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German (DAX) Consumer Finance Industry Analysis

UpdatedDec 21, 2024
DataAggregated Company Financials
Companies5
  • 7D-3.5%
  • 3M11.0%
  • 1Y15.5%
  • YTD-4.6%

Over the last 7 days, the Consumer Finance industry has dropped 2.5%, driven by declines from every company within the industry. In the past year, the industry has gained 14%. As for the next few years, earnings are expected to grow by 26% per annum.

Industry Valuation and Performance

Has the German Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 22 Dec 2024€323.2m€293.0m€31.5m9.4x10.3x1.1x
Tue, 19 Nov 2024€324.0m€290.8m€35.5m8x9.1x1.1x
Thu, 17 Oct 2024€340.1m€290.0m€30.3m10.5x11.2x1.2x
Sat, 14 Sep 2024€134.7m€117.9m€10.3m10.5x13.1x1.1x
Mon, 12 Aug 2024€150.7m€116.9m€11.6m10.7x13x1.3x
Wed, 10 Jul 2024€164.0m€116.9m€11.6m11.7x14.2x1.4x
Fri, 07 Jun 2024€154.8m€116.9m€11.6m11.4x13.4x1.3x
Sun, 05 May 2024€139.9m€119.0m€11.1m9.7x12.7x1.2x
Tue, 02 Apr 2024€144.7m€119.0m€16.4m6.9x8.8x1.2x
Thu, 29 Feb 2024€130.9m€122.3m€12.7m7.7x10.3x1.1x
Sat, 27 Jan 2024€132.8m€122.3m€12.7m7.8x10.5x1.1x
Mon, 25 Dec 2023€122.1m€122.3m€12.7m6.8x9.6x1x
Wed, 22 Nov 2023€74.5m€122.4m€12.6m5.6x5.9x0.6x
Fri, 20 Oct 2023€71.6m€122.4m€12.6m5.3x5.7x0.6x
Sun, 17 Sep 2023€80.7m€122.4m€12.6m6x6.4x0.7x
Tue, 15 Aug 2023€74.6m€120.5m€8.0m8.8x9.3x0.6x
Thu, 13 Jul 2023€77.7m€120.5m€8.0m9.1x9.7x0.6x
Sat, 10 Jun 2023€88.3m€120.5m€8.0m10.3x11.1x0.7x
Mon, 08 May 2023€92.7m€119.8m€8.3m10.5x11.1x0.8x
Wed, 05 Apr 2023€91.2m€115.9m€12.0m7.1x7.6x0.8x
Fri, 03 Mar 2023€85.3m€123.5m€112.0k724.4x761.6x0.7x
Sun, 29 Jan 2023€79.5m€123.5m€112.0k676.2x709.9x0.6x
Tue, 27 Dec 2022€64.0m€123.5m€1.9m275.2x34.4x0.5x
Thu, 24 Nov 2022€65.1m€123.5m€1.9m277.4x35x0.5x
Sat, 22 Oct 2022€58.6m€122.1m-€1,385,687.002.1x-42.3x0.5x
Mon, 19 Sep 2022€51.8m€122.1m-€1,385,687.002.1x-37.4x0.4x
Wed, 17 Aug 2022€62.7m€124.5m€4.4m12.1x14.2x0.5x
Fri, 15 Jul 2022€60.5m€124.5m€4.4m11.7x13.7x0.5x
Sun, 12 Jun 2022€78.5m€124.9m€3.0m31.5x26.4x0.6x
Tue, 10 May 2022€73.9m€124.9m€3.0m29.5x24.8x0.6x
Thu, 07 Apr 2022€81.5m€124.9m€3.0m32.7x27.4x0.7x
Sat, 05 Mar 2022€83.0m€125.2m€4.4m16.3x19x0.7x
Mon, 31 Jan 2022€99.4m€125.2m€4.4m19.5x22.7x0.8x
Wed, 29 Dec 2021€87.7m€125.2m€4.4m17.3x20.1x0.7x
Price to Earnings Ratio

20.1x


Total Market Cap: €87.7mTotal Earnings: €4.4mTotal Revenue: €125.2mTotal Market Cap vs Earnings and Revenue0%0%0%
German Consumer Finance Industry Price to Earnings3Y Average 62.9x202220232024
Current Industry PE
  • Investors are pessimistic on the German Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 10.4x which is lower than its 3-year average PE of 62.9x.
  • The 3-year average PS ratio of 0.82x is lower than the industry's current PS ratio of 1.1x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 93% per year over the last three years.
  • Revenues for these companies have grown 33% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the German Financials industry?

DE Market-2.58%
Financials-2.97%
Consumer Finance-3.51%
Consumer Finance-3.51%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
No data available
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OT8

€1.65

Eleving Group

7D

-0.6%

1Y

n/a

E4I

€4.81

Multitude

7D

-9.2%

1Y

20.3%