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Commercial Credit and Finance PLCCOSE:COCR.N0000 Stock Report

Market Cap LK₨45.2b
Share Price
LK₨142.00
My Fair Value
LK₨73.5
93.2% overvalued intrinsic discount
1Y234.1%
7D-3.7%
Portfolio Value
View

Commercial Credit and Finance PLC

COSE:COCR.N0000 Stock Report

Market Cap: LK₨45.2b

Commercial Credit and Finance (COCR.N0000) Stock Overview

Offers various financial services in Sri Lanka. More details

COCR.N0000 fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance6/6
Financial Health5/6
Dividends4/6

COCR.N0000 Community Fair Values

Create Narrative

See what 12 others think this stock is worth. Follow their fair value or set your own to get alerts.

Commercial Credit and Finance PLC Competitors

Price History & Performance

Summary of share price highs, lows and changes for Commercial Credit and Finance
Historical stock prices
Current Share PriceLK₨142.00
52 Week HighLK₨154.75
52 Week LowLK₨41.00
Beta1.18
1 Month Change0.89%
3 Month Change21.37%
1 Year Change234.12%
3 Year Change441.98%
5 Year Change539.64%
Change since IPO288.53%

Recent News & Updates

Recent updates

Shareholder Returns

COCR.N0000LK Consumer FinanceLK Market
7D-3.7%-2.0%-0.5%
1Y234.1%52.4%70.6%

Return vs Industry: COCR.N0000 exceeded the LK Consumer Finance industry which returned 52.4% over the past year.

Return vs Market: COCR.N0000 exceeded the LK Market which returned 70.6% over the past year.

Price Volatility

Is COCR.N0000's price volatile compared to industry and market?
COCR.N0000 volatility
COCR.N0000 Average Weekly Movement4.7%
Consumer Finance Industry Average Movement5.7%
Market Average Movement5.6%
10% most volatile stocks in LK Market10.8%
10% least volatile stocks in LK Market3.0%

Stable Share Price: COCR.N0000 has not had significant price volatility in the past 3 months compared to the LK market.

Volatility Over Time: COCR.N0000's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1982n/aRoshan Egodagewww.cclk.lk

Commercial Credit and Finance PLC, together with its subsidiaries, offers various financial services in Sri Lanka. It operates through Finance Lease; Hire Purchase; Microfinance and SME Loans; Gold Loan; Term Loan; Revolving Loans; and Investments segments. The company provides fixed deposits; revolving business loans; leasing and hire purchase financing comprising auto loans and vehicle leasing; educational and gold loans; and microfinance loans consisting of micro, SME, and consumer loans.

Commercial Credit and Finance PLC Fundamentals Summary

How do Commercial Credit and Finance's earnings and revenue compare to its market cap?
COCR.N0000 fundamental statistics
Market capLK₨45.17b
Earnings (TTM)LK₨7.59b
Revenue (TTM)LK₨22.13b
6.0x
P/E Ratio
2.0x
P/S Ratio

Is COCR.N0000 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
COCR.N0000 income statement (TTM)
RevenueLK₨22.13b
Cost of RevenueLK₨0
Gross ProfitLK₨22.13b
Other ExpensesLK₨14.54b
EarningsLK₨7.59b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)23.86
Gross Margin100.00%
Net Profit Margin34.31%
Debt/Equity Ratio49.2%

How did COCR.N0000 perform over the long term?

See historical performance and comparison

Dividends

4.2%
Current Dividend Yield
25%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/11/02 07:04
End of Day Share Price 2025/10/31 00:00
Earnings2025/06/30
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Commercial Credit and Finance PLC is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Prakatheesh NareshkumarAsia Securities (Private) Limited
Hiruni PereraFirst Capital Holdings PLC