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Singaporean (SGX) Consumer Finance Industry Analysis
UpdatedApr 23, 2026
DataAggregated Company Financials
Companies4
- 7D3.8%
- 3M6.9%
- 1Y40.6%
- YTD10.7%
Over the last 7 days, the Consumer Finance industry has risen 2.7%, driven by gains from every company within the industry. This means that the industry has gained 39% over the past year. As for the next few years, earnings are expected to grow by 14% per annum.
Industry Valuation and Performance
Has the Singaporean Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Thu, 23 Apr 2026 | S$2.8b | S$851.4m | S$216.3m | 12.6x | 13.1x | 3.3x |
| Sat, 21 Mar 2026 | S$2.6b | S$851.4m | S$216.3m | 11.6x | 12x | 3.1x |
| Mon, 16 Feb 2026 | S$2.8b | S$815.1m | S$227.7m | 13.1x | 12.5x | 3.5x |
| Wed, 14 Jan 2026 | S$2.6b | S$815.1m | S$227.7m | 12x | 11.5x | 3.2x |
| Fri, 12 Dec 2025 | S$2.6b | S$815.1m | S$227.7m | 11.8x | 11.3x | 3.2x |
| Sun, 09 Nov 2025 | S$2.6b | S$815.1m | S$227.7m | 11.8x | 11.4x | 3.2x |
| Tue, 07 Oct 2025 | S$2.6b | S$815.1m | S$227.7m | 12.1x | 11.6x | 3.2x |
| Thu, 04 Sep 2025 | S$2.5b | S$815.1m | S$227.7m | 11.6x | 10.9x | 3x |
| Sat, 02 Aug 2025 | S$2.3b | S$784.4m | S$229.3m | 9.8x | 9.9x | 2.9x |
| Mon, 30 Jun 2025 | S$2.1b | S$784.4m | S$229.3m | 9.2x | 9.1x | 2.7x |
| Wed, 28 May 2025 | S$2.0b | S$784.4m | S$229.3m | 9.1x | 8.6x | 2.5x |
| Fri, 25 Apr 2025 | S$2.0b | S$784.4m | S$229.3m | 9.2x | 8.7x | 2.5x |
| Sun, 23 Mar 2025 | S$2.0b | S$784.4m | S$229.3m | 9.1x | 8.5x | 2.5x |
| Tue, 18 Feb 2025 | S$1.9b | S$724.8m | S$200.4m | 9.5x | 9.5x | 2.6x |
| Thu, 16 Jan 2025 | S$1.9b | S$724.8m | S$200.4m | 9.4x | 9.3x | 2.6x |
| Sat, 14 Dec 2024 | S$1.8b | S$724.8m | S$200.4m | 9.3x | 9.2x | 2.5x |
| Mon, 11 Nov 2024 | S$1.8b | S$724.8m | S$200.4m | 9.3x | 9.2x | 2.5x |
| Wed, 09 Oct 2024 | S$1.8b | S$724.8m | S$200.4m | 9.3x | 9.2x | 2.5x |
| Fri, 06 Sep 2024 | S$1.8b | S$724.8m | S$200.4m | 9.1x | 9.2x | 2.5x |
| Sun, 04 Aug 2024 | S$1.8b | S$637.7m | S$185.3m | 9.4x | 9.7x | 2.8x |
| Tue, 02 Jul 2024 | S$1.8b | S$638.1m | S$185.6m | 9.4x | 9.6x | 2.8x |
| Thu, 30 May 2024 | S$1.7b | S$638.1m | S$185.6m | 9.4x | 9.4x | 2.7x |
| Sat, 27 Apr 2024 | S$1.8b | S$638.1m | S$185.6m | 9.7x | 9.7x | 2.8x |
| Mon, 25 Mar 2024 | S$1.8b | S$638.1m | S$185.6m | 9.5x | 9.6x | 2.8x |
| Wed, 21 Feb 2024 | S$1.7b | S$641.6m | S$218.6m | 7.8x | 8x | 2.7x |
| Fri, 19 Jan 2024 | S$1.7b | S$641.6m | S$218.6m | 7.7x | 7.9x | 2.7x |
| Sun, 17 Dec 2023 | S$1.7b | S$641.6m | S$218.6m | 7.7x | 7.9x | 2.7x |
| Tue, 14 Nov 2023 | S$1.7b | S$641.6m | S$218.6m | 7.6x | 7.7x | 2.6x |
| Thu, 12 Oct 2023 | S$1.7b | S$641.6m | S$218.6m | 7.7x | 7.8x | 2.7x |
| Sat, 09 Sep 2023 | S$1.7b | S$641.6m | S$218.6m | 7.7x | 7.7x | 2.6x |
| Mon, 07 Aug 2023 | S$1.7b | S$642.8m | S$219.0m | 7.8x | 7.9x | 2.7x |
| Wed, 05 Jul 2023 | S$1.7b | S$639.7m | S$220.9m | 7.5x | 7.8x | 2.7x |
| Fri, 02 Jun 2023 | S$1.7b | S$639.7m | S$220.9m | 7.4x | 7.7x | 2.7x |
| Sun, 30 Apr 2023 | S$1.8b | S$639.7m | S$220.9m | 7.8x | 8.1x | 2.8x |
Price to Earnings Ratio
8.1x
Current Industry PE
- Investors are optimistic on the Singaporean Consumer Finance industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 12.9x which is higher than its 3-year average PE of 9.4x.
- The 3-year average PS ratio of 2.8x is lower than the industry's current PS ratio of 3.3x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have remained mostly flat over the last three years.
- Meanwhile revenues for these companies have grown 10.0% per year.
- This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.
Industry Trends
Which industries have driven the changes within the Singaporean Financials industry?
| SG Market | -0.022% | |
| Financials | -0.88% | |
| Consumer Finance | 3.85% | |
| Consumer Finance | 3.85% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| S35 Sing Investments & Finance | S$1.85 | 14.2% +S$54.4m | 63.7% | PE10.3x | |
| T6I ValueMax Group | S$1.15 | 3.6% +S$38.0m | 119.0% | PE10.6x | |
| S41 Hong Leong Finance | S$2.62 | 0.8% +S$9.0m | 2.7% | PE18.8x | |
| S23 Singapura Finance | S$0.84 | 3.0% +S$4.0m | 25.2% | PE14.7x |