Narrative Update • Jun 11
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German (DAX) Diversified Financial Industry Analysis
UpdatedJun 21, 2026
DataAggregated Company Financials
Companies20
- 7D1.7%
- 3M2.4%
- 1Y-17.2%
- YTD-7.4%
In the last week, the Diversified Financial industry is up 1.7%, with HenriPay Holding leading the way, up 1.3%. During this same period, the Net-Digital underperformed, falling 6.0%. However, the industry is down 17% over the past year. Looking forward, earnings are forecast to grow by 51% annually.
Industry Valuation and Performance
Has the German Diversified Financial Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Sun, 21 Jun 2026 | €6.5b | €1.6b | €69.3m | 13.1x | 94.4x | 4.1x |
| Tue, 19 May 2026 | €6.5b | €1.6b | €53.4m | 9.6x | 122.1x | 4.2x |
| Thu, 16 Apr 2026 | €7.0b | €1.5b | -€225,402,422.00 | 10.1x | -30.9x | 4.5x |
| Sat, 14 Mar 2026 | €6.8b | €1.8b | -€213,287,817.00 | 9.7x | -32.1x | 3.8x |
| Mon, 09 Feb 2026 | €7.1b | €1.5b | -€164,993,817.00 | 11.3x | -43x | 4.6x |
| Wed, 07 Jan 2026 | €7.6b | €1.5b | -€160,149,115.00 | 11.7x | -47.5x | 5x |
| Fri, 05 Dec 2025 | €3.7b | €1.5b | -€163,813,148.00 | 11.5x | -22.6x | 2.4x |
| Sun, 02 Nov 2025 | €3.7b | €1.6b | -€151,877,148.00 | 12.7x | -24.4x | 2.4x |
| Tue, 30 Sep 2025 | €3.8b | €1.5b | -€139,414,381.00 | 9.9x | -27.2x | 2.5x |
| Thu, 28 Aug 2025 | €4.1b | €1.6b | -€140,704,566.00 | 17.6x | -28.8x | 2.6x |
| Sat, 26 Jul 2025 | €4.6b | €1.8b | €147.8m | 11.7x | 31x | 2.5x |
| Mon, 23 Jun 2025 | €4.3b | €1.8b | €147.3m | 11.3x | 29.2x | 2.4x |
| Wed, 21 May 2025 | €4.5b | €1.8b | €148.9m | 11.3x | 30.5x | 2.5x |
| Fri, 18 Apr 2025 | €4.1b | €1.8b | €160.3m | 12.1x | 25.3x | 2.3x |
| Sun, 16 Mar 2025 | €3.8b | €1.6b | €166.9m | 12.1x | 22.8x | 2.4x |
| Tue, 11 Feb 2025 | €4.1b | €1.6b | €175.8m | 12x | 23.3x | 2.6x |
| Thu, 09 Jan 2025 | €3.7b | €1.6b | €175.8m | 10.9x | 20.9x | 2.4x |
| Sat, 07 Dec 2024 | €3.7b | €1.6b | €176.0m | 12.2x | 20.9x | 2.3x |
| Mon, 04 Nov 2024 | €4.0b | €1.5b | €159.2m | 14.1x | 25.1x | 2.6x |
| Wed, 02 Oct 2024 | €7.0b | €2.4b | €267.2m | 15.4x | 26.1x | 2.9x |
| Fri, 30 Aug 2024 | €6.8b | €2.4b | €265.8m | 13.5x | 25.6x | 2.9x |
| Sun, 28 Jul 2024 | €6.3b | €2.3b | €251.9m | 11.8x | 24.9x | 2.8x |
| Tue, 25 Jun 2024 | €6.3b | €2.3b | €252.9m | 11.6x | 25.1x | 2.8x |
| Thu, 23 May 2024 | €6.5b | €2.3b | €254.3m | 11.4x | 25.4x | 2.8x |
| Sat, 20 Apr 2024 | €5.7b | €2.3b | €230.4m | 12.5x | 24.8x | 2.5x |
| Mon, 18 Mar 2024 | €5.7b | €2.3b | €231.2m | 11.7x | 24.5x | 2.5x |
| Wed, 14 Feb 2024 | €5.5b | €2.4b | €354.6m | 10.5x | 15.5x | 2.3x |
| Fri, 12 Jan 2024 | €7.1b | €2.4b | €353.9m | 11.5x | 20x | 3x |
| Sun, 10 Dec 2023 | €7.0b | €2.4b | €353.9m | 11.7x | 19.9x | 2.9x |
| Tue, 07 Nov 2023 | €6.7b | €2.4b | €386.0m | 11.7x | 17.4x | 2.8x |
| Thu, 05 Oct 2023 | €5.2b | €2.4b | €400.5m | 11.6x | 12.9x | 2.1x |
| Sat, 02 Sep 2023 | €5.9b | €2.4b | €382.6m | 13.4x | 15.5x | 2.5x |
| Mon, 31 Jul 2023 | €6.2b | €2.5b | €425.4m | 27.6x | 14.5x | 2.5x |
| Wed, 28 Jun 2023 | €5.7b | €2.5b | €444.7m | 36x | 12.8x | 2.3x |
Price to Earnings Ratio
12.8x
Current Industry PE
- Investors are optimistic on the German Diversified Financial industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 94.4x which is higher than its 3-year average PE of 12.0x.
- The 3-year average PS ratio of 2.9x is lower than the industry's current PS ratio of 4.1x.
Past Earnings Growth
- The earnings for companies in the Diversified Financial industry have declined 46% per year over the last three years,
- Revenues have also declined 14% per year.
- This means overall sales from these companies are declining and profits are subsequently falling as well.
Industry Trends
Which industries have driven the changes within the German Financials industry?
| DE Market | 0.64% | |
| Financials | 3.23% | |
| Diversified Financial | 1.68% | |
| Multi-Sector Holdings | 4.82% | |
| Specialized Finance | 1.41% | |
| Other Diversified Financial Services | 1.36% | |
| Transaction and Payment Processing Services | 1.19% | |
Industry PE
- Investors are most optimistic about the Other Diversified Financial Services industry even though it's trading below its 3-year average PE ratio of 40.5x.
- Analysts are expecting annual earnings growth of 16.8%, which is lower than the prior year's growth of 29.5% per year.
Forecasted Growth
- Analysts are most optimistic on the Multi-Sector Holdings industry, expecting annual earnings growth of 70% over the next 5 years.
- However this is lower than its past earnings growth rate of 238% per year.
- In contrast, the Other Diversified Financial Services industry is expected to see its earnings grow by 17% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| 9HF HenriPay Holding | €16.10 | 1.3% +€49.5m | -4.7% | PS166092.5x | |
| CHG CHAPTERS Group | €33.35 | 6.5% +€48.9m | -21.3% | PS4.4x | |
| HYQ Hypoport | €80.60 | 1.4% +€7.3m | -56.0% | PE19x | |
| GLJ Grenke | €12.60 | 1.0% +€5.3m | -9.4% | PE9.4x | |
| CSQ0 creditshelf | €5.00 | 117.4% +€3.8m | 49,900.0% | n/a |