Header cover image

Sri Lankan (CSE) Consumer Finance Industry Analysis

UpdatedDec 05, 2022
DataAggregated Company Financials
Companies24
  • 7D12.8%
  • 3M-12.6%
  • 1Y-47.7%
  • YTD-54.1%

Over the last 7 days, the Consumer Finance industry has risen 13%, driven by gains in LOLC Holdings and LOLC Finance of 24% and 30%, respectively. In the same time, Citizens Development Business Finance was down 8.9%. In the past year, the industry is down 48%.

Industry Valuation and Performance

Has the Sri Lankan Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 05 Dec 2022LK₨667.6bLK₨303.1bLK₨118.8b3.9x5.6x2.2x
Wed, 02 Nov 2022LK₨647.7bLK₨340.5bLK₨130.1b3.4x5x1.9x
Fri, 30 Sep 2022LK₨725.4bLK₨340.0bLK₨130.2b3.6x5.6x2.1x
Sun, 28 Aug 2022LK₨626.9bLK₨340.0bLK₨130.0b3.8x4.8x1.8x
Tue, 26 Jul 2022LK₨517.3bLK₨300.4bLK₨114.7b3.4x4.5x1.7x
Thu, 23 Jun 2022LK₨634.7bLK₨295.7bLK₨113.8b3.6x5.6x2.1x
Sat, 21 May 2022LK₨660.8bLK₨249.9bLK₨78.4b4.4x8.4x2.6x
Mon, 18 Apr 2022LK₨553.7bLK₨250.2bLK₨78.6b5x7x2.2x
Wed, 16 Mar 2022LK₨724.3bLK₨250.2bLK₨78.6b6.1x9.2x2.9x
Fri, 11 Feb 2022LK₨974.5bLK₨232.2bLK₨63.8b8.7x15.3x4.2x
Sun, 09 Jan 2022LK₨1.2tLK₨227.1bLK₨60.2b12.5x19.4x5.1x
Tue, 07 Dec 2021LK₨852.9bLK₨223.6bLK₨59.6b7.5x14.3x3.8x
Thu, 04 Nov 2021LK₨621.9bLK₨224.2bLK₨50.1b5.6x12.4x2.8x
Sat, 02 Oct 2021LK₨600.1bLK₨222.5bLK₨48.8b5.9x12.3x2.7x
Mon, 30 Aug 2021LK₨611.8bLK₨228.6bLK₨50.1b8.3x12.2x2.7x
Tue, 06 Jul 2021LK₨554.0bLK₨228.6bLK₨50.1b6.9x11.1x2.4x
Fri, 09 Apr 2021LK₨324.3bLK₨194.7bLK₨58.1b6.6x5.6x1.7x
Thu, 31 Dec 2020LK₨226.6bLK₨173.3bLK₨33.1b6.5x6.8x1.3x
Sun, 04 Oct 2020LK₨225.5bLK₨166.2bLK₨29.9b6.6x7.5x1.4x
Wed, 08 Jul 2020LK₨202.1bLK₨159.0bLK₨18.5b6.7x10.9x1.3x
Tue, 31 Mar 2020LK₨163.1bLK₨168.6bLK₨25.4b5.2x6.4x1x
Fri, 03 Jan 2020LK₨246.2bLK₨160.7bLK₨21.4b7x11.5x1.5x
Price to Earnings Ratio

11.5x


Total Market Cap: LK₨246.2bTotal Earnings: LK₨21.4bTotal Revenue: LK₨160.7bTotal Market Cap vs Earnings and Revenue0%0%0%
Sri Lankan Consumer Finance Industry Price to Earnings3Y Average 9.1x20212022
Current Industry PE
  • Investors are pessimistic on the Sri Lankan Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 5.6x which is lower than its 3-year average PE of 9.1x.
  • The industry is trading close to its 3-year average PS ratio of 2.1x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 77% per year over the last three years.
  • Revenues for these companies have grown 24% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does Sri Lankan Consumer Finance compare with similar industries?

LK Market8.48%
Financials10.38%
Consumer Finance12.77%
Consumer Finance12.77%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
LOLC.N0000 LOLC HoldingsLK₨435.5018.3%
+LK₨32.0b
-56.2%PE3.1x
LOFC.N0000 LOLC FinanceLK₨8.0021.2%
+LK₨27.0b
-66.8%PE9.1x
CALF.N0000 Dialog FinanceLK₨66.2018.0%
+LK₨1.2b
-12.0%PE167.9x
CFIN.N0000 Central FinanceLK₨62.904.3%
+LK₨591.1m
-29.2%PE1.7x
HNBF.N0000 HNB FinanceLK₨4.706.8%
+LK₨515.9m
-55.7%PS2.3x
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.

Latest News

LOLC.N0000

LK₨435.50

LOLC Holdings

7D

18.3%

1Y

-56.2%

LOFC.N0000

LK₨8.00

LOLC Finance

7D

21.2%

1Y

-66.8%

COCR.N0000

LK₨24.50

Commercial Credit and Finance

7D

6.1%

1Y

-24.8%

HNBF.N0000

LK₨4.70

HNB Finance

7D

6.8%

1Y

-55.7%

CRL.N0000

LK₨8.00

Softlogic Finance

7D

9.6%

1Y

-27.9%

CALF.N0000

LK₨66.20

Dialog Finance

7D

18.0%

1Y

-12.0%

CFIN.N0000

LK₨62.90

Central Finance

7D

4.3%

1Y

-29.2%

PLC.N0000

LK₨5.30

People's Leasing & Finance

7D

3.9%

1Y

-44.4%

CDB.N0000

LK₨182.25

Citizens Development Business Finance

7D

-8.9%

1Y

16.1%