 |
| 31 Dec 17 | 58 | 17 | 16 | 0 |
| 31 Dec 16 | 62 | 16 | 16 | 0 |
| 31 Dec 15 | 62 | 16 | 13 | 0 |
| 31 Dec 14 | 57 | 15 | 12 | 0 |
| 31 Dec 13 | 52 | 13 | 12 | 0 |
Quality Earnings: UBK has high quality earnings.
Growing Profit Margin: UBK's current net profit margins (1.2%) are lower than last year (23.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: UBK's earnings have declined by 13.6% per year over the past 5 years.
Accelerating Growth: UBK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: UBK had negative earnings growth (-96.3%) over the past year, making it difficult to compare to the Banks industry average (13.5%).
Return on Equity
High ROE: UBK's Return on Equity (0.3%) is considered low.